; 4 years ago 2012 founders max levchin nathan gettings and jeffrey kaditz headquarters san francisco california united states area served united states key people max levchin ceo website www.affirm.com affirm is a financial technology company based in san francisco california 1 that offers financial loans with instant decision . max levchin currently serves as the ceo and co founder . created in 2012 by levchin palantir technologies co founder nathan gettings and jeffrey kaditz . according to the wall street journal rather than rely on fico credit scores affirm calculates the risk of borrowers based on a range of personal data including information gleaned from social media profiles as well as the cost of the items being purchased . it then determines what rate and structured payment makes sense to offer the customer . affirm is one of several web startups experimenting with more flexible loans . 2 affirm has raised roughly 420 million to date in equity and debt . 3 references edit max levchin young people dislike big banks . usatoday.com . 2014 12 12 . retrieved 2015 04 09 . paypal co founder max levchin raises 45 million for startup affirm digits wsj . blogs.wsj.com . 2014 06 09 . retrieved 2015 04 09 . afirm funding rounds . crunchbase . retrieved 2016 05 01 . external links edit affirm.com this article about a financial services corporation of the united states is a stub . you can help wikipedia by expanding it . v t e retrieved from https en.wikipedia.org w index.php title affirm company & oldid 743697706 categories companies based in san franciscocompanies established in 2012technology companies of the united statesunited states financial services company stubshidden categories all stub articles navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 10 october 2016 at 19 35 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view