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  September 5, 2001
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Home > Company Index > Banking > Banking - Northeast > U.S.B. Holding Co., Inc.

U.S.B. Holding Co., Inc.
NYSE: UBH
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 PROFILE
U.S.B. Holding is the parent of Union State Bank, which operates about 25 offices in New York's Rockland and Westchester counties. The bank offers deposit and retirement accounts, CDs, credit cards, and remote-banking services for business customers. It originates mainly commercial real estate loans (some 40% of its loan portfolio), while construction loans and residential mortgages account for about 25% and 20%, respectively. Bank subsidiaries include U.S.B. Financial Services, which offers customers mutual funds, annuities, and life insurance, and Dutch Hill Realty, which manages real estate acquired in foreclosures.

 COMPETITION
Dime Bancorp, Inc. (DME)
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Provident Bancorp, Inc. (PBCP)

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 140.40
1-Yr. Sales Growth: 25.2%
Employees: 321
Revenue per employee: $437,383.18

 KEY PEOPLE
• Thomas E. Hales
    CEO
• Steven T. Sabatini
    CFO

 CONTACT INFO
100 Dutch Hill Rd.
Orangeburg, NY 10962
US
Phone: 845-365-4600
Fax: 845-365-4695
Online: Web Site

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