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  September 5, 2001
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Home > Company Index > Banking > Banking - Southeast > Habersham Bancorp

Habersham Bancorp
Nasdaq: HABC
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 PROFILE
Don't expect any spinsters in flaming wedding gowns at Habersham. The company owns Habersham Bank, a community bank formed in 1904 that has about half a dozen branches serving the citizens and businesses of Cherokee, Habersham, Warren, and White counties in northern Georgia. Mortgages account for 75% of the bank's loan portfolio; the rest is comprised of consumer and business loans. Deposit activities include checking, money market, retirement, and savings accounts as well as certificates of deposit, money market, and NOW accounts, and full trust services. Members of the Arrendale family own about 40% of the company.

 COMPETITION
GB&T Bancshares, Inc. (GBTB)
Regions Financial Corporation (RGBK)
Wachovia Corporation (WB)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 60.90
1-Yr. Sales Growth: 27.9%
Employees: 312
Revenue per employee: $195,192.31

 KEY PEOPLE
• David D. Stovall
    CEO
• Annette Banks
    CFO

 CONTACT INFO
221 Historic Hwy. 441 North
Cornelia, GA 30531
US
Phone: 706-778-1000
Fax: 706-778-6886
Online: Web Site

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