| Business Summary | | ESB
Financial
Corporation
is
a
thrift
holding
company
that
provides
a
wide
range
of
retail
and
commercial
financial
products
and
services
to
customers
in
Western
Pennsylvania
through
its
wholly
owned
subsidiary
bank,
ESB
Bank,
F.S.B.
The
Company
is
also
the
parent
company
of
PennFirst
Financial
Services,
Inc.,
which
is
engaged
in
the
management
of
certain
investment
activities
on
behalf
of
the
Company,
PennFirst
Capital
Trust
I,
a
Delaware
statutory
business
trust
established
to
facilitate
the
issuance
of
trust
preferred
securities
to
the
public
by
the
Company
and
THF,
Inc.,
which
was
established
to
provide
loan-closing
services
and
issue
title
insurance. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | ESBF
is
a
thrift
holding
co.
for
ESB
Bank,
F.S.B.,
Troy
Hill
Federal
Savings
Bank,
Pennfirst
Financial
Serv.
and
AMSCO,
Inc.
For
the
six
months
ended
6/30/01,
interest
income
increased
7%
to
$40.7
million.
Net
interest
income
after
loan
loss
provision
fell
1%
to
$10
million.
Net
income
fell
less
than
1%
to
$3.5
million.
Net
interest
income
after
LLP
reflects
loan
growth,
offset
by
the
absence
of
loan
loss
recoveries.
Earnings
also
reflect
higher
occupancy
and
equipment
costs. | More
from
Market Guide: Significant
Developments |
| | | | FY2000
Compensation | | Pay | Exer | |
| William Salsgiver, 67 Chairman | -- | -- | Charlotte Zuschlag, 49 Pres,
CEO | $453K | $94.2K | Herbert Skuba, 62 Vice
Chairman | -- | -- | Charles Evanoski, 42 CFO,
Sr. VP | 155K | -- | Frank Martz, 45 Group
Sr. VP of Operations and Sec. | 326K | 6.7K | Dollar
amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|