| Business Summary | | Oregon
Trail
Financial
Corp.
is
the
holding
company
of
Pioneer
Bank,
A
Federal
Savings
Bank.
The
Bank
is
a
community
oriented
financial
institution
whose
principal
business
is
attracting
retail
deposits
from
the
general
public
and
using
these
funds
to
originate
one-
to
four-family
residential
mortgage
loans
and
consumer
loans
within
its
primary
market
area.
The
Bank
also
actively
originates
home
equity
and
second
mortgage
loans.
In
addition
to
its
lending
activities,
the
Bank
invests
excess
liquidity
in
short
to
long
term
U.S.
Government
and
government
agency
securities
and
mortgage-backed
and
related
securities
issued
by
U.S.
Government
agencies.
The
Bank's
primary
market
area
encompasses
those
regions
surrounding
its
offices
in
Baker,
Grant,
Harney,
Malheur,
Union,
Wallowa,
Wheeler
and
Umatilla
Counties
in
Oregon
and
Payette
and
Washington
Counties
in
Idaho. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | Oregon
Trail
Financial
is
a
bank
holding
company
for
Pioneer
Bank,
a
federally
chartered
savings
bank
with
nine
branch
offices
in
Idaho.
For
the
three
months
ended
6/30/01,
total
interest
income
rose
6%
to
$7.2
million.
Net
interest
income
after
loan
loss
provision
rose
2%
to
$3.1
million.
Net
income
rose
75%
to
$1.1
million.
Results
reflect
increased
earning
asset
balances,
increased
service
charges
on
deposit
accounts
and
higher
net
realized
securities
gains. | More
from
Market Guide: Significant
Developments |
| | | | FY2001 Pay | |
| Berniel Maughan, 58 Pres,
CEO | $152K | Jonathan McCreary, 33 CFO,
Sr. VP | -- | Zane Lockwood, 46 Exec.
VP | 123K | Dollar
amounts are as of 31-Mar-2001 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|