Yahoo / Market Guide - Greenpoint Financial Corp

·	Insider and 5%+ Owners: 21%
·	Over the last 6 months: · 5 insider sells; 150.0K shares (0.7% of insider shares)
·	Institutional: 67% (85% of float) (470 institutions)
·	Net Inst. Buying: 5.69M shares (+7.73%) (prior quarter to latest quarter)

More From Market Guide

·Highlights
·Performance
·Ratio Comparisons

Business Summary

GreenPoint Financial Corp., a bank holding company, is a national specialty housing finance company that provides a variety of financial services, primarily through its three subsidiaries, GreenPoint Bank (the Bank), a chartered savings bank, and GreenPoint Mortgage Funding, Inc. (GPM) and GreenPoint Credit, LLC (GPC), which are both wholly owned by the Bank. GPM originates both adjustable and fixed rate mortgage loans, primarily through a network of mortgage brokers, mortgage bankers, attorneys and other real estate professionals and, to a lesser extent, from customers and members of the local communities in GreenPoint's lending area. GPC is engaged in originating and servicing manufactured housing loans. The Bank's revenues are derived principally from interest on its loan portfolio and investment securities, proceeds from the sales or securitizations of mortgage and manufactured housing loans and fees from servicing these loans.

More from Market Guide: Expanded Business Description

Financial Summary

GPT is a bank holding company for The GreenPoint Bank, GreenPoint Mortgage Funding, Inc. and GreenPoint Credit, LLC. For the six months ended 6/01, total interest income rose 8% to $636 million. Net interest income after loan prov. rose 5% to $288 million. Net income rose 33% to $164 million. Net interest income reflects increased average earning assets, partially offset by lower interest margin. Earnings benefitted from higher gains on mortgage loan sales.

More from Market Guide: Significant Developments

Officers

[Insider Trade Data]

	FY2000 Pay

Thomas Johnson, 60 Chairman and CEO	$1.3M
Bharat Bhatt, 57 Pres and COO	820K
Peter Paul, 57 Vice Chairman	449K
S. Ibrahim, 49 Pres and CEO of GreenPoint Mortgage	1.4M
Howard Bluver, 44 Exec. VP, Gen. Counsel, Sec.	--
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..

More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options

Statistics at a Glance -- NYSE:GPT

As of 31-Aug-2001

Price and Volume
52-Week Low on 22-Sep-2000	$`25.50`
Recent Price	$`39.50`
52-Week High on 21-Aug-2001	$`44.74`
Beta	`1.03`
Daily Volume (3-month avg)	`443.0K`
Daily Volume (10-day avg)	`732.0K`
Stock Performance
big chart [1d \| 5d \| 3m \| 6m \| 1y \| 2y \| 5y \| max]
52-Week Change	`+48.7%`
52-Week Change relative to S&P500	`+99.5%`
Share-Related Items
Market Capitalization	$`4.00B`
Shares Outstanding	`101.3M`
Float	`80.0M`
Dividends & Splits
Annual Dividend (indicated)	$`1.00`
Dividend Yield	`2.53%`
Last Split: 2 for 1 on 5-Mar-1998

Per-Share Data
Book Value (mrq)	$`21.81`
Earnings (ttm)	$`2.80`
Earnings (mrq)	$`0.95`
Sales (ttm)	$`13.64`
Cash (mrq)	$`1.56`
Valuation Ratios
Price/Book (mrq)	`1.81`
Price/Earnings (ttm)	`14.09`
Price/Sales (ttm)	`2.90`
Income Statements
Sales (ttm)	$`1.23B`
EBITDA	N/A
Income available to common (ttm)	$`253.9M`
Profitability
Profit Margin (ttm)	`20.6%`
Operating Margin (ttm)	`44.6%`
Fiscal Year
Fiscal Year Ends	Dec 31
Most recent quarter	30-June-2001

Management Effectiveness
Return on Assets (ttm)	`1.52%`
Return on Equity (ttm)	`12.09%`
Financial Strength
Current Ratio	N/A
Debt/Equity	N/A
Total Cash (mrq)	$`158.0M`
Short Interest As of 8-Aug-2001
Shares Short	`1.26M`
Percent of Float	`1.6%`
Shares Short (Prior Month)	`1.14M`
Short Ratio	`3.05`
Daily Volume	`414.0K`

See Profile Help for a description of each item above; K = thousands; M = millions; B = billions; mrq = most-recent quarter; ttm = trailing twelve months; (as of 30-June-2001)

Market Guide offers more in-depth Company Research, Stock Screening, and Hottest Stocks and Industries on over 10,000 U.S. Equities.

Copyright © 2001 Yahoo! Inc. All Rights Reserved. Privacy Policy - Terms of Service
Company information Copyright Market Guide. Historical chart data and daily updates provided by Commodity Systems, Inc. (CSI). Data and information is provided for informational purposes only, and is not intended for trading purposes. Neither Yahoo nor any of its data or content providers (such as Market Guide, CSI, etc.) shall be liable for any errors or delays in the content, or for any actions taken in reliance thereon.