| Business Summary | | Premier
Financial
Bancorp,
Inc.
is
a
multi-bank
holding
company
that,
as
of
March
16,
2001,
operated
17
banking
offices
in
Kentucky,
six
banking
offices
in
Ohio,
and
six
banking
offices
in
West
Virginia.
The
banking
offices
are
operated
through
the
Company's
eight
bank
subsidiaries:
Citizens
Deposit
Bank
&
Trust,
Bank
of
Germantown,
Citizens
Bank
(Kentucky),
Inc.,
Farmers
Deposit
Bank,
The
Sabina
Bank,
Ohio
River
Bank,
The
Bank
of
Philippi,
Inc.,
Boone
County
Bank,
Inc.
and
The
Bank
of
Mt.
Vernon.
At
December
31,
2000,
the
Company
had
total
consolidated
assets
of
$889.9
million,
total
consolidated
deposits
of
$728.4
million
and
total
consolidated
shareholders'
equity
of
$55.8
million. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | PFBI
is
a
multi-bank
holding
company
operating
in
KY,
WV
and
OH,
and
provides
consumer
lending
and
data
processing
services.
For
the
six
months
ended
6/30/01,
total
interest
income
fell
8%
to
$30.8
million.
Net
interest
income
after
loan
loss
provision
decreased
20%
to
$9.1
million.
Net
income
fell
27%
to
$519
thousand.
Net
interest
income
reflects
lower
interest-earning
assets
and
higher
LLP.
Net
income
also
reflect
a
higher
effective
tax
rate. | More
from
Market Guide: Significant
Developments |
| | | | FY2000 Pay | |
| Marshall Reynolds, 64 Chairman | -- | Gardner Daniel, 65 Pres,
CEO, Director | $140K | Edward Barnes, 41 CFO,
Chief Accounting Officer, Treasurer | -- | W. Harvey Coggin, 48 Pres,
Citizens Bank (Kentucky), Inc. | 107K | Bill Covington, 50 Pres,
Farmers Deposit Bank | 140K | Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|