merged with allclear id . discuss proposed since march 2015 . debix type private founded austin texas 2004 headquarters austin texas key people bo holland founder and ceo website www.debix.com 3 debix is a credit monitoring service based out of austin texas . the company was founded in 2004 and reports to have protected over 800 000 consumers since . debix provides data breach solutions for organizations as well as consumer protection through its oncall credit monitoring . major clients include health net avmed and the university of maine . 1 in 2010 debix was recognized as an alwayson global 250 winner signifying leadership amongst its peers and game changing approaches and technologies that are likely to disrupt existing markets and entrenched players in the global silicon valley . 2 debix was chosen by sony to provide 1 year of allclear id identity protection services to customers affected by the system breach it suffered in april 2011 . 3 contents 1 history 2 oncall credit monitoring 3 allclear id 4 references history edit debix was founded in 2004 by bo holland . after working in the financial industry holland used his knowledge of how banks and institutions handled credit requests to create debix s identity protection network . 4 holland was previously founder and ceo of works inc. which was acquired by bank of america in 2005 . works is an electronic payment solutions provider and holland invented the patent pending technology that enables large organizations to approve and control payments for operating expenses via credit cards . in july 2011 debix was granted u.s. patent no. 7 983 979 for multi band multi factor authentication design . 5 oncall credit monitoring edit debix s oncall credit monitoring uses patented technology to offer credit report monitoring to its customers . this means that whenever someone applies for credit in a customer s name a confirmation call is placed . 6 once called the debix customer can either confirm the credit request or report it as fraud . if fraud is reported the customer is connected to a fraud investigator . 7 consumers can use credit monitoring services to monitor credit history including new accounts and inquires into opening new accounts to verify whether the transactions are fraudulent or not . allclear id edit main article allclear id in april 2011 debix introduced allclear id the first free identity theft protection service for families . allclear id offers a free service which monitors data for stolen personal information and provides free identity repair in addition to a premium product . 8 in a recent study allclear id pro was ranked second overall with identity guard placing first . 9 in the category of restoration allclear id tied for first alongside identity force and royal . 10 references edit debix press releases announcing the 2010 alwayson global 250 alwayson 1 vamosi robert . finally id fraud protection that works . cnet . 2 blyskal jeff . debix s better credit fraud alert . consumer reports . worthen ben 10 march 2009 . cardholders buy peace of mind if not security . wall street journal . debix announces allclear id free identity protection now available for all us citizens business press releases msnbc.com simon jeremy . study id protection tools work but you d better comparison shop . creditcards.com . mages kenneth . study rating the products that protect identities in a social mobile and cyber age . ncfdata.com . retrieved from https en.wikipedia.org w index.php title debix & oldid 736704952 categories companies based in austin texascompanies established in 2004hidden categories articles to be merged from march 2015all articles to be merged navigation menu personal tools not logged intalkcontributionscreate accountlog in namespaces article talk variants views read edit view history more search navigation main pagecontentsfeatured contentcurrent eventsrandom articledonate to wikipediawikipedia store interaction helpabout wikipediacommunity portalrecent changescontact page tools what links hererelated changesupload filespecial pagespermanent linkpage informationwikidata itemcite this page print export create a bookdownload as pdfprintable version languages add links this page was last modified on 29 august 2016 at 08 56 . text is available under the creative commons attribution sharealike license ; additional terms may apply . by using this site you agree to the terms of use and privacy policy . wikipedia is a registered trademark of the wikimedia foundation inc. a non profit organization . privacy policy about wikipedia disclaimers contact wikipedia developers cookie statement mobile view