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your money ratios 8 simple tools for financial security
a troubled economy calls for answers . forget complicated abstract philosophy people need sound financial advice thats easy to follow and can be implemented immediately . for the first time a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have . your money ratios will help readers effectively manage debt invest prudently and develop a realistic and effective savings plan to ensure both financial success and security . readers need only plug their income and age into farrells ratios in order to get an instant picture of their savings status and overall financial health as well as a roadmap for the important choices they must make in the future . heres what you will find in this book br if you are in your 20s or 30s br your money ratios will tell you how to get started and what you need to do over the next 35 years to stay on track . if you are lucky enough to read this book when you are young you will have a clear vision for where you need to go throughout your working career . by setting yourself on the right path you wont have to work so hard later in life to meet your goals . br if you are in your 40s br you can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings debt investments and insurance . you have plenty of time to make adjustments if necessary and plot out your path to retirement . br if you are in your 50s br the formula will provide you with a realistic assessment of your ability to retire . it will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years and how to put on the final push for retirement .
hardcover penguin group usa 2009 isbn13 9781583333631 isbn10 1583333630
book type nf isbn 13 9781583333631 number of pages 257 publisher penguin group usa release date 1261612800000