Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - PHS Bancorp, Inc. (NasdaqNM:PHSB)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | Research | SEC | Msgs | Insider
Recent Events
Aug 20Price hit new 52-week high ($18.25)
Aug  2Dividend payment of $0.10
Location
744 Shenango Road, P. O. Box 1568
Beaver Falls, PA 15010
Phone: (724) 846-7300
Fax: (724) 846-6135
Employees (last reported count): 75
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: S&Ls/Savings Banks
Company Website
 ·Home Page

 ·Search Yahoo! for related links...

Ownership
·Insider and 5%+ Owners: 68%
·Over the last 6 months:
 · 5 insider buys; 3,000  shares (0.2% of insider shares)
 · 2 insider sells; 1,000  shares
·Institutional: 0% (0% of float)
(3 institutions)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
PHS Bancorp, Inc. is the holding company for Peoples Home Savings Bank (the Bank). The Company conducts no significant business of its own, other than holding all the outstanding stock of the Bank. The Company principally operates through its main office, eight branch offices and an administrative office, located throughout the Pennsylvania counties of Beaver and Lawrence Counties. Through the Bank, the Company is primarily engaged in the business of attracting deposits from the general public, and offering traditional mortgage loan products, commercial loans and consumer loans, which primarily consist of automobile loans. As of December 31, 2000, the Company had total assets of $265.3 million, total deposits of $198.2 million and total stockholders' equity of $28.8 million.
More from Market Guide: Expanded Business Description

Financial Summary
PHSB is a mutual bank holding company for the PHS Bancorp operating in Beaver and Lawrence PA. For the six months ended 6/30/01, total interest income rose 2% to $9.7 million. Net interest income after loan loss provision fell 1% to $4.1 million. Net income fell 2% to $1.1 million. Net interest income reflects increased loans, offset by increased deposits. Earnings reflect an increase in occupancy and equipment costs.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

James Wetzel, Jr., 56
Pres and CEO
$223K
Richard Canonge, 38
CFO, VP-Fin., Treasurer
--  
David Ault, 53
VP-Community Banking Officer and Assistant Sec.
--  
Joseph Pollock, III, 44
VP-Lending
--  
Paul Jewell, 55
VP-Human Resources and Bus. Devel.
--  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:PHSBAs of 31-Aug-2001
Price and Volume
52-Week Low
on 11-Sep-2000
$10.063
Recent Price$17.25 
52-Week High
on 20-Aug-2001
$18.25 
Beta0.19 
Daily Volume (3-month avg)1,591 
Daily Volume (10-day avg)4,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change+71.4%
52-Week Change
relative to S&P500
+130.0%
Share-Related Items
Market Capitalization$43.6M
Shares Outstanding2.53M
Float800.0K
Dividends & Splits
Annual Dividend (indicated)$0.40 
Dividend Yield2.32%
Last Splitnone 
Per-Share Data
Book Value (mrq)$11.57 
Earnings (ttm)$0.86 
Earnings (mrq)$0.22 
Sales (ttm)$7.72 
Cash (mrq)$0.61 
Valuation Ratios
Price/Book (mrq)1.49 
Price/Earnings (ttm)20.06 
Price/Sales (ttm)2.23 
Income Statements
Sales (ttm)$19.2M
EBITDAN/A 
Income available to common (ttm)$2.14M
Profitability
Profit Margin (ttm)11.1%
Operating Margin (ttm)41.6%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.78%
Return on Equity (ttm)7.49%
Financial Strength
Current RatioN/A 
Debt/EquityN/A 
Total Cash (mrq)$1.56M
Short Interest
As of 8-Aug-2001
Shares Short0 
Shares Short
(Prior Month)
1,000 
Daily Volume1,000 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.