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  September 5, 2001
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Home > Company Index > Banking > Banking - Southeast > 1st State Bancorp, Inc.

1st State Bancorp, Inc.
Nasdaq: FSBC
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 PROFILE
1st State Bancorp is the holding company for 1st State Bank, which operates six branches in North Carolina's Alamance County, a textile industry stronghold between Durham and Greensboro. Founded in 1914, 1st State Bank is a community-oriented commercial bank providing such standard savings products as checking and money market accounts, passbook and statement savings accounts, CDs, and IRAs. Deposit funds are used primarily to originate real estate loans, primarily single-family residential mortgages (about 40% of all loans), and commercial mortgages (nearly 20%). 1st State Bank's portfolio also includes home equity, construction, business, and consumer loans.

 COMPETITION
First Community Financial Corporation (FCFN)
National Commerce Financial Corporation (NCF)
RBC Centura Banks, Inc. (dossier)

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 FINANCIAL OVERVIEW
Fiscal Year-End: September
2000 Sales (mil.): 26.50
1-Yr. Sales Growth: 14.2%
Employees: 91
Revenue per employee: $291,208.79

 KEY PEOPLE
• James C. McGill
    CEO
• A. Christine Baker
    CFO

 CONTACT INFO
445 S. Main St.
Burlington, NC 27215
US
Phone: 336-227-8861
Fax: 336-570-3236

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