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  September 5, 2001
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Home > Company Index > Banking > Banking - Southwest > Guaranty Bancshares, Inc.

Guaranty Bancshares, Inc.
Nasdaq: GNTY
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 PROFILE
Guaranty Bancshares is the bank holding company for Guaranty Bank, which operates about 10 northeast Texas banking offices and one west Texas loan production office. Guaranty Bank's deposit products and services include CDs and savings, checking, NOW, and money market accounts. The bank's loan products include one- to four-family residential mortgages (more than one-third of the loan portfolio), commercial loans, and consumer loans, which include automobile, home improvement, and personal loans. The bank owns Guaranty Leasing Company and holds an interest in brokerage BSC Securities.

 COMPETITION
Bank of America Corporation (BAC)
Cullen/Frost Bankers, Inc. (CFR)
Temple-Inland Inc. (TIN)

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 32.70
1-Yr. Sales Growth: 30.8%
Employees: 198
Revenue per employee: $165,151.52

 KEY PEOPLE
• Bill G. Jones
    CEO
• Clifton A. Payne
    CFO

 CONTACT INFO
100 W. Arkansas
Mount Pleasant, TX 75455
US
Phone: 903-572-9881
Fax: 903-572-9658
Online: Web Site

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