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Home > Company Index > Banking > Banking - Mid-Atlantic > Bedford Bancshares, Inc.

Bedford Bancshares, Inc.
Nasdaq: BFSB
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 PROFILE
Bedford Bancshares is the holding company for Bedford Federal Savings Bank, which has three branches in Bedford County, Virginia, between Roanoke and Lynchburg. Bedford Federal offers standard deposit products like checking, savings, NOW, and money market accounts, as well as CDs and IRAs. Lending activities include one- to four-family mortgages (about 60% of the loan portfolio); construction loans; multifamily and commercial real estate loans; consumer loans; and commercial loans. Bedford Federal sells some of its fixed-rate mortgages on the secondary market, retaining servicing rights.

 COMPETITION
FNB Corporation (FNBP)
First Citizens BancShares, Inc. (FCNCA)
First Virginia Banks, Inc. (FVB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: September
2000 Sales (mil.): 14.40
1-Yr. Sales Growth: 10.8%
Employees: 51
Revenue per employee: $282,352.94

 KEY PEOPLE
• Harold K. Neal
    CEO
• James W. Smith
    CFO

 CONTACT INFO
125 W. Main St.
Bedford, VA 24523
US
Phone: 540-586-2590
Fax: 540-586-6582

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