change informationpayment process updatemaking your monthly mortgage paymentmaking overpaymentspayment holidayschanging your account detailsinterest only mortgagesmoving homeredeeming your mortgageborrowing more moneyif your mortgage term is endingrates fees & chargesuseful documents and forms help with payment difficulties how we can helppersonal supportself help toolsgovernment support schemesfree independent & impartial advicecredit file information find a better mortgage deal landlords manage your mortgage rate change informationreviewing your mortgagepaying off your mortgagemaking overpaymentsswitching to a repayment mortgagechange the way you payborrowing more moneyredeeming your mortgagerates fees & chargeschanging your account details help with payment difficulties self help toolsfree independent & impartial advicehow we can help find a better mortgage dealsupport for portfolio landlords loans help with payment difficulties free independent & impartial advicehow we can helpself help tools cca loans loans 25 000 or less cca to mcob regulation changesexisting customerscustomers whose loans with nram have now endedcontacting us sale of nram personal loans marlin financial group ltd transfer faqsonesavings bank transfer faqs loans over 25 000frequently asked questionstogether loans delinked loans how to make a complaintrate change information ppi unsecured loan ppi ppi complaint faqsppi review faqs secured loan ppiqueries claims & useful documents corporate informationpersonal support life events divorce and separationbereavementjob loss financial difficultieshealth illnessmental health being a carer contact usmortgage intermediaries latest newstools and calculatorsfrequently asked questionsportinguseful documents debt advisers working together with the debt advice communitysupporting customerssupporting debt adviserscontact us contact us helpful tools homeabout ushomeowners landmark mortgages and whistletree landmark mortgages faqswhistletree faqs manage your mortgage rate change informationpayment process updatemaking your monthly mortgage paymentmaking overpaymentspayment holidayschanging your account detailsinterest only mortgagesmoving homeredeeming your mortgage paying off your mortgage borrowing more moneyif your mortgage term is endingrates fees & charges ground rent and service charges useful documents and forms help with payment difficulties how we can helppersonal supportself help toolsgovernment support schemesfree independent & impartial advicecredit file information find a better mortgage deal landlords manage your mortgage rate change informationreviewing your mortgagepaying off your mortgagemaking overpaymentsswitching to a repayment mortgagechange the way you payborrowing more moneyredeeming your mortgagerates fees & chargeschanging your account details help with payment difficulties self help toolsfree independent & impartial advicehow we can help find a better mortgage dealsupport for portfolio landlords loans help with payment difficulties free independent & impartial advicehow we can helpself help tools cca loans loans 25 000 or less cca to mcob regulation changesexisting customerscustomers whose loans with nram have now endedcontacting us sale of nram personal loans marlin financial group ltd transfer faqsonesavings bank transfer faqs loans over 25 000frequently asked questionstogether loans delinked loans how to make a complaintrate change information ppi unsecured loan ppi ppi complaint faqsppi review faqs secured loan ppiqueries claims & useful documents corporate informationpersonal support life events divorce and separationbereavementjob loss financial difficultieshealth illnessmental health being a carer contact usmortgage intermediaries latest newstools and calculatorsfrequently asked questionsportinguseful documents debt advisers working together with the debt advice communitysupporting customerssupporting debt adviserscontact us balance my bills budget planner landlords budget planner rate rise calculator switch to repayment make overpayment find a better deal view our latest fees and charges home home understanding the bank of englandbase rate change . we ve got all the information support and guidance you need . how this affects you important information about the sale and transfer of nram mortgages and loans to landmark mortgages and whistletree . please see here for more information september 2016 changes to our payment process more information information for homeowners information for landlords information about loans what do you need help with today homeowners interest rate change landmark mortgages and whistletree making your monthly payment making overpayments paying off your mortgage finding a better deal personal support other information landlords interest rate change landmark mortgages and whistletree changing how you pay making overpayments paying off your mortgage finding a better deal personal support other information other products interest rate change together loans sale of personal loans cca loans ppi useful tools customers corporate mortgage intermediaries debt advisers contact us complaints accessibility legal privacy site map security email page print calls may be recorded for monitoring and training purposes . charges for calling 03 numbers are the same as for calls made to standard uk landline phone numbers starting 01 or 02 and are also included in bundled minutes and unlimited call packages . nram limited . registered office croft road crossflatts bingley west yorkshire bd16 2ua . registered in england and wales company no. 09655526 . authorised and regulated by the financial conduct authority . reg . no. 718097 nram limited is part of the uk asset resolution limited group . click please note this link will take you through to a website operated by another organisation . bradford & bingley and nram do not have any control over the content of external websites and can accept no responsibility or liability in respect of the 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