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  September 5, 2001
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Home > Company Index > Banking > Banking - Mid-Atlantic > Advance Financial Bancorp

Advance Financial Bancorp
Nasdaq (SC): AFBC
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 PROFILE
Advance Financial Bancorp is moving ahead as the holding company for Advance Financial Savings Bank, which operates two branches in Wellsburg and Follansbee, West Virginia, and one in Wintersville, Ohio. The bank caters to individuals and small to midsized businesses, offering standard retail products like checking and savings accounts, money market accounts, and CDs. Its lending activities include originating one- to four-family mortgages (slightly more than half of the loan portfolio); multifamily mortgages; nonresidential mortgages; and commercial, construction, and consumer loans. Advance Financial is acquiring publicly traded thrift Ohio State Financial Services and its two branches.

 COMPETITION
American Bancorporation (AMBC)
Sky Financial Group, Inc. (SKYF)
WesBanco, Inc. (WSBC)

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 FINANCIAL OVERVIEW
Fiscal Year-End: June
2000 Sales (mil.): 11.40
1-Yr. Sales Growth: 15.2%
Employees: 57
Revenue per employee: $200,000.00

 KEY PEOPLE
• Stephen M. Gagliardi
    CEO
• Stephen Magnone
    CFO

 CONTACT INFO
1015 Commerce St.
Wellsburg, WV 26070
US
Phone: 304-737-3531
Fax: 304-737-3154
Online: Web Site

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