Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - PS Financial (NasdaqNM:PSFI)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | Research | SEC | Msgs | Insider
Recent Events
Aug 31Price hit new 52-week high ($13.95)
Aug 20Dividend payment of $0.15
Location
4800 South Pulaski Road
Chicago, IL 60632
Phone: (773) 376-3800
Fax: (773) 376-8222
Employees (last reported count): 15
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: S&Ls/Savings Banks
Related Links
 ·Search Yahoo! for related links...
Ownership
·Insider and 5%+ Owners: 28%
·Institutional: 0% (0% of float)
(3 institutions)
·Net Inst. Selling: 38.0K shares
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
PS Financial, Inc. is a holding company for Preferred Savings Bank. As a community-oriented financial institution, PS Financial seeks to serve the financial needs of communities in its market area. PS Financial's business involves attracting deposits from the general public and using such deposits, together with other funds, to originate primarily one- to four-family residential mortgage loans and, to a lesser extent, multi-family and commercial real estate loans in its market area. The Company also invests in mortgage-backed and other securities and other permissible investments. The Company offers a variety of accounts having a range of interest rates and terms. The Company's deposits include savings accounts, checking accounts, money market accounts and certificate accounts with terms of six months to five years. In general, the Company solicits deposits only in its primary market area and does not accept brokered deposits.
More from Market Guide: Expanded Business Description

Financial Summary
PS Financial is a bank holding company for Preferred Savings Bank, a federally chartered stock savings bank. For the six months ended 6/30/01, total interest income decreased 14% to $3.8 million. Net interest income after loan loss provision fell 35% to $1.2 million. Net income decreased 32% to $433 thousand. Net interest income reflects lower average interest-earning assets, and higher interest on FHLB advances. Net income reflect higher gains on the sale of securities.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Sylvester Ptak, 76
Chairman
--  
Kimberly Rooney, 44
Pres, CEO
$142K
Jeffrey Przybyl, 35
CFO
--  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:PSFIAs of 31-Aug-2001
Price and Volume
52-Week Low
on 21-Dec-2000
$9.75 
Recent Price$13.95 
52-Week High
on 31-Aug-2001
$13.95 
Beta0.27 
Daily Volume (3-month avg)3,955 
Daily Volume (10-day avg)3,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change+26.1%
52-Week Change
relative to S&P500
+69.2%
Share-Related Items
Market Capitalization$17.5M
Shares Outstanding1.25M
Float900.0K
Dividends & Splits
Annual Dividend (indicated)$0.60 
Dividend Yield4.30%
Last Splitnone 
Per-Share Data
Book Value (mrq)$12.51 
Earnings (ttm)$0.85 
Earnings (mrq)$0.16 
Sales (ttm)$6.74 
Cash (mrq)$0.28 
Valuation Ratios
Price/Book (mrq)1.11 
Price/Earnings (ttm)16.47 
Price/Sales (ttm)2.07 
Income Statements
Sales (ttm)$8.04M
EBITDAN/A 
Income available to common (ttm)$1.01M
Profitability
Profit Margin (ttm)12.6%
Operating Margin (ttm)35.4%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)0.90%
Return on Equity (ttm)6.51%
Financial Strength
Current RatioN/A 
Debt/EquityN/A 
Total Cash (mrq)$357.0K
Short Interest
As of 8-Aug-2001
Shares Short5,000 
Percent of Float0.6%
Shares Short
(Prior Month)
0 
Short Ratio5.00 
Daily Volume1,000 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.