Yahoo! FinanceHome - Yahoo! - Help

Market Guide

[ Stock Screener | Company & Fund Index | Financial Glossary ]

Profile - Resource Bankshares Corp. (NasdaqNM:RBKV)
As of 31-Aug-2001
Enter symbol:
symbol lookup

 
More Info: Quote | Chart | News | Profile | Research | Msgs | Insider | Reports
Recent Events
Aug  8Price hit new 52-week high ($18.25)
July 26Dividend payment of $0.12
Location
3720 Virginia Beach Blvd.
Virginia Beach, VA 23452
Phone: (757) 463-2265
Fax: (757) 431-2441
Employees (last reported count): 198
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: Regional Banks
Company Website
 ·Home Page

 ·Search Yahoo! for related links...

Ownership
·Insider and 5%+ Owners: 26%
·Over the last 6 months:
 · 6 insider buys; 81.0K shares (11.1% of insider shares)
·Institutional: 7% (10% of float)
(5 institutions)
·Net Inst. Buying: 8,000  shares (+3.38%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Resource Bankshares Corporation is the holding company of Resource Bank (the Bank). The Company, through the Bank, provides a broad range of lending and deposit services to individual and commercial customers, with an emphasis on those services traditionally associated with independent community banks. These services include checking and savings accounts, certificates of deposit and charge cards. The Company's lending activities include commercial and personal loans, lines of credit, installment loans, home improvement loans, overdraft protection, construction loans and other commercial finance transactions. The Company also operates a mortgage company that originates residential mortgage loans and subsequently sells them to investors. The Company markets its services to consumers and small to medium-sized businesses throughout Virginia.
More from Market Guide: Expanded Business Description

Financial Summary
RBKV is a bank holding company for Resource Bank with offices in Virginia Beach, Richmond and Northern Virginia. For the six months ended 6/01, total interest income rose 24% to $16 million. Net interest income after loan loss prov. rose 11% to $4.9 million. Net income rose 25% to $2 million. Net interest income reflects growth in interest earning assets, partially offset by a higher cost of funds. Net income reflects an increase in service charges and fees.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Compensation
PayExer

Lawrence Smith, 63
Pres, CEO
$501K--  
Eleanor Whitehurst
CFO, Sr. VP
125K$16K
T. Grell, Jr., 52
Exec. VP of the Company and Pres and COO of the Bank
401K--  
Debra Dyckman
Sr. VP, Sec. of the Company and the Bank
168K--  
Harvard Birdsong, ll
Sr. VP
178K--  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year.
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:RBKVAs of 31-Aug-2001
Price and Volume
52-Week Low
on 1-Sep-2000
$8.375
Recent Price$17.15 
52-Week High
on 8-Aug-2001
$18.25 
Beta0.05 
Daily Volume (3-month avg)6,000 
Daily Volume (10-day avg)3,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y]
52-Week Change+104.8%
52-Week Change
relative to S&P500
+174.7%
Share-Related Items
Market Capitalization$53.3M
Shares Outstanding3.11M
Float2.30M
Dividends & Splits
Annual Dividend (indicated)$0.48 
Dividend Yield2.80%
Last Split: 2 for 1 on 16-July-1998
Per-Share Data
Book Value (mrq)$8.93 
Earnings (ttm)$1.67 
Earnings (mrq)$0.37 
Sales (ttm)$11.30 
Cash (mrq)$1.76 
Valuation Ratios
Price/Book (mrq)1.92 
Price/Earnings (ttm)10.28 
Price/Sales (ttm)1.52 
Income Statements
Sales (ttm)$31.5M
EBITDAN/A 
Income available to common (ttm)$4.63M
Profitability
Profit Margin (ttm)14.7%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)1.13%
Return on Equity (ttm)22.09%
Financial Strength
Current RatioN/A 
Long-Term Debt/Equity (mrq)0 
Total Cash (mrq)$5.49M
Short Interest
As of 8-Aug-2001
Shares Short0 
Shares Short
(Prior Month)
0 
Daily Volume5,000 
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.


Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.