verification . please help improve this article by adding citations to reliable sources . unsourced material may be challenged and removed . april 2010 learn how and when to remove this template message cullen frost bankers type public traded as nyse cfr industry finance and insurance founded 1868 headquarters san antonio texas united states key people phillip d. green chairman & ceo paul bracher president cullen frost bankers inc. jerry salinas group executive vice president & cfo products banking investments insurance revenue 1.22 billion us te fy 2015 271.3 million number of employees 4 278 website www.frostbank.com frost bank is headquartered in downtown san antonio . frost bank branch in san antonio on the city s northwest side . the frost bank tower is one of the tallest buildings in austin texas . frost bank is a texas chartered bank founded in 1868 and based in san antonio with 126 branches across the state . frost is one of the largest texas based banks . 1 the company offers a full range of commercial and consumer banking products investment and brokerage services and insurance products to customers throughout texas . frost is a subsidiary of cullen frost bankers inc. a financial holding company also based in san antonio . 2 in june 2012 frost converted its 113 year old federal charter into a state charter . 3 contents 1 history 2 see also 3 sources 4 references 5 external links history edit the bank was founded in 1868 in san antonio by col. thomas claiborne t.c. frost . since then it has acquired many other texas banks . in 1977 frost bank corp. and cullen bankers inc. of houston merged forming the holding company cullen frost bankers inc. in 1982 cullen frost bankers and united states national bancshares inc. usnb of galveston texas merged but frost operated usnb separately for nearly two decades . 4 5 as new financial services legislation allowed banks to broaden the services they offered customers cullen frost folded the usnb charter into frost s in 2000 . 6 with this action the last bank using the federally forbidden united states national bank title ceased to exist . 5 growing through the years frost was the 10th largest bank headquartered in texas in the early 1980s . a decade later it would be the biggest . as energy prices plunged real estate slumped and the banking industry collapsed frost emerged as the only one of the top 10 banks based in texas to survive intact without federal assistance or a merger with an out of state financial institution . frost was the first bank in the nation to decline tarp bailout funds during the financial crisis of 2008 and has more than doubled in asset size since year end 2007 by growing its banking investments and insurance business . on december 31 2014 frost bank had 28.6 billion in assets 35.6 billion in combined trust brokerage and advisory assets and 126 locations in the san antonio austin corpus christi dallas fort worth houston rio grande valley and permian basin regions . 7 this growth has solidified the company s texas base and fueled an expansion of services . today frost offers a broad range of financial services including business and consumer banking ; investment trust retirement and financial management services ; insurance and investment banking . cullen frost bankers inc. was originally listed on nasdaq in 1977 but began trading under the symbol cfr on the new york stock exchange in 1997 . citation needed see also edit texas portal companies portal frost bank tower san antonio frost bank tower austin charles schreiner iii frost bank director sources edit 1 top 150 u.s. banks americanbanker.com references edit http texasalmanac.com topics business largest banks operating texas top 100 banks in texas by asset size pdf . retrieved 2011 02 20 . jessica silver greenberg 2012 04 02 . small banks shift charters to avoid u.s. as regulator . new york times . retrieved 2012 05 01 . f.a. andy odom president of the galveston branch of frost national bank . texas banking . retrieved 2009 11 20 . a b elder laura 2010 09 16 . frost bank puts building on the market . galveston daily news . retrieved 2010 09 16 . shannon buggs . isle bank joins frost 18 years after buyout . houston chronicle . retrieved 2009 11 20 . fdic institution directory 5510 . fdic . external links edit frost bank interview with tom frost april 14 1994 university of texas as san antonio institute of texan cultures oral history collections ua 15.01 university of texas at san antonio libraries special collections . wikimedia commons has media related to frost bank . v t e city of san antonio nickname alamo city attractions the alamo alamo cenotaph la antorcha de la amistad basilica of the national shrine of the little flower cathedral of san fernando hemisfair 68 houston street retama park racetrack san antonio zoo tower of the americas tower life building museums artpace blue star contemporary art museum briscoe western art museum casa navarro state historic site fort sam houston museum gallista gas gallery guadalupe cultural arts center guinness world records utsa institute of texan cultures mcnay art museum museo alameda museum of aerospace medicine o. henry house museum ripley s believe it or not san antonio academy museum san antonio museum of art barney smith s toilet seat art museum southwest school of art spanish governor s palace edward steves homestead texas air museum texas transportation museum united states army medical department museum witte museum yturri edmunds historic site see also list of museums in central texas entertainment alamodome arneson river theater at & t center aztec on the river fiesta noche del rio fiesta san antonio freeman coliseum majestic theatre morgan s wonderland nelson w. wolff stadium san antonio missions baseball san antonio rampage san antonio scorpions san antonio spurs san antonio stars san antonio stock show & rodeo san antonio symphony san antonio talons santikos theatres seaworld six flags fiesta texas splashtown texas folklife festival toyota field tobin center for the performing arts san antonio municipal auditorium companies christus santa rosa iheartmedia visionworks of america firstmark credit union frost bank harte hanks h e b m7 aerospace newtek rackspace san antonio express news sas shoemakers sas saws security service federal credit union swbc tesoro toyota motor manufacturing texas usaa valero research and education the alamo colleges baptist school of health professions cancer therapy & research center children s cancer research institute oblate school of theology our lady of the lake university san antonio public library south texas medical center texas biomedical research institute southwest research institute st. mary s university texas a & m university san antonio texas neurosciences institute trinity university university hospital system university of the incarnate word university of texas health science center university of texas at san antonio military san antonio military medical center brooks city base camp bullis fort sam houston lackland air force base pershing house randolph air force base wilford hall ambulatory surgical center parks acequia park brackenridge park denman estate park dwight d. eisenhower park friedrich wilderness park government canyon state natural area hardberger park mahncke park orsinger park san antonio botanical garden japanese tea garden san antonio missions national historical park san pedro springs park o. p. schnabel park travis park restaurants and shopping bill miller bar b q enterprises buckhorn saloon & museum don pedro mexican restaurant earl abel s guenther house jim s restaurants la villita luby s market square north star mall pearl brewery rivercenter river walk the shops at la cantera taco cabana whataburger other acequia madre de valero architecture bexar county courthouse culture downtown henry b. gonzalez convention center history timeline st. joseph catholic church metropolitan area neighborhoods and districts san antonio conservation society san antonio international airport san antonio springs san antonio station via metropolitan transit bexar county san antonio new braunfels metro texas united states retrieved from https en.wikipedia.org w index.php title frost bank & oldid 743662942 categories companies listed on the new york stock exchangebanks based in texascompanies based in san antoniobanks established in 1868hidden categories use mdy dates from march 2012articles needing additional references from april 2010all articles needing additional referencespages using infobox company with unsupported parametersall articles with unsourced statementsarticles with unsourced statements from july 2012commons category with local link same as on wikidata navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to 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