| Business Summary | | United
Security
Bancshares
(USB),
formerly
known
as
United
Security
Bank,
is
a
California
state-chartered
independent
commercial
bank.
USB
offers
a
full
range
of
commercial
banking
services
(such
as
electronic
banking,
Internet
banking,
finance,
insurance,
loans)
primarily
to
the
business
and
individuals
in
the
Fresno
and
Madera
Counties.
The
Bank's
products
include
Personal
Checking,
Business
Accounts
and
Services,
Savings,
Loan
Services,
Interest
Bearing
Accounts,
Certificates
of
Deposit,
Safe
Deposit
Boxes,
and
Other
Bank
Services. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | United
Security
Bancshares
is
a
California
state-chartered
independent
commercial
bank.
For
the
six
months
ended
6/30/01,
total
interest
income
increased
17%
to
$15.5
million.
Net
interest
income
after
loan
loss
provision
rose
5%
to
$7.9
million.
Net
income
increased
6%
to
$3.2
million.
Net
interest
income
reflect
an
increase
in
interest-earning
assets,
partially
offset
by
higher
interest
on
deposits
and
borrowings.
Earnings
benefited
from
higher
customer
services
fees. | More
from
Market Guide: Significant
Developments |
| | |
| Position | Dennis Woods | Chairman,
Pres, CEO | Kenneth Donahue | Sr.
VP, CFO | David Eytcheson | Sr.
VP, COO | Rhodlee Braa | Sr.
VP | Robert Bitter | Sec. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|