article needs additional citations for verification . please help improve this article by adding citations to reliable sources . unsourced material may be challenged and removed . june 2011 learn how and when to remove this template message nacha the electronic payments association type cooperative industry financial services founded 1974 1974 headquarters washington dc united states members 11 000 website www.nacha.org nacha previously the national automated clearing house association . . manages the development administration and governance of the ach network the backbone for the electronic movement of money and data in the united states . it is funded by the financial institutions it governs . the ach network serves as a network for direct consumer business and government payments and annually facilitates billions of payments such as direct deposit and direct payment . utilized by all types of financial institutions the ach network is governed by the nacha operating rules a set of rules that guide risk management and create certainty for all participants . nacha is a not for profit association and represents nearly 11 000 financial institutions via 17 regional payments associations and direct membership . nacha is not directly involved in the ach transactions that flow to and from organizations and financial institutions nor does nacha send communications to individuals or organizations about individual ach transactions . 1 various phishing scams have attempted to use references to nacha to scam people 2 or get them to install malware . 3 4 5 see also edit automated clearing house direct deposit electronic check council electronic funds transfer fedwire references edit nacha phishing scam notice . nacha.org . ach transfer rejected . snopes.com . nacha payment rejected malware . commtouch.com . compromised websites unknowingly host malware . commtouch.com . nacha payment cancelled scam continues . commtouch.com . external links edit official website electronicpayments.org payitgreen.org this bank insurance or other financial services corporation article is a stub . you can help wikipedia by expanding it . v t e retrieved from https en.wikipedia.org w index.php title nacha & oldid 742854922 categories financial services companies of the united statespayment clearing systemsfinancial services company stubshidden categories articles needing additional references from june 2011all articles needing additional referencesall stub articles navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 6 october 2016 at 06 11 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view