disclosureselectronic banking & bill paystudent loansbusiness bankingbusiness deposit accountsbusiness loan serviceselectronic banking for businessesremote image deposithome mortgagesabout valley bankthe valley bank storycommunity commitmentlocations and hourscontact uscontact formsecure valley bank customer service formthank you mortgage center check current rates sign up for rate watch apply for a loan use a mortgage calculator important information for our customers consumers increasingly rely on computers and the internet the cyber world for everything from shopping and communicating to banking and bill paying . but while the benefits of faster and more convenient cyber services for bank customers are clear the risks posed by these services as well as the strategies for preventing or recovering from cyber related crimes may not be as well known by the average consumer and small business owner . common cyber related crimes include identity theft frauds and scams . identity theft involves a crime in which someone wrongfully obtains and uses another person s personal data to open fraudulent credit card accounts charge existing credit card accounts withdraw funds from deposit accounts or obtain new loans . a victim s losses may include not only out of pocket financial losses but also substantial costs to restore credit history and to correct erroneous information in their credit reports . in addition to identity theft every year millions of people are victims of frauds and scams which often start with an e mail text message or phone message that appears to be from a legitimate trusted organization . the message typically asks consumers to verify or update personal information . similarly criminals create bogus websites for such things as credit repair services in the hopes that consumers will enter personal information ... cybersecurity awareness basics federal deposit insurance corporation fdic for the rest of this article and more resources on cybersecurity click consumer protection topics cybersecurity . internet bank login personal business enroll now for internet bankingand billpay forgot your password valley bank visa card disclosures internet banking services agreement & disclosuree statement disclosureconsumer privacy policysecurity statementsystem requirements banking hours main bank hours monday thursday 9 00am 4 00pmfriday 9 00am 5 00pm drive up hours monday friday 7 45am 6 00pmsaturday 9 00am 12 00pm copyright 2016 valley bank of kalispell sitemap website design by bigfork web development inc. .