bank type public traded as gse hfc industry financial services founded 1990 headquarters accra ghana key people asare akuffo managing director 1 products loans checking savings investments debit cards revenue aftertax total assets us 234.3 million ghs 435.3 million 2011 website homepage home finance company commonly referred to as hfc bank is a commercial bank in ghana . it is one of the commercial banks licensed by the bank of ghana the national banking regulator . 2 contents 1 overview 2 history 3 ownership 4 branch network 5 see also 6 references 7 external links overview edit hfc bank provides mortgage financing commercial banking investment banking and wealth management services . regulatory approval is still pending for the bank to split into for divisions banking division investment management division private equity division real estate division as of december 2011 update hfc bank was a medium sized financial services provider in ghana with total assets valued at about us 234.3 million ghs 435.3 million and shareholders equity valued at about us 53.8 million ghs 100 million . 3 history edit the bank was created in 1990 as a shell company within merchant bank ghana . in 1994 hfc bank became a publicly traded company . in 1995 it became listed on the ghana stock exchange . the stock of the bank is a component of the exchange s gse all share index . according to the bank s website the bank issued the ghana stock exchange s first ever corporate bond in 1996 . ownership edit as of december 2003 the bank s stock is owned by the following corporate entities and individuals 4 hfc bank stock ownership rank name of owner percentage ownership 1 ssnit 2 union bank of nigeria plc. 3 ghana union assurance company limited 4 state insurance company of ghana 5 financial investment trust 6 mihl union homes savings & loan nigeria 7 mihl union homes pension find nigeria 8 ghana reinsurance company 9 hfc unit trust 10 other institutional & individual investors t o t a l 100.00 branch network edit hfc bank has its headquarters in accra the capital city of ghana . the branches of the bank and its subsidiary companies include the following locations 5 head office sixth avenue north ridge accra ebankese branch sixth avenue north ridge accra accra central branch kwame nkrumah avenue accra ridge branch 6 sixth avenue west ridge accra tema branch asafoatse kotei commercial complex tema legon branch noguchi road university of ghana legon kumasi branch 571 asomfo road kumasi hfc investment services limited 6 sixth avenue west ridge accra tudu branch st. francis building kinbu road tudu abossey okai branch techiman branch hfc realty limited agbogbloshie branch old fadama road tamale branch 8 daboya street tamale knust kumasi branch knust commercial area kumasi koforidua branch baatsona branch spintex road ashaiman branch takoradi branch market circle kasoa branch post office square branch adabraka branch suame branch suame magazine swedru branch cape coast branch tantri winneba branch asamankese branch dansoman branch see also edit list of banks in ghana ghana stock exchange references edit asare akuffo is managing director list of commercial banks in ghana december 2011 financial data shareholders of hfc bank offices and branches of hfc bank external links edit hfc bank homepage hfc bank at gold coast securities home finance company limited at alacrastore v t e economy of ghana currency ghanaian cedi banking offshore private capital bank national investment bank prudential bank limited unibank retail savings agricultural development bank of ghana cal bank gcb bank ltd home finance company ut bank savings and loan abii national savings and loans company insurance enterprise group sic insurance company vanguard assurance company limited communications communications new media electricity transportation water supply and sanitation water privatization industries companies agriculture cocoa salt healthcare manufacturing mining petroleum tourism 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