credit union type credit union industry financial services founded 1939 headquarters riverdale utah united states area served salt lake county utah utah county utah mesquite nevada clark county nevada products savings ; checking ; consumer loans ; mortgages ; credit cards total assets 6.93 b usd 2015 website americafirst.com america first credit union afcu is a federally chartered credit union headquartered in riverdale utah . as of june 2015 afcu is the 7th largest credit union in the united states in terms of total membership and 12th largest credit union in assets in the u.s. 1 as of june 2015 america first has 111 branch locations more than 707 000 members and has over usd 6.93 billion in assets . 2 america first is also a member of the co op network of atms which provides its members free atm access to the network s almost 30 000 atms nationwide . eligibility for membership at america first is open to anyone who lives works worships attends school conducts business or volunteers in salt lake county utah county or juab county in utah or clark county in nevada . 3 eligibility is also open to all those who live within a 12 mile radius of the mesquite nevada city post office and the members of the immediate family or household of an existing member or those eligible for membership as well as owners employees suppliers and their employees or associated companies and their employees involved in the food industry an affiliated association or select employee group in the state of utah . 4 contents 1 history 2 technology 3 references 4 external links history edit in 1939 at fort douglas in salt lake city utah 59 members of the national federation of federal employees local no. 650 instituted the fort douglas civilian employees credit union . on june 23 1947 the finance office of the u.s. army at fort douglas was moved to the utah general distribution depot in ogden utah and the credit union moved with it and renamed itself federal employees credit union . in 1960 with the addition of the naval supply depot in clearfield utah the credit union was now affiliated with four military installations the other three being the utah general depot hill air force base and fort douglas . utah chartered credit unions began serving anyone in the state and the credit union changed its name to america first credit union in 1984 . in 1994 it marketed residential mortgages with incentives such as no fees for first mortgage refinancing a quarter point reduction in the interest rate if payments were to be deducted automatically from an america first checking account and a quarter point reduction for mortgages of less than half the residence s appraised value . 5 beginning in 1998 a series of legal and legislative restrictions were placed on america first credit union s field of membership and its ability to make business loans . in 2003 america first became federally chartered to protect its membership and serve its business members . in 2004 it opened its first branch in summit county utah since the federal charter allows it to serve that county as well . 6 in 2005 it announced that it would offer small business administration loans to its members . 7 in 2007 the credit union many of whose members serve in the military hosted operation best wishes . 8 on august 12 2009 america first acquired las vegas based community one federal credit union following its closure by the national credit union administration . 9 technology edit in 1999 the credit union used novell s netware . 10 in 2001 it began to offer wireless banking to its members using technology from senscom inc. 11 in 2006 it agreed to adopt oracle corporation s siebel branch teller application to capture check information at the teller s terminal . 12 references edit facts and financials . retrieved 2015 06 02 . facts and financials . retrieved 2015 06 02 . share savings membership . retrieved 2012 06 10 . select employee groups segs and affiliated associations . retrieved 2012 06 10 . america first credit union announces no fee first mortgage refinancing . the deseret news . april 26 1994 . retrieved 2009 11 16 . america first credit union opens first summit branch . the deseret news salt lake city utah . january 24 2004 . retrieved 2009 11 16 . america first credit union . northern . utah business . july 1 2005 . archived from the original on 19 november 2009 . retrieved 2009 11 16 . america first cu hosts operation best wishes . america first credit union brief article . credit union journal . january 29 2007 . archived from the original on 19 november 2009 . retrieved 2009 11 16 . community one fcu closes members now served by america first fcu . tradewind inc. retrieved september 29 2010 . novell case study america first credit union . novell case study via zdnet asia . 1999 11 30 . archived from the original on 18 november 2009 . retrieved 2009 11 16 . cole kelleigh may 1 2001 . america first credit union . senscom inc. brief article . utah business . archived from the original on 19 november 2009 . retrieved 2009 11 16 . america first credit union selects oracle s siebel applications for fully automated teller solution . p . oracle corporation press release via pr newswire . november 14 2006 . archived from the original on 19 november 2009 . retrieved 2009 11 16 . external links edit america first credit union retrieved from https en.wikipedia.org w index.php title america first credit union & oldid 743778667 categories credit unions based in utahcompanies based in utahbanks established in 19391939 establishments in utahhidden categories pages using infobox company with unsupported parameters navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links 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