| Business Summary | | Desert
Community
Bank,
a
California
state
chartered
commercial
bank,
serves
the
high
desert
region
of
Southern
California,
offering
a
full
range
of
deposits
and
loan
products
through
seven
branches.
Products
include
checking
accounts,
NOW
accounts,
money
market
accounts,
savings
accounts,
Desert
Gold
accounts,
certificates
of
deposit,
safety
deposit
boxes,
VISA
check
card,
overdraft
protection,
ATM
cards,
traveler's
checks,
wire
transfers,
currency
exchange,
Kid's
savings
accounts,
Direct
Call
Banker,
auto
loans,
boat
loans,
mortgage
loans,
second
trust
deeds,
construction
loans,
home
improvement
loans,
and
credit
cards. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | DCBK,
a
California
state
chartered
commercial
bank,
serves
the
high
desert
region
of
Southern
California,
offering
a
full
range
of
deposits
and
loan
products.
For
the
six
months
ended
6/30/01,
total
interest
income
rose
14%
to
$12.6
million.
Net
interest
income
after
loan
loss
provision
rose
12%
to
$7.4
million.
Net
income
rose
2%
to
$1.5
million.
Results
reflect
higher
interest
and
fee
income,
partially
offset
by
increased
interest
expenses
and
compensation
expenses. | More
from
Market Guide: Significant
Developments |
| Officers | |
| Position | Ron Wilson | Pres,
Chairman, CEO |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|