products loans savings fixed deposits money transfers airsave media news & publications gallery contact us renew your savings goals introducing a richer more flexible and personal banking experience . set up your savings plan in the new microfinance banking experience . ugafodeairsave airsave is a fast simple convenient secure and affordable way of accessing your savings account to save or withdraw your money . lets grow together we are your personal connection to a stronger financial future . we build a better microfinance banking around you . airsave helps you access your savings through your phone . move money in and out anytime anywhere get started now loans asset acquisition loan agriculture loan flexible housing loan small business loans school fees loan learn more savings ordinary savings account fixed deposit account junior savings account target savings account group savings account learn more money transfer ugafode helps you transfer money wherever you want as fast as possible . it s easy and affordable to send cash in uganda . or to send money internationally to across the world . you can also transfer money online from the convenience of your home or office . learn more airsave the ultimate mobile banking platform to make your life a little bit easier . access airsave through ussd on short code 230 or android app from playstore . access your savings accounts anytime anywhere to save withdraw repay loans utility bills groupsave etc through their mobile phones from any ntn or airtel mobile money agent . learn more our values our core values serve as our compass in our daily work . with them in mind we are able to resolve issues in a way that creates value for our customers . accountability integrity innovation team work respect news & publications annual report for the year ... 6 october 2016 annual report and financial statements for the year ending december ... read more annual report 2015 6 october 2016 annual report for the year ending december 31 2015 . download the ... read more annual report and financial ... 16 march 2016 annual report and financial statements for the year ending december ... read more published financial ... 11 march 2016 published financial statements for the ended december 31 2013 ... . read more home email disclaimer terms of use contact us copyright 2016 ugafode microfinance . all rights reserved .