888 663 9948 info center trusted partners faq get a quote client portal i am a policy holder i am a trusted partner submit to search clear search 5 minute bicycle insurance quoteour policy covers just about anything that can happen to your bike and the quote takes less than 5 minutes to complete.get a free quote get a free quotewhy bicycle insurance whether at your home on your auto riding the trail or the road bicycles are rarely covered for theft or damage . velosurance offers the availability of a multi risk stand alone insurance policy allowing cyclists to insure their bikes for theft physical loss damage and liability.insured at full valueyour bike is worth to us what it s worth to you . we do not depreciate your bike so in case of a total loss you can get yourself a bike of similar value.details crash damageyour bike is covered if it s damaged in a crash . on a road or trail a group ride or a race if it s damaged in an accident it s covered.details theft coverageif your bike is stolen from your home car workplace or any other secure location it s covered.details vehicle contact protectionwhile we can t protect you from that driver texting while driving we can help protect you financially after a bike versus car accident.details what is velosurance bicycle insurance is good for you velosurance is a national insurance agency founded by two cyclists in response to the insurance needs of bicycle riders nationwide . we partnered with an a.m.best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists . our cycling insurance policy is superior to any other similar product available in the insurance marketplace . there simply is no substitute . we are proud to serve our fellow cyclists with an insurance policy that covers just about anything that can happen to a bike . everyone who works at velosurance is an avid rider so when you call us you are speaking to another cyclist who understands you and your bike . why velosurance is best for your bicyclenot all types of insurance are created equal . velosurance levels the playing field by offering a stand alone bicycle insurance policy where claims will not affect your homeowner or renters policy premiums.policy coveragehome owner policyrenters policyinsured at full valuepossiblypossiblyyescrash damagenonoyestheft coveragelimitedlimitedyestheft away from homepossiblypossiblyyesvehicle contactnonoyespersonal liabilitypossiblypossiblyyesreplacement bike rentalnonoyesevent fee returnnonoyescycling apparel insurednonoyesmedical paymentspossiblypossiblyyesracing coveragenonoyeselectric assist bicyclesnonoyesbicycle airline shipping coveragenonoyes see specimen policy for coverage details.bike shop partner networkvelosurance partners with local bike shops throughout the usa to provide our policyholders with service when a damaged bike needs repair or replacement.coverages and featuresworldwide coverage this is an absolute must if you re traveling abroad . this optional feature extends your coverage during your travel.roadside assistance works just like aaa when you get stranded call us and we ll come get you . our nationwide 24 hour emergency service will provide up to 35 miles of transportation for you and your bike per breakdown.medical coverage if you re hurt we ll cover some of your medical bills up to the policy limit . this coverage pays to supplement the deductible of your personal health insurance policy.liability protection we will protect you from personal liability injury sickness death or damage to property you cause while riding your bike . coverage limits offered 25 000 50 000 or 100 000 per occurrence.any crash or accidental damage if your bike is damaged in a crash or accident whether you slide out in a corner hit a pothole get clipped in a crit or even drive your car into a garage with your bike on top it s covered.total loss by theft bikes are very easy to steal and equally difficult to recover and a hefty u lock doesn t guarantee that your bicycle will remain yours when you return . velosurance provides the peace of mind when your bike is stolen or damaged in the process.damage or loss in transit bikes often get damaged in transit by airline and courier services alike . filing a claim with these is a notoriously difficult process with a questionable outcome . velosurance covers your bike while it is on it s way to your destination.bike shop partner network we have partnered with a nationwide network of local bike shops lbs . the network is available to you as a resource for bicycle repair or replacement . in case of a claim a trusted partner will help you evaluate the severity of damage and prepare a repair estimate . what people say about us dear dave i just wanted to take a minute to say how pleased i am with velosurance . i m relatively new to cycling but was fortunate be able to buy a new trek madone for a cycling adventure in europe . having never flown with a bike before and wanting peace of mind while on my trip i bought ... 08.10.2013 clay bvelosurance storyit all started over tacosvelosurance is a national insurance program founded by two avid cyclists dave williams and denis voitenko in response to the insurance needs of bicycle riders nationwide.one very rainy day at a local taco joint in fort lauderdale we started discussing how badly home and renters policies insured bicycles . we knew there had to be a better way so we set about finding out how we could take a traditional piece of insurance and make it better much better . on that wet day over tacos velosurance was founded.we partnered with markel american insurance company an a.m. best a rated us insurance company and a leader in recreational insurance to offer a multi risk bicycle insurance policy providing protection to all types of cyclists and with none of the silly restrictions that other insurance wants to place on riders . our missionwe are riders toobicycle prices increase every year and cyclists who are serious about their sport are spending big money on high value bikes . other forms of insurance like homeowners and renters insurance do a poor job insuring high value bicycles so we founded velosurance to fix that.velosurance provides a stand alone no bike value depreciation bicycle insurance policy to replace the cobbled together sub standard coverages offered by traditional insurance.we are cyclists just like you and we understand that when your bike gets damaged in an accident you want the shortest possible downtime . we make it our mission to see that your claim check arrives before the repair parts do and you get back pedaling as soon as you want to.the velosurance mission is to be fair to everyone involved and to offer our best advice to clients so they can make an educated decision about their bicycle insurance coverage . we also like to ride as much as possible . velosurance trusted partnersvelosurance partners with local bike shops throughout the usa to provide our policyholders with service when a damaged bike needs repair or replacement . trusted partner bike shops are listed on the velosurance website so no matter where you need service there is a velosurance trusted partner nearby . our policyholders are also free to choose their preferred service location . searchreset become a partner discountsmembers of usa cycling usa triathlon and international mountain bicycle association imba receive discounts on velosurance bicycle insurance products.velosurance provides bicycle insurance policies in the following states alabama arkansas arizona california colorado connecticut d.c. delaware florida georgia iowa idaho illinois indiana kansas kentucky louisiana massachusetts maryland michigan minnesota missouri montana nebraska nevada north carolina new hampshire new jersey new mexico new york ohio oklahoma oregon pennsylvania rhode island south carolina tennessee texas utah vermont virginia washington wisconsin.contact us velosure inc. 8201 peters rd suite 1000 fort lauderdale fl 33324 p 888 663 9948 e info velosure.com navigationget a quoteinformation centerfile a claimpartnersbecome a partnertrusted partnerslegal partnerswant to know more about velosurance stay up to date with velosurance news and product announcements subscribe 2013 2016 velosurancepolicies underwritten by markel american insurance 4521 highwoods parkway glen allen va 23060 questions feedback powered by olark live chat software