orphan as no other articles link to it . please introduce links to this page from related articles ; try the find link tool for suggestions . february 2015 united first financial llc type private industry financial services headquarters bluffdale utah usa website www.unitedfirstfinancial.com united first financial is a financial software services and support company that focuses primarily on mortgage and debt reduction . united first financial which offers a mortgage reduction program similar to the offset mortgage won the ernst & young entrepreneur of the year regional awards in 2008 . 1 2 contents 1 history 2 services 3 see also 4 references 5 external links history edit in the late 1990s skyler witman and john washenko launched accelerated equity & development 3 a mortgage company based in bluffdale utah . in 2009 the company had 60 000 distributors and 20 000 paying customers . services edit united first financial uses a debt reduction technique very similar to the australian mortgage . united first financial uses a program called the money merge account program 4 which uses existing banking tools one on one coaching and a web based software tool to help consumers pay off their mortgages and consumer debt in a short amount of time . this program has received criticism from financial experts as being unnecessary due to the cost of the initial investment and utter simplicity with which someone can apply the same budgeting principles for free . often times the time to recoup the investment cost can be over 5 years . the headquarters is located at 120 e 13065 s draper ut 84020 bluffdale utah . see also edit australian mortgage offset mortgage references edit the entrepreneur of the year awards 2008 national winners ernst & young united states . ey.com . retrieved february 15 2012 . united first financial takes home ernst & young entrepreneur of the year regional ... . reuters . retrieved february 15 2012 . accelerated equity & development inc. business review in draper ut utah bbb . bbb.org . retrieved february 15 2012 . united first financial is not a scam but . american chronicle . december 16 2007 . retrieved february 15 2012 . external links edit united first financial official site retrieved from https en.wikipedia.org w index.php title united first financial & oldid 741805687 categories software companies based in utahfinancial services companies of the united stateshidden categories orphaned articles from february 2015all orphaned articlesuse mdy dates from february 2012 navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 29 september 2016 at 19 50 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view