private industry insurance founded 1997 founder gary lardy headquarters el dorado hills california products term life insurance permanent life insurance universal life insurance variable universal life insurance mortgage insurance website official website intelliquote insurance services is an american online life insurance agency . originally headquartered out of the founder s folsom california home 1 intelliquote is currently located in el dorado hills california . 2 contents 1 founding and development 2 products 2.1 term life insurance 2.2 permanent life insurance 2.3 guaranteed universal life insurance 3 awards and recognitions 4 advertising 5 associations 6 key staff 7 references founding and development edit founded in 1997 by president and ceo gary lardy 3 intelliquote was one of the first online life insurance agencies of its kind . citation needed current headquarters for intelliquote in el dorado hills ca in its second year intelliquote began expanding business operations and by 2000 was home to 17 employees . in the year following the company s 2002 incorporation 3 intelliquote placed over 10 000 policies at that time becoming one of the largest online life insurance agencies in the market . citation needed products edit term life insurance edit term life insurance is a life insurance policy that provides coverage at a fixed rate for a predetermined period of time . after that period expires the insured is no longer guaranteed the same rate for coverage and must choose to either forgo coverage or obtain a new policy . term life insurance is the least expensive way to secure a substantial amount of life insurance protection . intelliquote offers a wide variety of term life insurance products . permanent life insurance edit permanent life insurance provides a death benefit at the time of the insured s death regardless of lifespan as long as the policy is kept current . permanent policies also earn cash value over time which can be drawn upon during the insured s lifetime . intelliquote also offers a wide selection of permanent life insurance products . guaranteed universal life insurance edit universal life ul insurance is a form of permanent life insurance which accrues cash value for all premium payments made beyond that of the cost of the policy . when premiums are paid the cost of insurance coi is debited and all remaining funds are credited with interest as cash value . intelliquote offers a wide breadth of ul products . awards and recognitions edit in 2004 intelliquote was awarded the transamerica corporation leading new general agency award . in 2006 intelliquote was featured in forbes magazine s best of the web 4 and was awarded prudential financial s rock solid performer award . citation needed advertising edit intelliquote s consumer outreach and advertising has primarily focused on electronic communication such as social media . in 2013 the company introduced a social media campaign on its corporate blog called the everyday superhero campaign featuring a young boy donning a cape and suggesting that there is a hero in everyone . 5 associations edit member company of the life foundation 6 charter member of the life insurance direct marketers association 7 key staff edit gary lardy president ceo founder phillip ranger chief operating officer gary deeds director of marketing jim whooley director of it daniela calvitti controller katie cumalat sales manager stephen miller training manager references edit kelly johnson 20 march 2005 . foothills insurance firm grows will move . sacramento business journal . retrieved 31 may 2013 . el dorado hills company intelliquote reports record growth . sacramento business journal . 17 july 2012 . retrieved 31 may 2013 . a b bbb business review . better business bureau northeast california . retrieved 31 may 2013 . intelliquote company information . my life insured . retrieved 31 may 2013 . intelliquote online life insurance agency works to put a new spin on the process of buying life insurance . yahoo finance . 30 april 2013 . retrieved 31 may 2013 . find a company . life foundation . retrieved 31 may 2013 . lidma charter members . life insurance direct marketers association . retrieved 31 may 2013 . retrieved from https en.wikipedia.org w index.php title intelliquote insurance services & oldid 627511071 categories life insurance companieshidden categories all articles with unsourced statementsarticles with unsourced statements from november 2012 navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable 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