Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - 1st State Bancorp, Inc. (NasdaqNM:FSBC)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | SEC | Msgs | Insider | Financials
Recent Events
Aug 10Dividend payment of $0.08
Location
445 S. Main Street
Burlington, NC 27215
Phone: (336) 227-8861
Fax: (336) 570-3236
Employees (last reported count): 75
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Analyst Upgrade/Downgrade History
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: Regional Banks
Related Links
 ·Search Yahoo! for related links...
Ownership
·Insider and 5%+ Owners: 48%
·Over the last 6 months:
 · one insider buy; 0  shares
 · one insider sell; 10.0K shares
  (0.6% of insider shares)
·Institutional: 3% (7% of float)
(4 institutions)
·Net Inst. Buying: 13.0K shares (+10.40%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
1st State Bancorp, Inc. is the holding company of 1st State Bank, which is engaged in the business of directing, planning and coordinating the business activities of 1st State Bank in North Carolina. As of June 30, 2000, the Company had total assets of $354 million, deposits of $243.8 million, and loans receivable of $222.6 million.
More from Market Guide: Expanded Business Description

Financial Summary
FSBC is the holding company for 1st State Bank, which engaged in the business of directing, coordinating and planning the business activities of 1st State Bank in NC. For the nine months ended 6/30/01, total interest income rose 3% to $18.8 million. Net interest income after loan loss prov. fell 6% to $9 million. Net income fell 12% to $2.6 million. Net interest income after LLP reflects an increase in average deposits. Net income also reflects higher personnel and depreciation costs.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Richard Keziah, 68
Chairman
--  
James McGill, 59
Pres, CEO, Director
$1.4M
Fairfax Reynolds, 47
VP, Assistant Sec.
750K
A. Christine Baker, 47
Sec., Treasurer of the Company and the Bank and Exec.
747K
Frank Gavigan, 42
Sr. VP - Sr. Credit Officer of the Bank
228K
Dollar amounts are as of 30-Sep-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:FSBCAs of 31-Aug-2001
Price and Volume
52-Week Low
on 18-Oct-2000
$16.375
Recent Price$20.13 
52-Week High
on 11-Sep-2000
$23.50 
Beta-0.37 
Daily Volume (3-month avg)455 
Daily Volume (10-day avg)1,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change-1.8%
52-Week Change
relative to S&P500
+31.7%
Share-Related Items
Market Capitalization$66.2M
Shares Outstanding3.29M
Float1.70M
Dividends & Splits
Annual Dividend (indicated)$0.32 
Dividend Yield1.59%
Last Splitnone 
Per-Share Data
Book Value (mrq)$18.90 
Earnings (ttm)$1.15 
Earnings (mrq)$0.28 
Sales (ttm)$8.00 
Cash (mrq)$7.10 
Valuation Ratios
Price/Book (mrq)1.06 
Price/Earnings (ttm)17.50 
Price/Sales (ttm)2.52 
Income Statements
Sales (ttm)$25.3M
EBITDAN/A 
Income available to common (ttm)$3.64M
Profitability
Profit Margin (ttm)14.4%
Fiscal Year
Fiscal Year EndsSep 30
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)1.04%
Return on Equity (ttm)5.72%
Financial Strength
Current RatioN/A 
Long-Term Debt/Equity (mrq)0 
Total Cash (mrq)$23.4M
Short Interest
As of 8-Aug-2001
Shares Short4,000 
Percent of Float0.2%
Shares Short
(Prior Month)
0 
Short Ratio4.00 
Daily Volume1,000 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.