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Home > Company Index > Banking > Banking - Southeast > Citizens First Corporation

Citizens First Corporation
OTC: CZFC
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 NEWS FROM THE STANDARD
The County Clerk Moves to the Web
Sep 20 1999 12:00 AM PDT

 PROFILE
Citizens First puts the people of Bowling Green, Kentucky, before anything else. Founded in 1975 as a small private investment club, Citizens First owns Citizens First Bank. Targeting small to midsized local businesses and consumers of Kentucky's Warren County, the one-branch bank offers traditional community banking services. Commercial real estate loans account for about 35% of its loan portfolio; Citizens First also offers commercial loans (about 30%), residential mortgages, consumer loans, and other credit products. Its deposit activities include savings, checking, and money market accounts, CDs, and IRAs. The bank offers trust and investment services through alliances with other firms.

 COMPETITION
National City Corporation (NCC)
Republic Bancorp, Inc. (RBCAA)
U.S. Bancorp (USB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 5.20
1-Yr. Sales Growth: 77.0%
Employees: 29
Revenue per employee: $179,310.34

 KEY PEOPLE
• Mary D. Cohron
    CEO

 CONTACT INFO
1805 Campbell Ln.
Bowling Green, KY 42104
US
Phone: 270-393-0700
Fax: 270-393-0716
Online: Web Site

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