| Business Summary | | Citizens
First
Corp.
is
the
holding
company
for
Citizens
First
Bank,
Inc
(the
Bank).
The
Company,
through
the
Bank,
is
engaged
in
the
banking
business,
primarily
serving
customers
in
the
Bowling
Green/Warren
County,
Kentucky
market.
To
meet
the
needs
of
individuals,
small
businesses,
partnerships
and
corporations,
the
Bank
provides
a
full
range
of
corporate
and
retail
banking
services,
including
checking,
savings
and
time
deposit
accounts;
secured
and
unsecured
loans
to
corporations,
individuals
and
others;
letters
of
credit;
rental
of
safe
deposit
boxes;
and
cash
management
services.
The
Bank
also
offers,
through
an
affiliation
with
third
parties,
trust
services
and
investment
management
services.
As
of
December
31,
2000,
the
Company
had
total
consolidated
assets
of
$74.1
million,
total
loans
of
$61
million,
total
deposits
of
$62.5
million
and
shareholders'
equity
of
$6.7
million. | More
from
Market Guide: Expanded
Business Description |
| Financial Summary | | Citizens
First
Corp.
is
a
bank
holding
company
of
the
Citizens
First
Bank,
Inc.,
which
provides
personal
and
business
banking
primarily
to
customers
in
the
Bowling
Green/Warren
County,
Kentucky.
For
the
six
months
ended
6/01,
total
interest
income
rose
52%
to
$3.2
million.
Net
interest
income
after
loan
loss
prov.
rose
26%
to
$1
million.
Net
loss
fell
82%
to
$55
thousand.
Results
reflect
growth
of
loans
and
deposits,
a
lower
net
interest
margin,
and
increased
service
charges. | More
from
Market Guide: Significant
Developments |
| Officers | | | FY2000 Pay | |
| Floyd Ellis, 74 Chairman | -- | Mary Cohron, 53 Pres,
CEO, Director | $102K | Bill Wright, 41 CFO,
Treasurer | -- | John Perkins, 58 COO,
VP, Director | -- | Barry Bray, 54 VP,
CCO | -- | Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.. |
| More
from
Market Guide on Officers & Directors: Expanded
List, Bios,
Compensation,
Options
|
|