2012 founder celso pitta headquarters 211 sutter st. san francisco united states products peer to peer lending number of employees 20 website https btcjam.com btcjam is a company based in san francisco california that provides a peer to peer lending service where people from around the world connect to borrow and lend using bitcoin . it is allowed to users in countries that lack a local credit score system to receive loans based on an in house credit scoring algorithm . its mission is to make credit affordable and accessible everywhere . btcjam was part of 500 startups accelerator program and received investments from ribbit capital foundation capital pantera capital and other venture capital firms . it has facilitated bitcoin loans for more than us 14 000 000 in over 120 countries worldwide . 1 contents 1 history 1.1 2013 1.2 2014 1.3 2015 2 board of directors 3 main investors 4 recognition awards 5 see also 6 references 7 external links history edit btcjam was founded in late 2012 in order to help people have access to affordable credit . in some developing countries 2 like brazil interest rates for personal loans can reach over 200 % per year . 3 borrowers are unfortunately subject to aggressive predatory lending practices making credit difficult when not possible to be obtained . 2013 edit in october 2013 btcjam was accepted into the 500 startups accelerator program 4 and secured seed financing from ribbit capital 500 startups fundersclub and bitcoin investment trust . 2014 edit in february 2014 btcjam moved from mountain view to san francisco california and started expanding the company largely . gustavo guida reis a brazilian entrepreneur and former shareholder of the brazilian e commerce property buscap joined the company in may as shareholder and chief product officer . by the end of 2014 btcjam had facilitated bitcoin loans in excess of us 10 million with more than 100 000 users in over 120 countries worldwide . 2015 edit in january 2015 btcjam secured their series a fundraising round led by foundation capital investors in netflix uber and lending club ribbit capital 500 startups fundersclub bitcoin investment trust and pantera capital . patrick murck executive director of the bitcoin foundation has joined the board of advisors of btcjam . 5 board of directors edit celso pitta ceo cto gustavo guida reis cpo charles moldow advisor micky malka advisor main investors edit ribbit capital foundation capital pantera capital 500 startup recognition awards edit hot fintech startup by fox business top 25 most exciting bitcoin startups by business insider the 10 most promising startups building stuff with blockchain technology by business insider top 25 bitcoin innovative disruptors by sand hill group hot finance startup of 2014 by tech cocktail see also edit comparison of crowdfunding services disintermediation references edit btcjam highlights . btcjam . shieber jonathan june 5 2014 . btcjam brings its bitcoin based lending service to emerging markets . tech crunch . juros do cart o de cr dito sobem para o maior n vel desde mar o de 1999 . uol economia . cite error invalid ref tag ; name uol juros defined multiple times with different content see the help page . cite error invalid ref tag ; name uol juros defined multiple times with different content see the help page . 500 startups btcjam . 500 startups . 500 startups . bello perez yessi . bitcoin foundation s patrick murck to advise btcjam 17 february 2015 . coindesk . retrieved 17 september 2015 . external links edit company website btcjam official website company blog btcjam official blog retrieved from https en.wikipedia.org w index.php title btcjam & oldid 743698012 categories companies based in san franciscofinancial services companies established in 2006privately held companies in the united statespeer to peer lending companiesfinancial services companies based in californiacompanies established in 2013bitcoinhidden categories pages with reference errorspages with duplicate reference names navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages italiano edit links this page was last modified on 10 october 2016 at 19 36 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view