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  September 5, 2001
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Home > Company Index > Banking > Banking - West > Heritage Financial Corporation

Heritage Financial Corporation
Nasdaq: HFWA
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 PROFILE
Heritage Financial is the holding company for Heritage Bank and North Pacific Bank, which together operate a dozen branches in and around Olympia and Tacoma, Washington. The banks offer a full range of consumer deposit services such as CDs, IRAs, and checking, savings, NOW, and money market accounts. Heritage Financial has diversified its lending business: commercial loans account for about 45% of its loan portfolio, while one- to four-family residential mortgages account for about 25%. The banks also provide multifamily, commercial real estate, and consumer loans.

 COMPETITION
Bank of America Corporation (BAC)
KeyCorp (KEY)
U.S. Bancorp (USB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 48.40
1-Yr. Sales Growth: 19.5%
Employees: 211
Revenue per employee: $229,383.89

 KEY PEOPLE
• Donald V. Rhodes
    CEO
• Edward D. Cameron
    CFO

 CONTACT INFO
201 Fifth Ave. SW
Olympia, WA 98501
US
Phone: 360-943-1500
Fax: 360-352-0864
Online: Web Site

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