| Business Summary | | Capital
One
Financial
Corporation
is
a
holding
company
whose
subsidiaries
provide
a
variety
of
products
and
services
to
consumers
using
its
proprietary
information-based
strategy.
The
Company's
principal
subsidiary,
Capital
One
Bank,
a
limited-purpose
credit
card
bank,
offers
credit
card
products.
Capital
One,
F.S.B.,
a
federally
chartered
savings
bank,
offers
consumer
lending
and
deposit
products.
Capital
One
Services
Inc.,
another
subsidiary
of
the
Company,
provides
various
operating,
administrative
and
other
services
to
the
Company
and
its
subsidiaries.
Capital
One's
business
consists
of
both
lending
and
non-lending
activities.
Its
lending
activities
consist
primarily
of
credit
card
products,
but
also
include
other
consumer
lending
activities,
such
as
unsecured
installment
lending
and
automobile
financing.
Its
non-lending
business
activities
consist
primarily
of
its
retail
deposit-taking
business
and
various
non-lending
new
business
initiatives. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | COF
is
the
holding
company
for
Capital
One
Bank
F.S.B.
and
offers
a
variety
of
credit
card
and
financial
services
to
customers.
For
the
six
months
ended
6/30/01,
total
interest
income
rose
24%
to
$1.31
billion.
Net
interest
income
after
LLP
fell
34%
to
$292.3
million.
Net
income
rose
36%
to
$298.9
million.
Net
interest
income
reflects
increased
interest
earning
assets,
offset
by
an
increased
loan
loss
provision.
Earnings
reflect
new
account
growth. | More
from
Market Guide: Significant
Developments |
| | | | FY2000
Compensation | | Pay | Exer | |
| Richard Fairbank, 50 Chairman,
CEO, Director and CEO of the Bank | -- | $27.2M | Nigel Morris, 42 Pres,
COO | -- | 18.8M | David Willey, 40 Exec.
VP and CFO | $571K | 5.3M | John Finneran, Jr., 51 Exec.
VP, Gen. Counsel, Sec. | 623K | 6.2M | Peter Schnall, 37 Exec.
VP of Marketing and Analysis | -- | -- | Dollar
amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|