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Home > Company Index > Banking > Banking - Northeast > Provident Bancorp, Inc.

Provident Bancorp, Inc.
Nasdaq: PBCP
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 PROFILE
Provident Bancorp is the holding company for Provident Bank, a thrift with 13 locations in New York's Orange and Rockland Counties, which are bedroom communities for New York City. Founded in 1888, the bank uses funds from CDs and club, checking, savings, NOW, and money market accounts to originate a variety of loans. One- to four-family residential mortgages account for nearly 60% of the loan portfolio, with commercial real estate loans representing a little more than 20%. Provident Bank also makes business, construction, consumer, and homeowner loans. Control of the company is retained by mutual holding company Provident Bancorp, MHC, which owns almost 55% of Provident Bancorp.

 COMPETITION
The Bank of New York Company, Inc. (BK)
Hudson United Bancorp (HU)
U.S.B. Holding Co., Inc. (UBH)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: September
2000 Sales (mil.): 62.30
1-Yr. Sales Growth: 12.5%
Employees: 235
Revenue per employee: $265,106.38

 KEY PEOPLE
• George Strayton
    CEO
• Katherine A. Dering
    CFO

 CONTACT INFO
400 Rella Blvd.
Montebello, NY 10901
US
Phone: 845-369-8040
Fax: 845-369-8066
Online: Web Site

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