issues . please help improve it or discuss these issues on the talk page . learn how and when to remove these template messages this article is an orphan as no other articles link to it . please introduce links to this page from related articles ; try the find link tool for suggestions . october 2013 this article relies too much on references to primary sources . please improve this by adding secondary or tertiary sources . november 2013 learn how and when to remove this template message learn how and when to remove this template message sa home loans type private industry financial services founded february 1999 headquarters durban south africa key people kevin penwarden ceo products mortgages website homepage sa home loans is a mortgage finance company 1 in south africa . it was founded in february 1999 in durban south africa . 2 it is headquartered in durban . its services cover origination and credit approval through to registration and ongoing loan servicing . 3 citation needed sa home loans is a non traditional i.e. non bank home loans provider that has played a pioneering role in creating a more diverse financial infrastructure in south africa sa . from a modest start up operation opening for business in 1999 sa home loans pty ltd sahl has flourished in the midst of powerfully entrenched competition and global financial turmoil . it has become sa s 5th largest and largest non bank mortgage home loan provider . after 14 years it is solidly established with a strong and recognisable local brand 190 000 clients and services its own sizable mortgage portfolio having originated in excess of r95 billion approx . us 9 billion since inception . as a non bank home finance provider sahl pioneered new practices in sa for raising funding from the markets to fund its loan portfolios securitisation . as a specialist loan servicer its lending operations cover the full spectrum of home financing from its own sales force for origination and in house credit structures through to ongoing client and loan servicing . mortgage lending hence can no longer be seen as the sole preserve of banks . references edit sa reserve bank example of sa home loans as a finance company sa home loans raises over r5bn in 2012 via securitisation market . standard bank . retrieved 5 november 2013 . sa home loans . sa home loans . retrieved 5 november 2013 . external links edit sa home loans website sa home loans facebook page retrieved from https en.wikipedia.org w index.php title sa home loans & oldid 613435139 categories financial services companies of south africahidden categories orphaned articles from october 2013all orphaned articlesarticles lacking reliable references from november 2013all articles lacking reliable referencesall articles with unsourced statementsarticles with unsourced statements from october 2013 navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 18 june 2014 at 14 33 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view