credit union industry financial services founded 1952 headquarters jacksonville florida us key people terry r. west president & ceo products savings ; checking ; consumer loans ; mortgages ; credit cards ; investments total assets 5.22 b usd 2014 number of employees 1 159 full time 58 part time website vystarcu.org vystar credit union based in jacksonville fl is the 19th largest credit unions in the nation serving more than 500 000 members worldwide . as of 2015 vystar has over 5.6 billion in assets and 45 locations . 1 membership is open to people living or working in alachua baker bradford clay columbia duval flagler gilchrist hamilton lake levy marion nassau putnam st. johns seminole suwannee union or volusia county . vystar has more than 185 atm locations throughout 19 counties and 39 walgreens stores in alachua flagler and volusia counties . contents 1 history 2 vystar academy of business and finance 3 products and services 4 programs 5 community involvement 6 references 7 external links history edit on april 29 1952 12 civil service employees had difficulty as did other military and civil service employees in getting credit . these employees needed financing for either a car home mortgage or personal loan . these 12 began jax navy federal credit union with 5 each and a commitment to help other military and civil service employees so membership was limited to just these people . jax navy s focus was on its members not profit . after one year 1 100 members had joined . by the end of the 1950s membership had grown to 9 178 . in 1962 jax navy had built member loyalty and did not want to lose members on retirement . so membership was extended to military and civil service retirees . as membership grew so did jax navy . they opened new branches for the convenience of their members both on and off the area military bases . since 2002 when jax navy changed its name to vystar credit union the membership requirements were changed to anyone living or working in the 17 county northeast florida area . 2 as of december 2013 vystar had nearly 4.02 billion in deposits from 447 454 members . 3 vystar academy of business and finance edit vystar partnered with bartram trail high school in 2007 and formed the vystar academy of business and finance . the course teaches skills related to the financial services and business management industries . 4 5 since then three other high school branches have opened at fleming island high school pedro menendez high school samuel w. wolfson high school jean ribault high school orange park high school and west nassau high school . 6 products and services edit free checking there are no minimum balance requirements no monthly fees and all checking accounts pay interest . vystar has internet account access via a web browser or mobile app can web bill pay and has more than 185 vystar atms and 39 atms in walgreens stores that are free to use for its members . auto loans it offers loans for cars trucks boats jet skis rvs motorcycles scooters and atvs . mortgage loans it has a full range of fixed and adjustable rate mortgage loans with a variety of terms . the loans are at market competitive rates and the escrow pays interest . business services it has business shared accounts business loans mortgage processing vystar is an approved mortgage seller business credit card services solutions that allow businesses to accept credit and debit cards and payroll . investment services & products vystar provides financial analysis and services at no cost or obligation . members can make a savings and investment plan protect financial assets fund education and plan for retirement . vystar also offers a comprehensive list of value oriented products and services for members . credit cards vystar visa credit cards have no annual fee and low interest rates . programs edit the vystar money makeover free program helps members take a closer look at their money then shares unique money management tips and tools to help drive down debt increase savings and improve their financial outlook . the vystar kids club children can have a dividend bearing savings account and free use of in branch coin counting machines . community involvement edit vystar encourages and supports its employees when they invest their time energy and money in worthwhile organizations and events . vystar directly supports for the united way of america leukemia & lymphoma society jacksonville heart walk and march of dimes campaigns . in addition it supports events such as the isle of eight flags shrimp festival in fernandina beach and the jacksonville air show to the olustee festival in lake city and the baker and clay county fairs . references edit vystar cu . retrieved 12 march 2015 . history of vystar . vystar and navy federal top northeast florida list of credit unions ranked by total area deposits as of 12 01 2013 . jan 17 2014 . bartram trail high school vystar academy of business and finance academy description . www.stjohns.k12.fl.us . retrieved 2009 12 05 . weeder roger 2007 . students run bank at bartram trail . first coast news . retrieved 2009 12 05 . at wolfson high s academy of finance lessons come with extra credit . the florida times union . retrieved 2012 08 07 . external links edit official website v t e jacksonville area based corporations list of companies in jacksonville florida fortune 1000 corporations 2015 rank csx corporation 240 fidelity national financial 314 fis 422 landstar system 719 publicly traded corporations ameris bancorp atlantic coast financial black knight financial services everbank frp holdings patriot transportation rayonier rayonier advanced materials regency centers stein mart web.com privately held businesses acosta sales & marketing availity axia public relations bloch publishing company crowley maritime elkins constructors fanatics firehouse subs florida blue florida east coast railway gate petroleum haskell company huckins yacht corporation i wear your shirt jacksonville free press kbj architects larry s giant subs m. d. moody & sons mac papers medmal direct insurance company metro jacksonville mobro marine pga tour reynolds smith & hills ring power safariland st. vincent s healthcare sally corporation seward trunk co. southeastern grocers stellar group swisher international group trailer bridge us assure vystar credit union us headquarters of foreign businesses adecco group north america association of tennis professionals beeline buffet group usa h egh autoliners northgate information solutions survitec group north america venus fashion otto division headquarters of us corporations florida coastal school of law infilaw system the florida times union morris communications foundation financial group interline brands the home depot parallel infrastructure florida east coast industries pss world medical mckesson corporation southeast toyota distributors jm family enterprises unison industries ge aviation vistakon johnson & johnson retrieved from https en.wikipedia.org w index.php title vystar credit union & oldid 744528456 categories credit unions based in floridacompanies based in jacksonville floridabanks established in 19521952 establishments in floridabanks based in jacksonville floridahidden categories pages using infobox company with unsupported parameters navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 15 october 2016 at 20 40 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view