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  September 5, 2001
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Home > Company Index > Banking > Banking - Southwest > GFSB Bancorp, Inc.

GFSB Bancorp, Inc.
Nasdaq (SC): GUPB
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 PROFILE
"You'll see . . . Amarillo . . . Gallup, New Mex-i-co . . ." GFSB Bancorp is the holding company for Gallup Federal Savings Bank, which serves those not just getting kicks on Route 66. The bank's sole office offers CDs and savings, money market, NOW, and checking accounts. Residential mortgages make up 68% of the loan portfolio; commercial real estate loans account for about 17%. Residential and commercial mortgages together account for 61% of GFSB Bancorp's sales. Gallup Federal plans to expand its market reach in the Gallup area through acquisitions or by building new branches. Directors and officers of the company own more than 40% of GFSB Bancorp.

 COMPETITION
BOK Financial Corporation (BOKF)
Bank of America Corporation (BAC)
Wells Fargo & Company (WFC)

 STOCK ANALYSIS
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 FINANCIAL OVERVIEW
Fiscal Year-End: June
2000 Sales (mil.): 12.20
1-Yr. Sales Growth: 23.2%
Employees: 38
Revenue per employee: $321,052.63

 KEY PEOPLE
• Richard C. Kauzlaric
    CEO
• Jerry R. Spurlin
    CFO

 CONTACT INFO
221 W. Aztec Ave.
Gallup, NM 87301
US
Phone: 505-722-4361
Fax: 505-722-9205

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