Ying Hong / Frank Yang Wise Investments 4448 Technology Drive, Fremont, CA 94538 650-823-2453 (cell) 510-498-1128 (work) 650-949-5902 (home fax) 510-498-8287 (office fax) yinghongmail@yahoo.com Qing Qiu Bay Citi Mortgage Co. 20370 Town Center Ln. #128 Cupertino, CA 95104 408-219-1910 (cell) 408-343-0999 (work) 408-343-0909 (fax) Hong Xu Horizon Financial 39267 Mission Blvd. Fremont, CA 94539 510-376-8444 (cell) 510-793-3114 (fax)