secondary navigation checking & savings home borrowing students credit cards personal loans tertiary navigation explore checking & savings solutions solutions checking savings money markets certificates of deposit cds iras standard features online & mobile banking programs & services benefits & features overdraft choices account documents your needs.your checking account . explore our account options to find the right match . learn more explore home borrowing solutions solutions mortgages refinance home equity loans & lines of credit home borrowing faqs helpful resources get started determine my rate start the mortgage process start the refinance process apply for a home equity line of credit start the home equity loan process existing customers my mortgage account make a home equity payment order home equity checks explore students solutions student loan options student loan student loan for parents new graduate student loans education refinance loan the student loan process undergraduate students & parents graduate students continuing education adult students making the right decisions tools & information new citizens bank student loan for parents get an average fee savings of 637 with a better alternative to the federal plus student loan . help me save explore credit cards solutions solutions citizens bank cash back plus world mastercard citizens bank clear value mastercard information log into your account security features citizens bank cash back plus world mastercard a new card with unlimited earning potential . earn up to 1.8 % cash back with our purchase and relationship bonuses . learn more explore our personal loans solution overview faqs citizens bank personal loans whether you re getting married taking a dream vacation or looking for a faster way to pay off existing debt a citizens bank personal loan offers plenty of options to build the right loan for you . apply now there s a simple way to waive monthly fees . ask a citizen aboutone deposit checkingfrom citizens bank . learn more jennifer medeiros customer experience advocate refinance your student loans by 11 7 and save . save 500 when you refinance your student loans with a graduate degree by 11 7 2016 . 250 for all other approved applicants .1 save now make your home work for you . ask us how our low home equity line of credit rates can help pay for home improvements and more . get started josebranch manager great home equity rates . manageable payments . ask us how our low home equity line of credit rates and payments can help pay for home improvements and more . get started josebranch manager when is a checking account not just a checking account when it s platinum . learn more courtney personal banker ready for an upgrade citizens bank platinum status . learn more michelle personal banker secure login to online banking personal small business web cash management credit card online services business credit card online services access my mortgage access my student loan 401 k account access brokerage services pay my loan login trouble logging in enroll now open a checking or savings account today open account checking & savings low minimum balances added benefits simple banking solutions . home borrowing down payments closing costs clear terms make borrowing easy . students student loans college savings long term planning for your future . cards low apr 24 7 online access benefits and rewards you deserve . personal loans low apr personal loans from 5 000 to 50 000 . october is national cyber security month . help protect yourself from onlinefraud with a free download of ibm strusteer rapport software . download for free rethink thepossibilities with a home equity line of credit you can transform your house into your dream home . learn how introducing citizens bank platinum status . ask a citizen how you can upgrade to platinum status to get personalized advice fewer fees better rates and preferred service . learn more less student debt.more financial freedom . refinance your student loans and save . customers have saved an average of 1 644 per year . save now fill up . cash out . look for citizens bank atms in most aplusat sunoco and cumberland farmsconvenience stores from maine to florida . find an atm community teaching healthy financial practices to adults and children is one way we give back . see how we re supporting financial literacy in our neighborhoods . our community efforts announcementswe simplified your online banking login to get you where you need to go faster . learn more use our online fraud protection center to identify and fight fraud . important disclosures regarding the fdic deposit insurance rules . important 2015 ira rollover rules announced . learn more about us citizens financial group inc. got its start as a small community bank in providence rhode island . today we re in more than 11 states thanks to you . our history see a banker for details and deposit insurance coverage limitations . apple the apple logo and apple watch are trademarks of apple inc. registered in the u.s. and other countries . app store is a service mark of apple inc. android and google play are trademarks of google inc. mortgages are offered and originated by citizens bank n.a. all loans are subject to individual approval . all accounts and services are subject to individual approval . wireless carrier text and or data charges may apply credit cards are issued by citizens bank n.a. average savings based on 42 744 actual customers who refinanced their federal and private student loans through our education refinance loan between january 6 2014 and july 25 2016 . the borrower s savings might vary based on the interest rates balances and remaining repayment term of the loans they are seeking to refinance . the borrower s overall repayment amount may be higher than the loans they are refinancing even if their monthly payments are lower . 0.0 % introductory apr on purchases until the first day of your thirteenth billing cycle . after that for business platinum mastercard your apr will be 8.99 % 14.99 % 17.99 % or 19.99 % as of 7 1 16 or for everyday points business mastercard your apr will be 11.99 % 16.99 % 19.99 % or 21.99 % as of 7 1 16 . this apr will depend on your creditworthiness and will vary with the market based on the prime rate . mastercard business mastercard business platinum mastercard and mastercard easy savings are all registered trademarks of mastercard international incorporated . ways to contact us contact us general questions 1 800 922 9999 go to customer service to send us email or mail or to view faqs we ll contact you your location personalize your banking experience by providing us with your location submit branch & atm locator branch & atm locator over 1 100 branches are close by . submit thank you for your interest in citizens bank checking & savings checking accounts savings accounts money market accounts certificates of deposit cds iras programs & services benefits & features debit card overdraft choices home borrowing mortgages home equity loans home equity lines of credit determine my rate my mortgage account students student loans for college student loan refinance parent student loans graduate students loans how to get a student loan tools & information banking for students access my student loan cards credit cards card agreements security features personal loans overview faqs resources order checks online & mobile banking customer service banking articles about us about citizens bank in the community careers about our ads solutions personal investing small business banking commercial disclosures account documents member fdic equal housing lender security privacy & legal site map follow copyright 2016 citizens financial group inc. all rights reserved.citizens bank is a brand name of citizens bank n.a. nmls id 433960 and citizens bank of pennsylvania nmls id 522615 . citizens bank corporate headquarters one citizens plaza 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