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Home > Company Index > Banking > Banking - Southeast > Union Financial Bancshares, Inc.

Union Financial Bancshares, Inc.
Nasdaq: UFBS
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 PROFILE
Union Financial Bancshares is the holding company for Provident Community Bank, which operates six branches in Jonesville, Laurens, Union, and Winnsboro, South Carolina. The bank also has a lending and investment office in Union. Provident offers checking and savings accounts, money market and NOW accounts, and IRAs. Lending activities consist primarily of one- to four-family mortgage loans (more than 70% of the bank's portfolio), and also construction, second mortgage, consumer, and installment loans. Union Financial sells some of its loans on the secondary market, retaining servicing rights. Provident Financial Services, a subsidiary of the bank, provides investment brokerage services.

 COMPETITION
First Citizens Bancorporation of South Carolina, Inc. (FCBN)
Wachovia Corporation (WB)

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 FINANCIAL OVERVIEW
Fiscal Year-End: September
2000 Sales (mil.): 21.10
1-Yr. Sales Growth: 38.8%
Employees: 81
Revenue per employee: $260,493.83

 KEY PEOPLE
• Dwight V. Neese
    CEO
• Richard H. Flake
    CFO

 CONTACT INFO
203 W. Main St.
Union, SC 29379
US
Phone: 864-427-9000
Fax: 864-429-1866
Online: Web Site

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