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login welcome login choose an account nbt online banker estatements lpl account view online strataweb nbt daily 401 k services remote deposit capture account continue new to nbt online banker enroll update now customization counts . nbt bank mycardcreation lets you personalize your debit card with a photo of what matters most to you . learn more life insurance awareness month . are you sure your loved ones are covered learn more take control of your debit card . cardvalet lets you manage card usage with the ability to set spending limits turn your card on and off and check balances and transactions at any time via your mobile device . it s a simple way to stay in control of everything that counts . learn more put your home s equity to work take advantage of a home equity line of credit to turn equity into possibility . learn more travel plans notify us of your travel plans prior to departure to help ensure continuous debit card availability . learn more open an account you can easily open many types of deposit accounts online learn more loan payment options there are several convenient options available to pay your personal loan learn more email ransomware alert email ransomware attacks are a growing concern for all computer users learn more products & services checking we re all about helping you check the check on the tasks on your to do list . if it counts to you it counts to us and getting the job done can begin with your checking account . nbt offers account options to help you accomplish all of your daily financial needs and make your banking experience as unique as you are . it may seem like just a checking account but ultimately a checking account can be whatever you want it to be . where will you let it take you open an account health savings accounts classic checking star privilege premium plan move my account to nbt bank compare account options echecking classic interest checking istrive checking overdraft protection savings & cds maintaining an ongoing savings plan is a great way to help you keep your financial goals on track . in fact those with a savings plan are twice as likely to save successfully . nbt bank has a variety of products to help you with your short term and long term savings needs . whether you are working to build an emergency fund pay down debt plan for retirement or the future in general your needs are covered . compare account options help me decide personal statement savings money market accounts iras savings bonds open an account esavings istrive savings cds club accounts online & mobile no matter where life may take you you can take your banking with you . conduct your banking on your time whether at home or on the go with nbt bank s online and mobile services . stay connected with nbt online banker mobile banking with mobile deposit and more with the security ease and convenience you deserve . nbt online banker mobile banking payments & transfers estatements manage your account budget track & plan personal loans life is full of possibilities and it s exciting when your goals are within reach . at nbt bank we want you to know that if counts to you it counts to us . whether you re looking to consolidate debt take a vacation make home improvements or pursue another opportunity our personal loan solutions can help you make it happen . installment loans overdraft line of credit loan process loan rates star access line of credit help me decide loan calculators current loan customers home financing buying or building your new home is one of the most exciting experiences of your life . at nbt bank we understand that feeling . we take pride in offering you the personalized service you want with the competitive rates you need . our website offers calculators and in depth information about the entire process of purchasing building or refinancing your home . mortgage loans home equity options investments & insurance our nbt wealth management advisors can provide the professional advice you need to work toward a secure financial future . we want to get to know you and clearly understand the goals you have in mind . whether you re considering retirement planning investments insurance or overall financial planning we re here to help . your goals financial planning personal insurance trust services investments property & casualty insurance card & payment services whether you are dining out refreshing your wardrobe or booking your next vacation nbt bank offers multiple card and payment options to help you securely and conveniently access your account or complete your purchases so you can keep on keeping on . debit cards cardvalet mobile payments credit cards gift cards my card creation youth & young adults you may have your whole life ahead of you but it s never too early to start building toward your financial goals . from starting your first savings account landing your first part time job buying your first car or even heading off to college istrive with nbt bank offers solutions that will help you grow your money skills . our strive program also offers you tools and resources to help you build your money management skills to keep you on the path to financial independence . istrive savings credit cards student loans istrive checking istrive debit strive financial literacy your local bank change your location branch atm oswego west 30 west utica road oswego ny 13126 lobby hours n a 8 30 5 00 mon 8 30 5 00 tues 8 30 5 00 wed 8 30 5 00 thurs 8 30 6 00 fri 9 00 12 00 sat sun drive up hours n a 8 30 5 00 mon 8 30 5 00 tues 8 30 5 00 wed 8 30 5 00 thurs 8 30 6 00 fri 9 00 12 00 sat sun features get directions 315 343 1100 customerservice nbtbank.com branch locator norwich ny september 19 2016 nbt bank president john h. watt jr. announced that thomas j. mcentee has joined the bank as senior vice president and chief marketing officer . mcentee is leading learn more norwich ny september 13 2016 nbt bancorp senior executive vice president and chief financial officer michael chewens announced that rebekah walsh has been hired as vice president and learn more manchester nh august 19 2016 nbt bank regional president stephen lubelczyk announced that albert romero has been hired as senior vice president and regional commercial banking manager . learn more syracuse ny august 18 2016 nbt bank syracuse regional president richard shirtz is pleased to announce that karen d eredita branch manager of the bank s east syracuse office has been promoted to assistant vice president . learn more utica ny august 11 2016 nbt bank regional president john buffa announced that senior commercial banking relationship manager mary ann hallak serwatka has been named the 2016 lender of the year learn more albany ny august 11 2016 nbt bank senior vice president and residential mortgage manager joseph culver recently announced the bank has joined with the affordable housing partnership of the capital region learn more syracuse ny august 11 2016 nbt bank senior vice president and residential mortgage manager joseph culver recently announced the bank has partnered with home headquarters to assist first