insurance group type mutual industry insurance founded 1942 headquarters irvine california u.s. services property and casualty insurance website http www.westernmutual.com western mutual insurance group is an american group of property and casualty insurance companies made up of western mutual insurance company its sister company residence mutual insurance company and their jointly owned subsidiary arizona home insurance company . based in irvine ca the group writes direct property and casualty insurance in arizona california colorado new mexico nevada utah and texas for preferred homeowners . the western mutual insurance group has a financial strength rating of a superior by a.m. best a nationally recognized statistical rating organization nrsro by the united states securities and exchange commission . 1 contents 1 history 2 company structure 3 arizona home insurance company 4 products 5 ratings 6 references 7 external links history edit western mutual was incorporated under the laws of california on march 7 1942 as a county mutual fire insurer with the title coast mutual fire insurance company of los angeles county . it commenced business on april 30 1942 . residence mutual insurance company was founded in 1949 . on june 27 1973 amended articles of incorporation changed the form of operation to that of a general mutual insurance company with multiple line authority and the present title of western mutual was adopted . the group expanded from california to writing insurance in nevada and colorado in 2002 . in 2005 arizona home insurance company was purchased and incorporated into the group writing policies solely in arizona while the group continued to expand into utah and new mexico . the group began writing new construction home business in texas with its builder agents in 2007 . 2 company structure edit management of the company is under the direction of president and chief executive officer joe crail who has held these positions since 1974 and has been active in the insurance industry since 1971 . the company is based in irvine california with offices in calabasas california and phoenix arizona with claims adjusters located throughout the states in which business is written . arizona home insurance company edit arizona home insurance company has been writing direct homeowners dwelling fire earthquake and allied lines insurance for preferred homeowners in the state of arizona for more than 20 years . while the company is part of the western mutual insurance group arizona home insurance writes only in arizona with an office in phoenix and claims adjusters employed throughout the state of arizona . products edit the group provides homeowners dwelling fire condominium flood and earthquake insurance throughout the southwestern united states . the company uses extensive underwriting to create a niche market of preferred homeowners insurance 3 with lower risk enabling the company to pass these savings on to their policyholders . ratings edit on october 24 2013 a.m. best awarded the top rating of a superior to the western mutual insurance group . 4 residence mutual was ranked 1 in the state of california for the lowest justified consumer complaints in their homeowners complaint composite report from 2012 to 2014 . 5 in 2016 for the fifth consecutive year western mutual was named as a top performer in the ward s top 50 property and casualty insurers list . 6 references edit http www3.ambest.com ratings fullprofile.asp bl 0 & ambnum 4066 & altsrc 1 & altnum & uratingid 421384 & ext user & ext misc http www.westernmutual.com western mutual aboutus.asp http www.westernmutual.com http finance.yahoo.com news m best upgrades ratings western 181200042.html http www.insurance.ca.gov 01 consumers 120 company 03 concmplt homecomposite.cfm https www.wardinc.com wards50 property casualty.php external links edit http www.westernmutual.com http www.residencemutual.com http www.arizonahomeinsurance.com retrieved from https en.wikipedia.org w index.php title western mutual insurance group & oldid 734774684 categories mutual insurance companies of the united statescompanies based in orange county california navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 16 august 2016 at 16 44 . text is available under the creative commons attribution sharealike license ; 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