needs additional citations for verification . please help improve this article by adding citations to reliable sources . unsourced material may be challenged and removed . june 2011 learn how and when to remove this template message united federal credit union type credit union industry financial services founded 1949 1949 headquarters st. joseph michigan united states area served michigan ohio nevada north carolina arkansas indiana key people mike hildebrand chairman terry o rourke president ceo services savings ; checking ; consumer loans ; mortgages ; credit cards ; investments ; insurance ; business services total assets 1.83 b 2015 number of employees 415 full time ; 44 part time slogan we ll get you there . website unitedfcu.com headquarters in st. joseph michigan united federal credit union ufcu is a federally chartered credit union based in st. joseph michigan with a 60 year plus history . originally chartered in 1949 ufcu has more than 130 000 members in all 50 states and the district of columbia . it ranks in the top 2 % of all federal credit unions by asset size 1 with assets in excess of 2 billion as of 2016 . 2 ufcu has 23 branches in six states michigan ohio indiana nevada north carolina and arkansas . united federal credit union offers a diverse array of products and services for businesses and individuals include checking and savings accounts ; mortgage construction and lot loans ; home equity loans and lines of credit ; business accounts loans and credit cards ; united diamond insurance and allied solutions insurance products . contents 1 history 2 timeline 3 products and services 4 community involvement 5 references 6 external links history edit united federal credit union s origins date to the 1930s and 1940s when the nineteen hundred employee credit union nhecu and the buchanan clark employee credit union bcecu were originally formed to serve the employees of the companies that would ultimately become the whirlpool corporation and the clark equipment company . nhecu formed in 1949 with eight employees and volunteers who handled the transactions . nineteen hundred corporation became whirlpool corporation in 1950 and the credit union became whirlpool employee federal credit union wefcu . by 1955 wefcu s assets reached 1 million . by 1958 assets doubled to 2 million . assets more than doubled again over the next five years and in 1963 wefcu moved into a brand new building in st. joseph mi . in 1969 bcecu became clark credit union and a short time later clark federal credit union . explosive growth continued for wefcu between 1963 and 1978 requiring the credit union to relocate to 2900 south state street in downtown st. joseph . assets exceeded 30 million with 15 800 members and 27 employees . beginning in 1980 wefcu merged with credit unions serving whirlpool subsidiaries in marion oh and fort smith ar . in 1987 cfcu reached 50 million in assets and changed their name to united federal credit union ufcu while wefcu because whirlpool community federal credit union wcfcu . then in 1992 wcfcu changed again to the first resource federal credit union frfcu . during the 1990s both frfcu and ufcu broke ground on new corporate headquarters buildings located in st. joseph mi and buchanan mi respectively . new branches opened in holland mi in 2000 and in 2006 frfcu merged with ufcu . all locations adopted the ufcu name but the headquarters remained in st. joseph and retained the frfcu charter number . in 2009 growth continued with the acquisition of clearstar financial credit union in reno nv . in 2011 ufcu purchased griffith savings bank in griffith in marking the first time a bank had been purchased by a federally chartered credit union . as of 2012 assets reached 1.5 billion with plans in progress for an expanded corporate headquarters . in october 2015 lake michigan credit union and united federal credit union announced their intent to merge . 3 the merger did not occur . 4 timeline edit 1930s 1937 buchanan clark employee credit union bcecu formed 1940s 1949 nineteen hundred employee credit union nhecu formed 1950s 1950 nhecu changes name to whirlpool employee federal credit union wefcu 1955 wefcu reaches 1 million in assets 1958 wefcu reaches 2 million in assets 1960s 1962 construction of the first free standing building for wefcu 1963 wefcu reaches 4.5 million in assets 1969 bcecu changes name to clark credit union 1970s 1972 clark credit union becomes clark federal credit union cfcu 1978 wefcu reaches 30.2 million in assets 1980s 1980 marion whirlpool employee credit union in marion oh merges with wefcu 1981 whirlpool employee credit union in fort smith ar merges with wefcu 1987 wefcu changes name to whirlpool community federal credit union wcfcu 1987 cfcu reaches 50 million in assets changes name to united federal credit union ufcu wefcu changes name to whirlpool community federal credit union 1990s 1991 wcfcu changes name to first resource federal credit union frfcu 1992 frfcu reaches 140 million in assets ; ufcu reaches 75 million in assets 1993 frfcu opens new headquarters on south state street in st. joseph mi 1995 ufcu reaches 100 million in assets and 21 000 members 1996 ufcu builds a new corporate office in buchanan mi 1999 lakeland credit union merges with frfcu ufcu reaches 100 million in assets and 21 000 members 2000s 2001 lake view credit union merges with ufcu 2002 gast employee credit union merges with ufcu 2003 marion federal credit union merges with frfcu 2006 ufcu merges into frfcu and together they adopt the united federal credit union name 2009 ufcu acquires clearstar financial credit union in reno nv ufcu merges into frfcu and together they adopt the united federal credit union name 2010s 2010 ufcu membership reaches 100 000 2011 ufcu purchases assets of griffith savings bank in griffith in becoming the first credit union to purchase a bank 2012 ufcu reaches 1.5 billion in assets and 117 000 members 2012 ufcu announces corporate headquarters expansion project 2013 ufcu named michigan credit union league outstanding credit union of the year 2013 and national federal credit union of the year 2013 by the national association of federal credit unions . products and services edit united federal credit union provides products and services to individuals and businesses . for individual members there are checking accounts long or short term savings options including iras or hsas ; mortgage auto and equity loans ; lines of credit for debt consolidation ; and investment planning options . ufcu also offers a member assistance program to help members work through debt concerns . ufcu also offers business members access to loans checking accounts and cash management options as well as payroll management and merchant services . affiliated programs from ufcu include united diamond insurance insurance coverage for property vehicles renters life business dental and health medicare supplement insurance ; and accidental death and dismemberment insurance coverage underwritten by the hartford and offered by affinion benefits group . community involvement edit ufcu president and ceo gary easterling talks about financial news and takes questions from listeners during monday morning money talk with pat moody on wsjm radio . ufcu double r branch in nevada collaborated with state troopers and the nevada humane society to sponsor a shred a thon for area residents to get rid of unneeded documents . ufcu employees helped carry boxes and bags and the credit union donated 1 000 to the state troopers cause the special olympics . in 2011 ufcu donated over 150 000 to charities and community projects in five states . more than two dozen organizations benefited including habitat for humanity march of dimes boys & girls clubs of america relay for life and several school districts . 5 in 2011 ufcu employees gave more than 660 hours of volunteer time aided by a ufcu program that provides paid time off to participate in volunteer efforts . references edit ranks in the top 2 . permanent dead link ranks in the top 2 . 31 october 2011 . 1.83 billion in assets as of 2015 1.83 billion in assets as of 2015 bratt don ; charles spilman october 14 2015 . lake michigan credit union and united federal credit union to merge pdf press release . lake michigan credit union ; united federal credit union . retrieved october 18 2015 . jim harger january 8 2016 . largest merger in history canceled by 2 michigan credit unions . the grand rapids press . retrieved january 9 2016 . making a difference ufcu gives back to our communities winter 2012 enewsletter archived may 27 2012 at the wayback machine . making a difference ufcu gives back to our communities winter 2012 enewsletter external links edit united federal credit union official site united diamond insurance allied solutions insurance products whirlpool corporation american consumer council national credit union association retrieved from https en.wikipedia.org w index.php title united federal credit union & oldid 730741779 categories credit unions based in michiganorganizations established in 1949hidden categories all articles with dead external linksarticles with dead external links from july 2016articles with permanently dead external linksarticles with wayback machine linksarticles needing additional references from june 2011all articles needing additional references navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 20 july 2016 at 22 08 . text is available under the creative commons attribution sharealike license ; 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