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Home > Company Index > Banking > Banking - Mid-Atlantic > Virginia Capital Bancshares, Inc.

Virginia Capital Bancshares, Inc.
Nasdaq: VCAP
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 PROFILE
Virginia Capital Bancshares is the holding company for Fredericksburg Savings Bank, which converted from mutual to stock ownership in 1998. The bank has four branches located in the City of Fredericksburg and in the Stafford and Spotsylvania counties of Virginia. Standard retail products include checking and savings accounts, money market accounts, and CDs. Virginia Capital's lending activities primarily consist of one- to four-family residential mortgages (about 85% of the loan portfolio). Commercial real estate, construction, and consumer loans are also available. The company has agreed to be bought by BB&T.

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 FINANCIAL OVERVIEW
Fiscal Year-End: December
2000 Sales (mil.): 39.70
1-Yr. Sales Growth: (2.0)%
Employees: 63
Revenue per employee: $630,158.73

 KEY PEOPLE
• Samuel C. Harding
    CEO
• Peggy J. Newman
    CFO

 CONTACT INFO
400 George St.
Fredericksburg, VA 22404
US
Phone: 540-899-5500
Fax: 540-899-5516
Online: Web Site

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