Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - United Comm. Financial (NasdaqNM:UCFC)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | Research | SEC | Msgs | Insider | Financials | Reports
Upcoming Events
Sep 15Dividend payment of $0.075
Location
275 Federal Plaza West
Youngstown, OH 44503
Phone: (330) 742-0500
Fax: (330) 747-1111
Employees (last reported count): 591
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Analyst Upgrade/Downgrade History
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: S&Ls/Savings Banks
Company Websites
 ·Home Page
 ·Subsidiaries
 ·Yahoo! Category

 ·Search Yahoo! for related links...

Ownership
·Insider and 5%+ Owners: 3%
·Over the last 6 months:
 · 3 insider sells; 82.0K shares
  (6.9% of insider shares)
·Institutional: 10% (10% of float)
(81 institutions)
·Net Inst. Buying: 363.0K shares (+9.23%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
United Community Financial Corp. is a holding company that owns The Home Savings and Loan Company of Youngstown, Ohio (Home Savings). Home Savings conducts business from its main office located in Youngstown, Ohio, 16 full-service branches and four loan production offices. Funds for lending and other investment activities are obtained primarily from savings deposits, which are insured up to applicable limits by the FDIC, principal repayments of loans and maturities of securities. The principal business of Home Savings is the origination of mortgage loans on one- to four-family residential real estate located in its primary market area. Home Savings also originates loans secured by non-residential real estate. In addition to real estate lending, Home Savings originates commercial loans and various types of consumer loans, including home equity loans, education loans, loans secured by savings accounts, motor vehicles, boats and recreational vehicles and unsecured loans.
More from Market Guide: Expanded Business Description

Financial Summary
United Community Financial Corp., a holding company, provides consumer and business banking services to its market area in northeastern OH. For the six months ended 6/30/01, total interest income rose 10% to $48.7 million. Net interest income after LLP rose 1% to $24.2 million. Net income rose 1% to $6.1 million. Results reflect an increase in interest earning assets, partially offset by higher interest paid on deposits. Earnings reflect lower commission income.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Douglas McKay, 53
Chairman and Pres
$537K
David Lodge, 61
Pres and COO of Hame Savings
445K
Patrick Kelly, 42
Treasurer
246K
Donald Varner, 69
Sec., Director
230K
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:UCFCAs of 31-Aug-2001
Price and Volume
52-Week Low
on 13-Sep-2000
$6.00 
Recent Price$7.42 
52-Week High
on 29-June-2001
$8.87 
Beta0.44 
Daily Volume (3-month avg)41.7K
Daily Volume (10-day avg)53.0K
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change+17.5%
52-Week Change
relative to S&P500
+57.7%
Share-Related Items
Market Capitalization$266.5M
Shares Outstanding35.9M
Float34.8M
Dividends & Splits
Annual Dividend (indicated)$0.30 
Dividend Yield4.04%
Last Splitnone 
Per-Share Data
Book Value (mrq)$7.14 
Earnings (ttm)$0.36 
Earnings (mrq)$0.09 
Sales (ttm)$2.92 
Cash (mrq)$3.15 
Valuation Ratios
Price/Book (mrq)1.04 
Price/Earnings (ttm)20.84 
Price/Sales (ttm)2.54 
Income Statements
Sales (ttm)$96.0M
EBITDAN/A 
Income available to common (ttm)$11.7M
Profitability
Profit Margin (ttm)12.2%
Operating Margin (ttm)49.5%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.87%
Return on Equity (ttm)4.50%
Financial Strength
Current RatioN/A 
Debt/EquityN/A 
Total Cash (mrq)$113.2M
Short Interest
As of 8-Aug-2001
Shares Short23.0K
Percent of Float0.1%
Shares Short
(Prior Month)
85.0K
Short Ratio0.77 
Daily Volume30.0K
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.