| Business Summary | | First
BancTrust
Corporation
owns
all
of
the
capital
stock
of
First
Bank
&
Trust
S.
B.
(the
Bank).
The
Bank's
wholly
owned
subsidiaries
are
ECS
Service
Corporation,
First
Charter
Service
Corporation
and
Community
Finance
Center
Inc.
The
Bank
operates
under
a
state
savings
bank
charter
and
provides
full
banking
services.
It
generates
commercial,
mortgage
and
consumer
loans
and
receives
deposits
from
customers
located
primarily
in
Edgar
and
Clark
Counties,
Illinois,
as
well
as
the
surrounding
communities.
The
Bank's
loans
are
generally
secured
by
specific
items
of
collateral
including
real
property,
consumer
assets
and
business
assets. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | First
BancTrust
Corporation
is
the
holding
company
for
First
Bank.
For
the
six
months
ended
6/30/01,
total
interest
income
increased
14%
to
$6.8
million.
Net
interest
income
after
loan
loss
provision
rose
23%
to
$2.8
million.
Net
income
rose
61%
to
$795
thousand.
Net
interest
income
reflects
increased
interest
earning
assets,
along
with
improved
spreads.
Net
income
benefitted
from
increased
agricultural
loan
sales. | More
from
Market Guide: Significant
Developments |
| | | Robert
E. Sprague,
Chmn. Terry
J. Howard,
Pres./CEO Ellen
M. Litteral,
VP/Contr. Larry
E. Daily,
VP Ricky
L. Wells,
VP Jack
B. Franklin,
VP. | More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|