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  September 5, 2001
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Home > Company Index > Banking > Banking - Southeast > Main Street Banks, Inc.

Main Street Banks, Inc.
Nasdaq: MSBK
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 PROFILE
Atlanta may be more than a one-horse town, but it still has a good, old-fashioned Main Street. Main Street Banks (formerly First Sterling Banks) is the holding company for Main Street Bank, which has more than 20 offices serving the Atlanta metro area. The company offers a range of consumer banking products, including checking, savings, and money market accounts, as well as CDs and (through subsidiary Williamson, Musselwhite & Main Street Insurance) insurance products and services. The bank primarily originates single-family real estate loans, which make up more than 50% of the loan portfolio; it also originates Small Business Administration loans. Chairman Robert R. Fowler owns nearly 30% of Main Street Banks.

 COMPETITION
Bank of America Corporation (BAC)
Eagle Bancshares, Inc. (EBSI)
Wachovia Corporation (WB)

 DEALS
Deal: TidePoint Gets $10 Million
Date Announced: 08.08.00
Value of transaction (US $Mil): 10
Description: Partner-management extranet software company raises round of funding.

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 90.10
1-Yr. Sales Growth: 232.5%
Employees: 368
Revenue per employee: $244,836.96

 KEY PEOPLE
• Edward C. Milligan
    CEO
• Samuel B. Hay
    CFO

 CONTACT INFO
676 Chastain Road
Kennesaw, GA 30144
US
Phone: 770-422-2888
Fax: 770-499-7229
Online: Web Site

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