Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - Centennial First Fin'l (OTC BB:CFFX.OB)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | SEC | Insider
Location
218 East State Street
Redlands, CA 92373
Phone: (909) 798-3611
Fax: (909) 798-1872
Employees (last reported count): 45
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: Regional Banks
Related Links
 ·Search Yahoo! for related links...
Ownership
·Insider and 5%+ Owners: 30%
·Over the last 6 months:
 · 5 insider buys; 1,000  shares (0.5% of insider shares)
·Institutional: 0% (0% of float)
(0 institutions)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Centennial First Financial Services is the holding company for its wholly owned subsidiary, Redlands Centennial Bank. Centennial First concentrates its lending activities in real estate, commercial and consumer loans, made almost exclusively to individuals and businesses primarily in Southern California. Centennial First also offers customary banking services, including personal and business checking, savings accounts, time certificates of deposit, IRA and Keogh accounts. Redlands Centennial Bank, an independent California-chartered commercial bank provides banking services to individuals and business customers in Redlands, Brea and surrounding communities, as well as Small Business Administration loans to customers in San Bernardino, Los Angeles and Orange counties. Redlands Centennial Bank offers its customers a wide variety of personal, consumer and commercial services.
More from Market Guide: Expanded Business Description

Financial Summary
CFFX is the holding co. for Redlands Centennial which provides a wide range of commercial banking services, for small and medium-sized businesses. For the six months ended 6/01, interest income rose 19% to $4.4 million. Net interest income after loan loss prov. rose 51% to $3.2 million. Net income rose 6% to $418 thousand. Net interest income reflects increased earning assets, along with a lower loss provision. Earnings were partially offset by increased salaries expense.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Compensation
PayExer

Patrick Meyer, 49
Chairman
--  --  
Douglas Spencer, 42
Pres, CEO, Director
$187K--  
Bruce Bartells, 56
Vice Chairman
--  --  
Beth Sanders, 49
Exec. VP, CFO
104K$75K
Timothy Walbridge, 51
Exec. VP and CLO
--  --  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year.
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- OTC BB:CFFX.OBAs of 31-Aug-2001
Price and Volume
52-Week Low
on 1-Feb-2001
$15.00 
Recent Price$18.25 
52-Week High
on 6-Nov-2000
$25.00 
Daily Volume (3-month avg)273 
Daily Volume (10-day avg)2,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y | max]
52-Week Change+1.4%
52-Week Change
relative to S&P500
+36.0%
Share-Related Items
Market Capitalization$13.1M
Shares Outstanding719.0K
Float500.0K
Dividends & Splits
Annual Dividend (indicated)$0.05 
Dividend Yield0.27%
Last Splitnone 
Per-Share Data
Book Value (mrq)$10.43 
Earnings (ttm)$1.29 
Earnings (mrq)$0.32 
Sales (ttm)$12.00 
Cash (mrq)$16.76 
Valuation Ratios
Price/Book (mrq)1.75 
Price/Earnings (ttm)14.09 
Price/Sales (ttm)1.52 
Income Statements
Sales (ttm)$8.66M
EBITDAN/A 
Income available to common (ttm)$931.0K
Profitability
Profit Margin (ttm)10.8%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.95%
Return on Equity (ttm)13.66%
Financial Strength
Current RatioN/A 
Long-Term Debt/Equity (mrq)0 
Total Cash (mrq)$12.1M
Short Interest
Shares ShortN/A 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.