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  September 5, 2001
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Home > Company Index > Banking > Banking - Mid-Atlantic > Guaranty Financial Corporation

Guaranty Financial Corporation
Nasdaq: GSLC
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 PROFILE
Guaranty Financial may not be able to guarantee you financial security, but it can guarantee your money will be safe in its bank. The firm is the holding company for Guaranty Bank, which operates almost a dozen branches in the Charlottesville, Virginia area. Guaranty Bank offers standard retail banking services, including savings, checking, NOW, and money market accounts, as well as certificates of deposit. The company uses these deposits to fund residential mortgage and construction loans (each make up about 30% of the loan portfolio), along with commercial real estate, commercial, and consumer loans.

 COMPETITION
First Virginia Banks, Inc. (FVB)
SunTrust Banks, Inc. (STI)
Wachovia Corporation (WB)

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 23.80
1-Yr. Sales Growth: 28.6%
Employees: 107
Revenue per employee: $222,429.91

 KEY PEOPLE
• William E. Doyle
    CEO
• Thomas F. Crump
    CFO

 CONTACT INFO
1658 State Farm Blvd.
Charlottesville, VA 22911
US
Phone: 804-970-1100
Fax: 804-970-1422
Online: Web Site

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