KBC Bank and Insurance Holding Company NV

PROFILE KBC Bank and Insurance Holding Company, formed when Kredietbank and CERA Bank merged in 1998, is Belgium's largest financial services firm. The company operates more than 750 bank branches in Belgium and around the world; its operations encompass traditional banking and insurance services and a state-of-the-art electronic network. As a wave of consolidation hits Europe from technological change and the introduction of the euro, KBC's plans to integrate selected European banking and insurance companies to form a major financial group. As part of the process, KBC has an 83% interest in Ceskoslovenska Obchodni Banka (CSOB) in the Czech Republic. Belgian investment firm Almanij owns more than two-thirds of KBC.  COMPETITION ABN AMRO Holding N.V. (ABN) Dexia Group (DX) Fortis (dossier)		FINANCIAL OVERVIEW Fiscal Year-End: December 2000 Sales (mil.): 14,580.10 1-Yr. Sales Growth: 6.8% Employees: 39,073 Revenue per employee: $373,150.26  KEY PEOPLE • Remi Vermeiren     CEO  CONTACT INFO Havenlaan 2 B-1080 Brussels, Belgium Phone: 32-78-152-154 Fax: 32-3-206-6-208 Online: Web Site

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