is brace for a bumpier ride markets face greater uncertainty in fourth quarter . from now on customers can deposit e cheque to ocbc wing hang accounts through the e cheque drop box provided by hong kong interbank clearing limited . under the guaranteed coverage of 80 % of the credit facility limit provided by the hong kong mortgage corporation limited customers can enjoy premium interest rate as low as p 1.75 % p.a. from now till 15 january 2017 unionpay credit and atm card cardholders can enjoy dining privileges at designated restaurants and merchants of wan chai the east as well as esso synergy fuel cash coupon redemption . 0 share brokerage fee privilege from now till 31 october 2016 new securities customers trade securities can enjoy 0 share brokerage fee privilege . subject to specific terms and conditions . securities trading preset order service securities trading preset order service includes preset buy sell order stop loss sell order and bi directional stop gain loss order . it allows customers to place an order valid for up to 7 calendar days if not executed and set a price range of up to 50 spreads from the nominal price . investment involves risks . temporary suspension of atm card services due to system upgrade ocbc wing hang atm card services will only be available at our bank atms from 3am to 6am on 17 october 2016 monday . ocbc wing hang smart account wake up your money with up to 2.01 % p.a. and enjoy up to hkd750 welcome reward . travel insurance plan promotion offer to ocbc wing hang visa mastercard cardholders from 1 july 2016 to 31 october 2016 both dates inclusive customers who apply travelon insurance plan online successfully and settle premium payment by ocbc wing hang visa mastercard can enjoy 25 % premium discount and up to 12x credit card cash rebate . please refer to terms and conditions for details . ocbc wing hang credit card successfully apply for both unionpay card and visa mastercard can enjoy a fabulous welcome gift which includes chef topf la rose 24cm low casserole eminent 25 inch quartz trolley case and fitbit charge hr wireless heart rate activity wristband by a 6 months interest free installment plan with monthly payment of hk 120 . what s more upon spending of hk 5 000 with the unionpay card you can earn on extra 1 % cash rebate on the transactions of designated categories . service fee waiver for overseas cash withdrawals sms confirmation for securities trading and ebanking service security tips latest news related to lehman brothers octave notes or others notice of introduction of volatility control mechanism to securities market today s interest rate as high as0 .01000 % p.a. the above information is for reference only . bank buy 1.147 bank sell 1.159 savings rate 0.500 % p.a. 1 month 2.150 % p.a. 2 months 2.300 % p.a. 3 months 2.550 % p.a. 6 months 2.800 % p.a. 12 months 2.750 % p.a. the above information is for reference only . currency bank buy bank sell aud 5.877 5.947 nzd 5.470 5.540 cad 5.877 5.947 usd 7.748 7.768 gbp 9.410 9.530 jpy 7.422 7.482 the above information is for reference only . type bank bank buy sell 99 gold1155011630 gold maple leaf1001510095 ounce gold97059785 9999 gold1170011800 excel 9999 goldn an a excel 1 tael goldn an a the above information is for reference only . ocbc wing hang warns against bogus message phone calls ocbc wing hang alters its customer regarding email scam statement on bogus emails and phone calls notification of code of practice on telemarketing activities code of banking practice smart tips on using internet banking services smart tips on using atms