navigation search this article is an orphan as no other articles link to it . please introduce links to this page from related articles ; try the find link tool for suggestions . september 2011 michigan schools and government credit union type credit union industry financial services founded 1954 headquarters clinton township michigan usa number of locations 11 full service branches ; 4 400 service centers nationwide products savings ; checking ; consumer loans ; mortgages ; credit cards ; investments ; online banking total assets 1.5 billion usd 1 website msgcu.org michigan schools and government credit union is headquartered in charter clinton township michigan and has a membership size of more than 100 000 2 and assets of over 1.5 billion as of may 31 2014 . 3 msgcu is a not for profit financial institution which is owned and operated by its members . the credit union is regulated under the authority of the national credit union administration ncua which means its members deposits are federally insured up to 250 000 . 4 michigan schools and government credit union currently has 11 branches located throughout macomb and oakland counties . 5 it also belongs to the co op network of atms and credit union service centers . this network allows members to utilize more than 30 000 atm locations and 4 400 service centers nationwide . 6 contents 1 membership 2 awards 3 references membership edit the following individuals and groups are eligible for michigan schools and government credit union membership employees students former students alumni and retirees of educational institutions in the michigan counties of genesee lapeer livingston macomb oakland st. clair washtenaw and wayne . this includes anyone that went to school in any of these counties or is related to someone that does did . elected officials appointed officials employees and retirees of any department or agency of the federal government of any state county or local government or political subdivision thereof located within the michigan counties of genesee lapeer livingston macomb oakland st. clair washtenaw and wayne . employees or members of employer groups or other organized groups or businesses that are located within 25 miles of any credit union office . any person over age 55 who receives a retirement annuity pension social security or similar retirement payment from private or government sources and lives in or belongs to a retirement organization located in genesee lapeer livingston macomb oakland st. clair washtenaw or wayne counties . a spouse of a deceased member if accepted into membership prior to remarriage . members of msgcu who attained membership through other eligibility requirements in place prior to 8 1 2006 will retain their membership . relatives by blood or marriage of any of the above . relatives are eligible to join even if above individuals are not members . awards edit the youth savings programs offered at msgcu have received the michigan credit union league s mcul desjardins youth financial education award numerous times . in the past the mcul has also awarded the credit union with the louise herring award and dora maxwell award for various member and community service efforts . 7 bauer financial 8 which provides independent bank and credit union star ratings has consistently awarded msgcu with its highest rating five stars for financial institutions . msgcu also boasts high member satisfaction and retention . in 2012 msgcu received a 97 % member satisfaction rating during an independent survey performed by d. hilton associates inc. also in 2010 raddon financial group ranked msgcu s member retention rate at 99.5 % . 9 references edit ncua credit union data summary . retrieved 5 march 2012 . msgcu reaches milestone . ncua individual credit union data summary . retrieved 5 may 2011 . about ncua . retrieved 5 may 2011 . msgcu locations . co op network about . herring maxwell and desjardins award programs . mcul . retrieved 23 may 2011 . bank and credit union ratings . bauerfinancial . retrieved 23 may 2011 . awards . msgcu . retrieved 23 may 2011 . retrieved from https en.wikipedia.org w index.php title michigan schools and government credit union & oldid 714488684 categories credit unions based in michiganhidden categories orphaned articles from september 2011all orphaned articles navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 10 april 2016 at 02 11 . text is available under the creative commons attribution 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