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Profile - Community First Bankshare (NasdaqNM:CFBX)
As of 31-Aug-2001
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More Info: Quote | Chart | News | Profile | Research | SEC | Msgs | Insider | Options | Reports
Recent Events
Aug 23Price hit new 52-week high ($26.46)
Upcoming Events
Sep 15Dividend payment of $0.18
Location
520 Main Avenue
Fargo, ND 58124
Phone: (701) 298-5600
Fax: (701) 235-6019
Email: webmaster@cfbx.com
Employees (last reported count): 2,095
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Analyst Upgrade/Downgrade History
 ·Historical Quote Data
 ·Free Annual Report
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Financial
 ·Industry: Regional Banks
Company Website
 ·Home Page

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Index Membership
 ·S&P 600 SmallCap
Ownership
·Insider and 5%+ Owners: 10%
·Over the last 6 months:
 · 9 insider sells; 152.0K shares
  (3.6% of insider shares)
·Institutional: 47% (53% of float)
(279 institutions)
·Net Inst. Buying: 1.14M shares (+5.60%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Community First Bankshares, Inc. is a bank holding company that, as of December 31, 2000, operated banks and bank branches (the Banks) in 155 communities in Arizona, California, Colorado, Iowa, Minnesota, Nebraska, New Mexico, North Dakota, South Dakota, Utah, Wisconsin and Wyoming. The Banks are community banks that provide a full range of commercial and consumer banking services primarily to individuals and businesses in small and medium-sized communities and the surrounding market areas. The Banks draw most of their deposits from, and make most of their loans within, their respective market areas. Total assets of the Company were approximately $6.1 billion as of December 31, 2000.
More from Market Guide: Expanded Business Description

Financial Summary
CFBK is a multi-bank holding company that operates banks and bank branches in 155 communities in 12 states. For the six months ended 6/30/01, total interest income fell 4% to $227.1 million. Net interest income after loan loss prov. fell 2% to $124.5 million. Net income fell 24% to $28 million. Net interest income reflects a lower level of earning assets, partially offset by lower interest on short-term debt. Lower income reflects a $7.7 million restructuring charge.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Compensation
PayExer

Donald Mengedoth, 56
Chairman
$849K--  
Mark Anderson, 44
Pres, CEO, Director
632K$76K
Craig Weiss, 39
CFO, Exec. VP
--  --  
Ronald Strand, 54
COO and Vice Chairman--Financial Services Division
537K81K
Thomas Anderson, 45
Exec. VP, Treasurer
--  --  
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc.; "Exer" is the value of options excercised during the fiscal year.
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- NasdaqNM:CFBXAs of 31-Aug-2001
Price and Volume
52-Week Low
on 22-Nov-2000
$14.75 
Recent Price$24.35 
52-Week High
on 23-Aug-2001
$26.46 
Beta0.81 
Daily Volume (3-month avg)134.5K
Daily Volume (10-day avg)138.0K
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y | max]
52-Week Change+35.3%
52-Week Change
relative to S&P500
+81.5%
Share-Related Items
Market Capitalization$990.5M
Shares Outstanding40.7M
Float36.6M
Dividends & Splits
Annual Dividend (indicated)$0.72 
Dividend Yield2.96%
Last Split: 2 for 1 on 18-May-1998
Per-Share Data
Book Value (mrq)$8.59 
Earnings (ttm)$1.47 
Earnings (mrq)$0.43 
Sales (ttm)$10.93 
Cash (mrq)$5.51 
Valuation Ratios
Price/Book (mrq)2.83 
Price/Earnings (ttm)16.62 
Price/Sales (ttm)2.23 
Income Statements
Sales (ttm)$467.0M
EBITDAN/A 
Income available to common (ttm)$62.7M
Profitability
Profit Margin (ttm)13.4%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)1.03%
Return on Equity (ttm)18.13%
Financial Strength
Current RatioN/A 
Long-Term Debt/Equity (mrq)0.39 
Total Cash (mrq)$226.1M
Short Interest
As of 8-Aug-2001
Shares Short464.0K
Percent of Float1.3%
Shares Short
(Prior Month)
517.0K
Short Ratio3.34 
Daily Volume139.0K
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

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