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  September 5, 2001
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Home > Company Index > Banking > Banking - West > Valencia Bank & Trust

Valencia Bank & Trust
Nasdaq (SC): VABT
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 PROFILE
Valencia Bank & Trust is the parent of Valencia Bank, which operates about a half dozen branches in the Santa Clarita and Antelope valleys of Southern California. Catering to small to midsize businesses, professionals, entrepreneurs, and wealthy individuals, the community bank primarily uses funds from deposits (CDs and checking, money market, and retirement accounts) to write a variety of loans. Real estate mortgages make up about 45% of its loan portfolio, which also includes commercial business, construction, equipment, and installment loans. Valencia Bank also offers customers credit cards, international banking, limited trust services, online banking, and US government bonds.

 COMPETITION
Downey Financial Corp. (DSL)
Golden State Bancorp Inc. (GSB)
Wells Fargo & Company (WFC)

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 17.20
1-Yr. Sales Growth: 13.3%
Employees: 78
Revenue per employee: $220,512.82

 KEY PEOPLE
• John M. Reardon
    CEO
• Jeffrey Pollard
    CFO

 CONTACT INFO
23620 Lyons Ave.
Santa Clarita, CA 91321
US
Phone: 661-254-9900
Fax: 661-254-9904
Online: Web Site

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