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Home > Company Index > Banking > Banking - Mid-Atlantic > Essex Bancorp, Inc.

Essex Bancorp, Inc.
AMEX: ESX
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 PROFILE
Essex Bancorp owns Essex Savings Bank, which has about half a dozen branches in North Carolina and Virginia. The bank makes real estate loans through its Essex First Mortgage division, which also has about half a dozen offices and sells most loans onto the secondary market and also sells the servicing rights. Residential mortgages make up some 70% of the company's loan portfolio, which includes commercial and consumer loans. Deposit products include checking, savings, NOW, and money market accounts. Its Essex Home Mortgage Servicing subsidiary services its own residential mortgage loans, as well as loans held by others. Director Harry Radcliffe owns more than half of the company, which plans to go private.

 COMPETITION
BB&T Corporation (BBT)
CENIT Bancorp, Inc. (CNIT)
Community Bankshares Incorporated (CBIV)

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 24.80
1-Yr. Sales Growth: 19.2%
Employees: 134
Revenue per employee: $185,074.63

 KEY PEOPLE
• Gene D. Ross
    CEO
• Gene D. Ross
    CFO

 CONTACT INFO
Interstate Corporate Center
Norfolk, VA 23502
US
Phone: 757-893-1300
Fax: 757-466-2827
Online: Web Site

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