our customers our strategy our business model our history our board investors investment proposition financial performance 5 year summary key performance highlights income statement cash flow statements balance sheets key statistics spreadsheet results reports and presentations half year results summary regulatory news alerts financial calendar share price tools share price graph investment calculator share price look up total shareholder return exchange rates debt funding information shareholder centre dividend information annual general meeting manage your shareholding capital gains tax corporate governance framework board committees analyst coverage investor contacts sustainability material issues responsible lending business ethics people community environmental management performance performance against objectives benchmarking and awards sustainability management governance reporting and assurance stakeholder engagement supplier management media news media gallery careers contact us about us investors sustainability media careers contact us about us find out what makes ipf a leading international home credit and digital provider of consumer finance . learn more about us at a glance our businesses delivering value for our customers our strategy our business model our history our board at a glance 28 500 agents and 8 000 employees serve 2.6 million customers across 12 international markets . find out more investors we are focused on serving our customers well and committed to delivering tangible returns to shareholders while retaining sufficient capital for growth . read more investment proposition financial performance 5 year summary key performance highlights income statement cash flow statements balance sheets key statistics spreadsheet results reports and presentations half year results summary regulatory news alerts financial calendar share price tools share price graph investment calculator share price look up total shareholder return exchange rates debt funding information shareholder centre dividend information annual general meeting manage your shareholding capital gains tax corporate governance framework board committees analyst coverage investor contacts download our 2015 annual report sustainability responsible lending is at the core of our business model . our loans are affordable accessible and transparent . learn about our approach material issues responsible lending business ethics people community environmental management performance performance against objectives benchmarking and awards sustainability management governance reporting and assurance stakeholder engagement supplier management material issues our sustainability strategy is all about managing financial social and environmental risks obligations and opportunities to create a successful business in the long term . understand our material issues media read the latest news on ipf and access our media gallery . find out more news media gallery alerts register for alerts to get our latest news . register now careers contact us we are a leading provider ofhome credit and digital loans we are evolving to meet the changing needs of 2.6 million customers across 12 international markets . our investment proposition watch our 2016 half year results webcast how we create value our home credit and digital business models drive our strategy and work together to drive returns for shareholders while delivering value for our customers people and the communities in which we operate . view our business model our strategy we are operating in a dynamic environment and have evolved our strategy to maximise the opportunity in an increasingly digital world . continue reading at a glance 28 500 agents and 8 000 employees serve 2.6 million customers across 12 international markets . find out more our brands we have a multi brand product and channel offering to meet different customer needs and market requirements . read more about our brands and businesses latest news ... view all news results and presentations ... view all results share price up to date information and charts about the performance of our shares on the london stock exchange view detailed chart annual report view our annual report and financial statement 2015 evolving to meet changing needs . download report sustainability responsible lending is at the core of our business model . our loans are affordable accessible and transparent . continue reading follow us ... our business at a glance our businesses our board investors regulatory news 2015 annual report 2016 half year results all results & reports press & media press releases media gallery media contacts stay in touch contacts alert service rss facebook twitter linkedin site map privacy policy terms & conditions 2016 international personal finance plc. registered address number three leeds city office park meadow lane leeds ls11 5bd . registered in england and wales . company number 6018973