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Profile - Bankrate, Inc. (OTC BB:RATE.OB)
As of 31-Aug-2001
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More Info: Quote | Chart | News | Profile | SEC | Insider | Financials | Reports
Location
11811 U.S. Highway One, Suite 101
North Palm Beach, FL 33408
Phone: (561) 630-2400
Fax: (561) 627-7335
Email: webmaster@bankrate.com
Employees (last reported count): 111
Financial Links
 ·Top Institutional Holders
 ·Top Mutual Fund Holders
 ·Historical Quote Data
 ·Raw SEC Filings at sec.gov
Competitors:
 ·Sector: Technology
 ·Industry: Computer Services
Company Website
 ·Home Page

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Ownership
·Insider and 5%+ Owners: 83%
·Over the last 6 months:
 · 4 insider buys; 11.0K shares
 · 2 insider sells; 17.0K shares
  (0.1% of insider shares)
·Institutional: 0% (0% of float)
(8 institutions)
·Net Inst. Buying: 5,000  shares (+38.53%)
(prior quarter to latest quarter)
More From Market Guide
 ·Highlights
 ·Performance
 ·Ratio Comparisons
Business Summary
Bankrate, Inc. is an Internet consumer finance marketplace that owns and operates a portfolio of Internet-based personal finance channels, including banking, investing, taxes and small business finance. The Company's flagship site, Bankrate.com, is a Web aggregator of information on over 100 financial products, including mortgages, credit cards, new and used automobile loans, money market accounts, certificates of deposit, checking and automated teller machine fees, home equity loans and online banking fees. In addition, the Company provides financial applications and information to a network of distribution partners and through national and state publications.
More from Market Guide: Expanded Business Description

Financial Summary
Bankrate, Inc. provides consumers with independent and objective research comparing various banking and credit products, such as mortgages, home equity loans, and credit cards, through a broad portfolio of Web sites and print publications. For the six months ended 6/30/01, revenues rose 18% to $8.9 million. Net loss from continuing operations fell 91% to $873 thousand. Results reflect an increase in bartering revenues and the absence of a $1.3 million restructuring charge.
More from Market Guide: Significant Developments

Officers[Insider Trade Data]
FY2000 Pay

Jeffrey Cunningham, 48
Chairman
--  
Elisabeth DeMarse, 46
Pres, CEO, Director
$252K
Robert DeFranco, 43
CFO, Sr. VP
186K
G. Cotter Cunningham, 38
COO, Sr. VP
221K
Edward Newhouse, 41
Sr. VP-CRO
124K
Dollar amounts are as of 31-Dec-2000 and compensation values are for the fiscal year ending on that date; "Pay" is salary, bonuses, etc..
More from Market Guide on Officers & Directors:
Expanded List, Bios, Compensation, Options
Statistics at a Glance -- OTC BB:RATE.OBAs of 31-Aug-2001
Price and Volume
52-Week Low
on 27-Dec-2000
$0.125
Recent Price$0.69 
52-Week High
on 13-Sep-2000
$2.188
Beta3.46 
Daily Volume (3-month avg)10.9K
Daily Volume (10-day avg)6,000 
Stock Performance
[one-year price graph]
big chart [1d | 5d | 3m | 6m | 1y | 2y | 5y]
52-Week Change-63.2%
52-Week Change
relative to S&P500
-50.6%
Share-Related Items
Market Capitalization$9.66M
Shares Outstanding14.0M
Float2.40M
Dividends & Splits
Annual Dividendnone 
Last Splitnone 
Per-Share Data
Book Value (mrq)$0.05 
Earnings (ttm)-$0.38 
Earnings (mrq)-$0.02 
Sales (ttm)$1.19 
Cash (mrq)$0.60 
Valuation Ratios
Price/Book (mrq)13.80 
Price/EarningsN/A 
Price/Sales (ttm)0.58 
Income Statements
Sales (ttm)$16.6M
EBITDA (ttm)-$3.19M
Income available to common (ttm)-$5.35M
Profitability
Profit Margin (ttm)-32.2%
Operating Margin (ttm)-32.4%
Fiscal Year
Fiscal Year EndsDec 31
Most recent quarter30-June-2001
Management Effectiveness
Return on Assets (ttm)-40.37%
Return on Equity (ttm)-238.99%
Financial Strength
Current Ratio (mrq)3.42 
Debt/Equity (mrq)6.39 
Total Cash (mrq)$8.36M
Short Interest
As of 8-Jan-2001
Shares Short15.0K
Percent of Float0.6%
Shares Short
(Prior Month)
16.0K
Short Ratio0.15 
Daily Volume97.0K
See Profile Help for a description of each item above;   K = thousands;   M = millions;   mrq = most-recent quarter;   ttm = trailing twelve months;   (as of 30-June-2001)

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