| Business Summary | | St.
Joseph
Capital
Corporation
is
a
bank
holding
company
that
owns
the
St.
Joseph
Capital
Bank
(the
bank),
a
full-service
commercial
banking
institution
located
in
Mishawaka,
Indiana.
The
bank
provides
a
broad
range
of
banking
products
and
services,
including
credit,
cash
management,
deposit
and
asset
management,
to
its
targeted
client
base
of
executive
and
professionals
and
small
to
medium-sized
businesses.
The
bank's
market
area
encompasses
a
substantial
portion
of
the
Indiana
communities
of
Mishawaka,
South
Bend,
Notre
Dame,
Granger,
Osceola
and
Elkhart,
as
well
as
certain
Michigan
communities,
including
Niles,
Edwardsburg
and
Cassopolis.
The
bank
offers
a
broad
range
of
deposit
services,
including
checking
accounts,
money
market
accounts,
savings
accounts
and
time
deposits
of
various
types,
as
well
as
a
full
range
of
short-
to
intermediate-term
personal
and
commercial
loans. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | St.
Joseph
Capital
Corp.
is
a
bank
holding
company
that
owns
the
St.
Joseph
Bank,
a
full-service
commercial
banking
institution.
For
the
six
months
ended
6/30/01,
total
interest
income
rose
28%
to
$6.4
million.
Net
interest
income
after
loan
loss
provision
rose
35%
to
$2.6
million.
Earnings
rose
34%
to
$624
thousand.
Net
interest
income
reflects
higher
interest
earning
assets
and
increased
interest
margins.
Earnings
reflect
a
gain
on
the
sales
and
calls
of
securities. | More
from
Market Guide: Significant
Developments |
| Officers | | John
W. Rosenthal,
Chmn./CEO/Pres. Edward
R. Pooley,
CFO/Sr. VP/Secy. | More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
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