| Business Summary | | Potters
Financial
Corporation
is
a
unitary
savings
and
loan
holding
company
incorporated
in
1995.
The
Company's
wholly
owned
subsidiary,
Potters
Bank,
is
a
state-chartered
savings
bank
and
provides
financial
products
and
services
through
its
three
offices
in
and
near
East
Liverpool,
Ohio
and
a
loan
production
office
in
Boardman,
Ohio.
Primary
lending
products
are
residential
and
commercial
real
estate
loans,
home
equity
lines
of
credit,
and
commercial
and
consumer
loans.
Substantially
all
loans
are
secured
by
specific
collateral.
In
addition
to
loans,
funds
are
invested
in
securities,
a
portfolio
of
which
is
maintained
for
liquidity
management
purposes.
Lending
activities
are
primarily
funded
through
deposits.
Primary
deposit
products
include
a
variety
of
checking,
savings
and
certificate
of
deposit
accounts. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | PTRS
is
a
unitary
savings
and
loan
holding
Co.
for
Potters
Savings
and
Loan
Company,
which
originates
real
estate
loans
in
OH
and
WV.
For
the
six
months
ended
6/01,
total
interest
income
rose
1%
to
$5.6
million.
Net
interest
income
after
loan
loss
prov.
fell
less
than
1%
to
$1.3
million.
Net
income
rose
93%
to
$738
thousand.
Net
interest
income
reflects
higher
loan
levels,
offset
by
increased
deposits.
Earnings
reflect
the
absence
of
a
$448
thousand
cashier's
check
loss. | More
from
Market Guide: Significant
Developments |
| | | | FY2000 Pay | |
| William Miller, 60 Chairman | -- | Edward Baumgardner, 57 Pres,
CEO | $139K | Anne Myers, 48 Sr.
VP, Sec., COO, Chief Financial Officer | -- | Albert Sampson, 56 Sr.
VP | -- | Stephen Beadnell, 38 VP,
Treasurer | -- | Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|