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Home > Company Index > Banking > Banking - Southeast > First Capital Bancshares, Inc.

First Capital Bancshares, Inc.
OTC: FCPB
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 PROFILE
First Capital Bancshares is the holding company for First Capital Bank, which was formed in 1999. The bank has one office in Marlboro County, South Carolina, and another in neighboring Scotland County, North Carolina. It provides such traditional deposit products as checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. Its customers are primarily individuals and small to midsized businesses. Real estate mortgages make up half of the bank's loan portfolio (split evenly between residential and nonresidential real estate); consumer loans add another 30%. The bank also makes construction and business loans.

 COMPETITION
First Citizens Bancorporation of South Carolina, Inc. (FCBN)
The South Financial Group, Inc. (TSFG)
Wachovia Corporation (WB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 1.30
1-Yr. Sales Growth: 647.5%
Employees: 15
Revenue per employee: $86,666.67

 KEY PEOPLE

• John M. Digby
    CFO

 CONTACT INFO
207 Hwy. 15/401 Bypass East
Bennettsville, SC 29512
US
Phone: 843-454-9337
Fax: 843-454-9338

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