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Home > Company Index > Banking > Banking - Southeast > Gaston Federal Bancorp, Inc.

Gaston Federal Bancorp, Inc.
Nasdaq: GBNK
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 PROFILE
Gaston Federal Bancorp is the parent of Gaston Federal Bank. Founded in 1904, the bank offers banking products and services through five locations in Dallas, Gastonia, Mount Holly, and Shelby, North Carolina. Deposit products include CDs and IRAs, as well as savings, NOW, money market, and checking accounts. The bank originates one- to four-family residential mortgages (about 70% of its loan portfolio), along with construction, multifamily, commercial real estate, business, and consumer loans. It sells some mortgages on the secondary market, but retains the servicing. Mutual holding firm Gaston Federal Holdings owns some 60% of the company, which is buying North Carolina bank holding company Innes Street Financial.

 COMPETITION
First Citizens BancShares, Inc. (FCNCA)
National Commerce Financial Corporation (NCF)
RBC Centura Banks, Inc. (dossier)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: September
2000 Sales (mil.): 18.50
1-Yr. Sales Growth: 5.1%
Employees: 70
Revenue per employee: $264,285.71

 KEY PEOPLE
• Kim S. Price
    CEO
• Gary F. Hoskins
    CFO

 CONTACT INFO
245 W. Main Ave.
Gastonia, NC 28053
US
Phone: 704-868-5200
Fax: 704-868-5226
Online: Web Site

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