issues . please help improve it or discuss these issues on the talk page . learn how and when to remove these template messages this article is an orphan as no other articles link to it . please introduce links to this page from related articles ; try the find link tool for suggestions . april 2015 this article contains content that is written like an advertisement . please help improve it by removing promotional content and inappropriate external links and by adding encyclopedic content written from a neutral point of view . july 2014 learn how and when to remove this template message learn how and when to remove this template message embrace home loans type private industry financial services founded 1983 headquarters newport rhode island united states products fha loans va loans harp2 fixed rate mortgage variable rate mortgage fannie mae fannie mae homepath freddie mac jumbo usda homepath number of employees 500 nationally 1 website www.embracehomeloans.com embrace home loans inc. is an american full service direct mortgage lender headquartered in newport rhode island . 2 in 2009 the company changed its name from advanced financial services inc. afs to better reflect its products and services . embrace provides residential mortgage loans directly to its customers and is licensed in 46 states and washington d.c. . 3 the company employs 600 people spanning 25 branches along the east coast of the u.s. contents 1 company 2 awards 3 recent news 4 charity 5 references company edit embrace is a direct lender of fannie mae and freddie mac and is approved by fha and va. the company is also an equal housing lender and an issuer of ginnie mae . 4 with over 30 years of experience embrace has been helping customers refinance their mortgages purchase new homes and consolidate high interest debt . 5 as an accredited business embrace received an a rating with the better business bureau based on its commitment to resolving customer complaints etc. 6 embrace is an approved servicer for fannie mae and freddie mac united states department of housing and urban development hud ginnie mae embrace is an active member of mortgage bankers association mba 7 direct marketing association dma fnma regional advisory council awards edit top 25 mortgage companies in america 2014 8 100 most influential mortgage executives kurt noyce 2014 9 one of the fastest growing companies in rhode island 2013 10 the best place to work in rhode island 2006 2007 2008 2009 2011 11 2012 12 2013 13 50 best small & medium companies to work for in america 2004 2005 2007 2008 2009 2012 14 business excellence award for community involvement 2006 15 recent news edit with the addition of a retail branch origination in 2009 as well as a correspondent origination division in 2013 . embrace is continuing to expand its branches across the country including the opening of its 20th retail branch office located in charlottesville va. this particular office will focus on specializing in realtor sales as well as builder and other referral business . 16 more recently embrace launched its affinity mortgage solution which is a new residential lending program specifically for community banks and credit unions . some benefits of this program include reduces the level of resources and capital dedicated to a non core product mitigates risk associated with increasing regulation compliance rules qualified mortgage and increased document requirements eliminates rising staff and technology costs increases competitiveness with a wide breath of products including conforming government state bond programs and jumbo products retains customers capitalizes on cross sell opportunities 17 charity edit employees at embrace are offered 100 hours of paid time off if they use it to volunteer . the company also matches employee donations up to 2 500 a year per employee . 18 in 2013 embrace donated 30 000 to a short list of charities including division of children youth and families east bay ponies as partners make a wish rhode island the stone school athletic department alabama eye bank mikal ann indigent care fund year up providence dana farber cancer institute jimmy fund boy scouts of america inner city camperships homes for our troops multiple sclerosis society canine caregivers generosity water rhode island family shelter references edit bedard moe . embrace home loans listed embrace home loans on inc. 5000 . loansafe . loansafe & moeseo inc. retrieved 10 june 2014 . bedard moe . embrace home loans listed embrace home loans on inc. 5000 . loansafe . loansafe & moeseo inc. retrieved 10 june 2014 . bbb business review . better business bureau . retrieved 3 may 2014 . embrace home loans is recognized for continued excellence by mortgage executive magazine . reuters . retrieved 3 may 2014 . embrace home loans celebrates decades of success with new name and brand . business wire . business wire . retrieved 10 june 2014 . bbb business review . better business bureau . retrieved 3 may 2014 . embrace home loans celebrates decades of success with new name . bloomberg . bloomberg l.p. retrieved 10 june 2014 . embrace home loans is recognized for continued excellence by mortgage executive magazine . reuters . retrieved 1 may 2014 . embrace home loans is recognized for continued excellence by mortgage executive magazine . reuters . retrieved 1 may 2014 . embrace home loans continues to transform itself to new market opportunities conditions . rhode island small business journal . retrieved 3 may 2014 . pbn names quality partners to best places to work for 2011 . healthcentric advisors . retrieved 3 may 2014 . embrace home loans inc 18 best medium workplaces . best places to work . retrieved 3 may 2014 . pbn recognizes r.i. s best places to work in 2013 awards program . providence business news . retrieved 2 may 2014 . gurchiek kathy . 2012 best small medium workplaces named . society for human resource management . retrieved 2 may 2014 . embrace home loans . dex media inc. retrieved 3 may 2014 . embrace home loans celebrates hiring award with 20th branch opening . pr web . retrieved 2 may 2014 . embrace home loans launches affinity mortgage solution for community banks and credit unions . yahoo finance . retrieved 3 may 2014 . akhtar omar . the 25 best medium size companies to work for . cnn money . retrieved 2 may 2014 . retrieved from https en.wikipedia.org w index.php title embrace home loans & oldid 740075311 categories mortgage lendersamerican companies established in 1983hidden categories orphaned articles from april 2015all orphaned articlesarticles with a promotional tone from july 2014all articles with a promotional tonepages using infobox company with unsupported parameters navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store 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