| Business Summary | | SJNB
Financial
Corp.
is
a
bank
holding
company.
The
Company
owns
100%
of
the
issued
and
outstanding
common
shares
of
San
Jose
National
Bank
(the
Bank).
The
Bank
engages
in
the
general
commercial
banking
business
with
special
emphasis
on
the
banking
needs
of
the
business
and
professional
communities
in
Santa
Clara
County
and
the
surrounding
areas.
The
Bank
accepts
checking
and
savings
deposits,
offers
money
market
deposit
accounts
and
certificates
of
deposit,
makes
secured
and
unsecured
commercial
and
other
installment
and
term
loans
and
offers
other
customary
banking
services.
The
Bank
offers
banking
services
generally,
but
it
places
primary
emphasis
on
lending
for
real
estate
purposes
and
specialized
lending
to
businesses
and
professionals.
The
Company
provides
commercial
banking,
factoring
and
leasing
services
principally
through
the
Bank,
the
Bank's
Financial
Services
Division
and
Epic
Funding
Corporation,
a
wholly
owned
subsidiary. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | SJNB
Financial
Corp.
is
a
bank
holding
company
for
San
Jose
National
bank,
a
federally
chartered
bank
serving
San
Jose,
CA
and
the
surrounding
areas.
For
the
six
months
ended
6/30/01,
total
interest
income
rose
3%
to
$27.1
million.
Net
interest
income
after
loan
loss
provision
rose
4%
to
$16.6
million.
Net
income
totaled
$5.8
million,
up
from
$2.9
million.
Results
reflect
increased
earning
asset
balances,
lower
securities
losses
and
the
absence
of
$3.4
million
in
merger
costs. | More
from
Market Guide: Significant
Developments |
| | | | FY2000
Compensation | | Pay | Exer | |
| Robert Archer, 67 Chairman,
Director | -- | -- | James Kenny, 56 Pres,
CEO, Sec., Director | $492K | $667K | Eugene Blakslee, 55 CFO,
Exec. VP | 349K | 534K | Frederic Charpiot, 54 Sr.
VP and CCO of SJNB | 253K | -- | Margo Culcasi, 53 Sr.
VP/Liability Management | 255K | 45K | Dollar
amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|