home about us join savings loans lottery offers blog contact home about us join savings loans lottery offers blog contact menu how much would you like to borrow 100 how long would you like to repay this loan 6 months apr value 26.8 % total cost of credit total amount repayable monthly repayments apply for a loan budget calculator this loan calculator gives a flexible indication of the cost of borrowing different amounts of money over various repayment times . for a more precise quotation contact us . all loans are subject to credit checks and scrutiny . we are here solely for our members and aim to provide affordable credit to anyone who can afford to pay the loan repayments . each loan application is assessed individually by a member of our team . we can not lend to everyone each loan is assessed on its own merits . we take all information into account when making decisions . our loans are a way of building a healthier credit history . the credit union always aims to explain the true cost of borrowing and always encourages members to place money into savings at the same time as borrowing . credit union savings save from as little as 10.00 per month payroll deductions make saving easy no hidden charges or fees on any transactions confidentiality is respected at all times depending on reserves shares are eligible for an annual dividend credit union loans no set up or early settlement fees borrow up to four times the balance of your shares at a preferential rate repay your loan by payroll deduction or standing order new starter loans available for new members competitive rates of interest join the co operative credit union today apply now join your credit union today for an easy and convenient way to save and a cheaper way to borrow . membership is open to employees pensioners and members of a range of organisations . it is also open to family members over the age of 16 living at the same address . save money on your bills the latest from our blog christmas 2016 bumper lottery drawonce gain we are proud to announce a xmas bumper lottery draw . the draw will be held on tuesday 13th december with a fantastic prize fund of over 2500.00 . one lucky winner will be winning 1000.00 with 8 other prizes from 500.00 100.00 . minimum entry 1.00 per month maximum 10.00 per month . 1.00 ... continue reading changes to the monthly lottery drawthe co operative credit union member lottery draw dates are changing . currently drawn on 1st tuesday of every month however from october 2016 the draw will be moved to the 2nd tuesday of every month . increased prize fund as our member lottery continues to grow so do the prizes . starting in october the total monthly prize ... continue reading essential server maintenancedue to essential server maintenance we will have limited functionality in the credit union office from 2 pm on friday 19th august for approximately 2hours . apologies for any inconvenience this may cause and we aim to respond to member s requests as soon as possible . thank you for your co operation and understanding women in finance charterthe co operative credit union is delighted to be a signatory to the women in finance charter . we are committed to creating an inclusive and supportive workplace environment for all employees and board members to enable them to meet their full potential . we believe that this is not only the right thing to do but is ... continue reading the co operative credit union s lottery results check to see if you are a winner not a member yet apply to join the co operative credit union today . home who is it for join loans savings member s lottery credit union blog contact us terms & conditions privacy policy asone design