Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - River Valley Bancorp (NasdaqSC:RIVR)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | SEC | Msgs | Insider
Recent Events
Aug 16Price hit new 52-week high ($21.07)
Location
430 Clifty Drive
Madison, IN 47250
Phone: (812) 273-4949
Fax: (812) 273-4950
Employees (last reported count): 56
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: S&Ls/Savings Banks
Related Links
 ·Search Yahoo! for related links...
Ownership
·Insider and 5%+ Owners: 39%
·Institutional: 22% (36% of float)
(6 institutions)
·Net Inst. Selling: 3,000  shares (+1.69%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
River Valley Bancorp is the holding company for its wholly owned subsidiary, River Valley Financial Bank (the Bank). River Valley Financial conducts operations from its five full-service office locations in Jefferson County, Indiana, and offers a variety of deposit and lending services to consumer and commercial customers in Jefferson and surrounding counties. The Bank historically has concentrated its lending activities on the origination of loans secured by first-mortgage liens for the purchase, construction or refinancing of one- to four-family residential real property. The Bank also offers multi-family mortgage loans, non-residential real estate loans, land loans, construction loans, non-mortgage commercial loans and consumer loans. The Bank's investment portfolio consists of United States government and agency obligations, commercial paper, corporate bonds, municipal securities and Federal Home Loan Bank stock.
More from Market Guide: Expanded Business Description

Financial Summary
RIVR is a bank holding company for River Valley Financial Bank, a bank serving southeastern Indiana. For the six months ended 6/30/01, total interest income rose 25% to $6.5 million. Net interest income after loan loss provision rose 8% to $2.8 million. Net income rose 11% to $874 thousand. Net interest income reflects increased earning assets, partially offset by interest paid on deposits. Net income also reflects increased services fees and net gains on loan sales.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Fred Koehler, 60
Chairman
--  
Matthew Forrester, 44
Pres, CEO, Director
$108K
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqSC:RIVRAs of 31-Aug-2001
Price and Volume
52-Week Low
on 17-Nov-2000
$13.438
Recent Price$20.50 
52-Week High
on 16-Aug-2001
$21.07 
Beta0.18 
Daily Volume (3-month avg)1,000 
Daily Volume (10-day avg)1,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change+50.5%
52-Week Change
relative to S&P500
+101.8%
Share-Related Items
Market Capitalization$16.9M
Shares Outstanding823.0K
Float500.0K
Dividends & Splits
Annual Dividend (indicated)$0.50 
Dividend Yield2.44%
Last Splitnone 
Per-Share Data
Book Value (mrq)$20.99 
Earnings (ttm)$2.03 
Earnings (mrq)$0.59 
Sales (ttm)$14.83 
Cash (mrq)$4.21 
Valuation Ratios
Price/Book (mrq)0.98 
Price/Earnings (ttm)10.09 
Price/Sales (ttm)1.38 
Income Statements
Sales (ttm)$12.4M
EBITDAN/A 
Income available to common (ttm)$1.70M
Profitability
Profit Margin (ttm)13.7%
Operating Margin (ttm)44.1%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)1.04%
Return on Equity (ttm)9.85%
Financial Strength
Current RatioN/A 
Debt/EquityN/A 
Total Cash (mrq)$3.50M
Short Interest
As of 8-Aug-2001
Shares Short1,000 
Percent of Float0.2%
Shares Short
(Prior Month)
0 
Short Ratio0.50 
Daily Volume2,000 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.