Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - Western Ohio Fncl. Corp. (NasdaqNM:WOFC)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | SEC | Msgs | Insider | Financials
Recent Events
Aug 31Dividend payment of $0.25
Aug  1Price hit new 52-week high ($18.75)
Location
28 East Main Street
Springfield, OH 45501
Phone: (937) 325-4683
Fax: (937) 323-0940
Email: info@cornerstone2000.com
Employees (last reported count): 73
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: S&Ls/Savings Banks
Company Website
 ·Home Page

 ·Search Yahoo! for related links...

Ownership
·Insider and 5%+ Owners: 21%
·Over the last 6 months:
 · one insider buy; 2,000  shares (0.5% of insider shares)
 · one insider sell; 2,000  shares
  (0.5% of insider shares)
·Institutional: 9% (11% of float)
(13 institutions)
·Net Inst. Selling: 4,000  shares (+2.71%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Western Ohio Financial Corporation is a savings and loan holding company. During fiscal 1997, the Company owned all of the outstanding stock of Springfield Federal Savings Bank, Mayflower Federal Savings Bank and Seven Hills Savings Association, and combined these three institutions into one under the name Cornerstone Bank (the Bank). The Company is a community-oriented savings and loan holding company offering a variety of financial services to meet the needs of the communities it serves. The principal business of the Company consists of attracting retail deposits from the general public and investing those funds primarily in one- to four-family residential real estate, commercial and multi-family real estate, construction loans and consumer and commercial business loans, all primarily within its market areas.
More from Market Guide: Expanded Business Description

Financial Summary
WOFC, a savings and loan association holding company, holds Springfield Federal Savings Bank, Mayflower Federal Savings Bank and Seven Hills Savings Association. For the six months ended 6/30/01, total interest income rose 5% to $13 million. Net interest income after loan loss prov. fell 2% to $4.7 million. Net income rose 7% to $954 thousand. Net interest income higher earning assets, offset by an increased cost of funds. Net income reflects increased service charges.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

David Dillahunt, 66
Chairman
--  
John Raisbeck, 61
Pres, CEO, Director
$263K
Craig Fortin, 40
CFO, Sr. VP, Treasurer
145K
John Heckman, 49
Exec. VP, Operations and Admin.
--  
Gary Hicks, 49
Exec. VP
--  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:WOFCAs of 31-Aug-2001
Price and Volume
52-Week Low
on 18-Oct-2000
$14.50 
Recent Price$18.65 
52-Week High
on 1-Aug-2001
$18.75 
Beta0.01 
Daily Volume (3-month avg)1,409 
Daily Volume (10-day avg)1,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y | max]
52-Week Change+20.3%
52-Week Change
relative to S&P500
+61.4%
Share-Related Items
Market Capitalization$33.1M
Shares Outstanding1.77M
Float1.40M
Dividends & Splits
Annual Dividend (indicated)$1.00 
Dividend Yield5.36%
Last Splitnone 
Per-Share Data
Book Value (mrq)$23.58 
Earnings (ttm)$1.08 
Earnings (mrq)$0.25 
Sales (ttm)$14.78 
Cash (mrq)$3.46 
Valuation Ratios
Price/Book (mrq)0.79 
Price/Earnings (ttm)17.27 
Price/Sales (ttm)1.26 
Income Statements
Sales (ttm)$26.2M
EBITDAN/A 
Income available to common (ttm)$1.92M
Profitability
Profit Margin (ttm)7.3%
Operating Margin (ttm)36.1%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.55%
Return on Equity (ttm)4.59%
Financial Strength
Current RatioN/A 
Debt/EquityN/A 
Total Cash (mrq)$6.14M
Short Interest
As of 8-Aug-2001
Shares Short8,000 
Percent of Float0.6%
Shares Short
(Prior Month)
9,000 
Short Ratio8.00 
Daily Volume1,000 
See Profile Help for a description of each item above;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.