| Business Summary | | Citizens
Holding
Company
is
a
one-bank
holding
company
that
holds
96.64%
of
the
outstanding
shares
of
The
Citizens
Bank
of
Philadelphia,
Mississippi
(the
Bank).
The
Company,
through
the
Bank,
engages
in
a
wide
range
of
commercial
and
personal
banking
activities,
including
accepting
demand,
savings
and
time
deposit
accounts,
making
secured
and
unsecured
loans,
issuing
letters
of
credit,
originating
mortgage
loans,
providing
personal
and
corporate
trust
services,
as
well
as
providing
certain
services
that
are
closely
related
to
commercial
banking,
such
as
credit
life
insurance
and
title
insurance
for
its
loan
customers. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | Citizens
Holding
Company
is
a
bank
holding
company
that
holds
96.64%
of
the
outstanding
shares
of
The
Citizens
Bank
of
Philadelphia,
MS.
For
the
six
months
ended
6/30/01,
total
interest
income
rose
5%
to
$14.4
million.
Net
interest
income
after
LLP
fell
1%
to
$6.9
million.
Net
income
rose
4%
to
$2.9
million.
Net
interest
income
reflects
an
increase
in
interest
earning
assets,
offset
by
higher
interest
on
deposits.
Earnings
reflect
an
increase
in
service
charges. | More
from
Market Guide: Significant
Developments |
| | | | FY1999 Pay | |
| Steve Webb, 67 Chairman,
Pres, CEO | $196K | Robert Smith Treasurer of the Corp. and VP and Controller of the Bank | -- | Dollar
amounts are as of 31-Dec-1999 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|