| Business Summary | | BCSB
Bankcorp,
Inc.
serves
as
the
holding
company
for
its
wholly
owned
subsidiary,
Baltimore
County
Savings
Bank,
F.S.B.
(the
Bank).
The
Company
is
primarily
engaged
in
the
business
of
directing,
planning
and
coordinating
the
business
activities
of
the
Bank.
The
Bank's
principal
business
consists
of
attracting
deposits
from
the
general
public
and
investing
these
funds
in
loans
secured
by
first
mortgages
on
owner-occupied,
single-family
residences
in
the
Bank's
market
area.
To
a
lesser
extent,
the
Bank
issues
other
real
estate
loans,
consisting
of
construction
loans,
single-family
rental
property
loans
and
commercial
real
estate
loans,
and
consumer
loans,
particularly
automobile
loans.
The
Bank's
market
area
consists
of
the
Baltimore
metropolitan
area. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | BCSB
is
engaged
in
the
directing,
planning
and
coordinating
of
business
activities
of
its
wholly
owned
subsidiary,
Baltimore
County
Savings
Bank,
F.S.B.
For
the
nine
months
ended
6/01,
interest
income
rose
13%
to
$17.8
million.
Net
interest
income
after
loan
provision
fell
1%
to
$7.1
million.
Net
loss
totalled
$46
thousand
vs.
an
income
of
$595
thousand.
Results
reflect
growth
in
loans
outstanding
offset
by
increased
interest
paid
on
deposits
and
higher
personnel
and
advertising
costs. | More
from
Market Guide: Significant
Developments |
| | | | FY2000 Pay | |
| Gary Loraditch, 46 Pres,
Director | $202K | William Loughran, 55 VP,
Director of the Company; Sr. VP of the Bank | 173K | Bonnie Klein, 45 VP,
Treasurer | -- | David Meadows, 44 VP,
Gen. Counsel, Sec. | 110K | Dollar amounts are as of 30-Sep-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
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