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  September 5, 2001
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Home > Company Index > Banking > Banking - Mid-Atlantic > CENIT Bancorp, Inc.

CENIT Bancorp, Inc.
Nasdaq: CNIT
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 PROFILE
CENIT Bancorp is the holding company for CENIT Bank, which serves customers in southeastern Virginia from 20 branches and two loan origination offices. Banking services include savings, checking, and money market accounts, as well as certificates of deposit. CENIT Bank originates residential mortgage loans, which account for about 40% of its portfolio; the bank sells some of these loans to secondary markets, retaining servicing rights. Commercial real estate, consumer, construction, and commercial loans are also available. CENIT Bank has about half a dozen subsidiaries providing services primarily dealing with investment and real estate. Regional bank SouthTrust is buying CENIT Bancorp.

 COMPETITION
BB&T Corporation (BBT)
Bank of America Corporation (BAC)
Wachovia Corporation (WB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 53.00
1-Yr. Sales Growth: 5.2%
Employees: 274
Revenue per employee: $193,430.66

 KEY PEOPLE
• Michael S. Ives
    CEO
• John O. Guthrie
    CFO

 CONTACT INFO
300 E Main St., Ste. 1350
Norfolk, VA 23510
US
Phone: 757-446-6600
Fax: 757-486-0897
Online: Web Site

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