issues . please help improve it or discuss these issues on the talk page . learn how and when to remove these template messages this article needs additional citations for verification . please help improve this article by adding citations to reliable sources . unsourced material may be challenged and removed . february 2011 learn how and when to remove this template message this article is an orphan as no other articles link to it . please introduce links to this page from related articles ; try the find link tool for suggestions . february 2009 a major contributor to this article appears to have a close connection with its subject . it may require cleanup to comply with wikipedia s content policies particularly neutral point of view . please discuss further on the talk page . february 2011 learn how and when to remove this template message learn how and when to remove this template message credit one bank type private industry financial services founded san rafael california 1984 headquarters 585 pilot road las vegas nevada 89119 u.s. 1 products credit cards revenue us 374.126 million 2015 net income us 83.667 million 2015 total assets us 192.078 million 2015 number of employees 478 2015 website www.creditonebank.com credit one bank n.a. or credit one is a u.s. based bank specializing in credit cards . it has corporate offices in las vegas nevada . the bank is held by credit one financial a bank holding company registered in nevada . 2 credit one financial is a wholly owned subsidiary of sherman financial group llc . 3 as of 2016 credit one services more than 6 million cardholders across the united states . contents 1 national bank charter 2 history 3 registered trademarks 4 references 5 external links national bank charter edit credit one operates under a ceba national bank charter occ charter number 20291 . 4 this type of charter affects the bank s lending and deposit functions . requirements are set forth in an amendment to the bank holding company act bhca the competitive equality banking act of 1987 hence the term ceba bank . 5 in order to qualify for this type of bank charter credit one can engage only in credit card activities . ceba banks may not accept demand deposits or deposits that the depositor may withdraw by check or similar means for payment to third parties . they may also not accept any savings or time deposits of less than 100m unless they are used as collateral for secured credit card loans . 6 and they may not engage in the business of making commercial loans . any deposits are insured by the federal deposit insurance corporation fdic . credit one s fdic certificate number is 25620 . 1 history edit credit one began operations as a full service bank under the name first national bank of marin fnbm in san rafael california on july 30 1984 . fnbm maintained a wide range of products until 1995 when it began focusing primarily on two types of products partially and fully secured credit cards . fnbm received a limited purpose designation from the office of the comptroller of the currency occ a bureau of the united states department of the treasury in june 1996 . limited purpose banks offer only a narrow product line . the bank moved from san rafael california to las vegas nevada in november 1998 . fnbm obtained its ceba status in march 2005 and subsequently changed its name to credit one bank n.a. on february 1 2006 . registered trademarks edit on april 26 2002 fnbm filed an application for the mark credit one bank with the united states patent and trademark office uspto . 7 the mark was granted registration status registration number 3121113 on july 25 2006 after the bank changed its name to credit one bank n.a. additional registered trademarks owned by credit one include credit one registration number 330342 granted on october 2 2007 and credit one financial registration number 3330575 granted on november 6 2007 . 7 references edit a b fdic credit one bank national association http nvsos.gov sosentitysearch corpsearch.aspx retrieved on 2011 02 25 http www.occ.gov static cra craeval nov07 20291.pdf occ home page fdic credit card activities manual fdic credit card activities manual a b http www.uspto.gov retrieved on 2011 02 24 external links edit credit one s primary website credit one s direct mail fulfillment website retrieved from https en.wikipedia.org w index.php title credit one bank & oldid 744515473 categories banks based in nevadabanks established in 1984companies based in paradise nevadahidden categories articles needing additional references from february 2011all articles needing additional referencesorphaned articles from february 2009all orphaned articleswikipedia articles with possible conflicts of interest from february 2011 navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to 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