Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - Union Bankshares, Ltd. (NasdaqNM:UBSC)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | Research | Msgs | Insider
Location
1825 Lawrence Street, Suite 444
Denver, CO 80202
Phone: (303) 298-5352
Fax: (303) 298-5380
Employees (last reported count): 147
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: Regional Banks
Related Links
 ·Search Yahoo! for related links...
Ownership
·Insider and 5%+ Owners: 54%
·Institutional: 6% (13% of float)
(5 institutions)
·Net Inst. Buying: 2,000  shares (+1.39%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Union Bankshares, Ltd. is an independent bank holding company whose principal asset is the common stock of Union Bank & Trust (the Bank), a state-chartered commercial bank located in Denver, Colorado. The Bank attracts FDIC-insured deposits and focuses on providing service to small and medium-sized businesses and individuals. The Bank provides a range of commercial and retail lending services, including, but not limited to, commercial business loans, commercial and residential real estate construction loans, commercial and residential real estate mortgage loans, loan participations, consumer loans, revolving lines of credit and letters of credit. The Bank offers a variety of accounts for depositors, including certificates of deposit, savings accounts, money market accounts, checking and negotiable order of withdrawal accounts and individual retirement accounts.
More from Market Guide: Expanded Business Description

Financial Summary
Union Bankshares is a bank holding company for Union Bank and Trust, a state chartered bank with six offices in the Denver metropolitan area. For the six months ended 6/30/01, total interest income rose 2% to $14.8 million. Net interest income after loan loss provision rose 3% to $8.9 million. Net income fell 10% to $1.3 million. Results reflect increased earning asset balances, offset by increased salaries and benefits expense due to annual merit increases.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Charles Harrison, 54
Chairman and CEO
$355K
Herman Zueck, 59
Pres, Director
523K
Bruce Hall, 48
VP, Treasurer, Sec., Director
358K
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:UBSCAs of 31-Aug-2001
Price and Volume
52-Week Low
on 1-Sep-2000
$9.875
Recent Price$12.49 
52-Week High
on 1-Feb-2001
$14.875
Beta0.38 
Daily Volume (3-month avg)909 
Daily Volume (10-day avg)1,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y | max]
52-Week Change+26.5%
52-Week Change
relative to S&P500
+69.7%
Share-Related Items
Market Capitalization$30.0M
Shares Outstanding2.40M
Float1.10M
Dividends & Splits
Annual Dividendnone 
Last Split: 2 for 1 on 29-May-1998
Per-Share Data
Book Value (mrq)$11.03 
Earnings (ttm)$1.03 
Earnings (mrq)$0.26 
Sales (ttm)$11.46 
Cash (mrq)$10.08 
Valuation Ratios
Price/Book (mrq)1.13 
Price/Earnings (ttm)12.14 
Price/Sales (ttm)1.09 
Income Statements
Sales (ttm)$30.2M
EBITDAN/A 
Income available to common (ttm)$2.69M
Profitability
Profit Margin (ttm)8.9%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.69%
Return on Equity (ttm)11.37%
Financial Strength
Current RatioN/A 
Long-Term Debt/Equity (mrq)0 
Total Cash (mrq)$24.2M
Short Interest
As of 8-Aug-2001
Shares Short1,000 
Percent of Float0.1%
Shares Short
(Prior Month)
1,000 
Short Ratio1.00 
Daily Volume1,000 
See Profile Help for a description of each item above;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.