2013 1411annual report 2012 1311annual report 2011 1211balance sheet and profit & loss a c 11balance sheet and profit & loss a c11schedules11notes on account11accounting policies11cash flow statement11quarterly results 11presentation june 201611june 201611march 201611presentation march 201611december 201511presentation december 201511september 201511presentation september 201511presentation june201511june 201511march 201511presentation march 201511presentation december 201411december 201411presentation september 201411september 201411presentation june 201411june 201411march 201411presentation march 201411presentation december 201311december 201311september 201311presentation june 201311june 201311march 201311presentation march 201311december 201211september 201211june 201211march 20121deposit schemes1premium salary account11oriental salary account11oriental yuva account11oriental double deposit scheme11saving accounts11basic savings bank deposit account11unnati deposit scheme11current accounts11pragati deposit scheme11term deposit11flexi fixed deposit scheme11tax saving term deposit11varishtha samman11capital gains accounts scheme198811progressive deposit general11obc aadhar1loan1retail schemes11housing loan11education loan1 1for study in india & abroad1 1for vocational education & training1 1for working professionals1 1for niit1 1mohrd central scheme of interest subsidy on education loan1 1income certificate issuing authorities under csis1 1eligible educational institutions for interest subsidy11vehicle loan11personal loan .1 1personal loan for pensioners1 1personal loan for govt . psu employees1 1personal loan for corporate employees1 1personal loan for home loan borrowers11loan against property1 1oriental business loan scheme1 1oriental mortgage loan scheme11oriental uttam vyapari scheme loan to trader 11financing autos & taxis1 1obc doctor plus scheme11loan to other professionals11finance against govt . securities11loan against gold ornaments11earnest money11loan against deposits11oriental loan to women11oriental reverse mortgage scheme11loan schemes for minority community1 1loan to smes1 1list of regional msme centers1 1debt restructuring scheme drs for small and medium enterprises smes 1 1oriented mahila vikas yojana1 1scheme for professional & self employed women1 1scheme for financing working women1 1laghu udhami credit card oriented business card scheme obcs 1 1swarojgar credit card scheme1 1credit guarantee fund trust for micro and small enterprises cgtmse 11loan to smes 11loan application form lf 95 11loan to smes11list of regional msme centers11debt restructuring scheme drs for small and medium enterprises smes 11other loan schemes 11agriculture loan scheme 1 1model scheme for financing coconut farming1 1kisan credit card oriented green card ogs 1 1advance against warehouse receipts to farmers1 1purchase of land for agriculture purposes1 1agriculture clinic & agriculture business centers1 1financing two three wheelers to farmers1 1scheme for financing working capital requirement of cold storage1 1scheme for financing timber merchants and saw mills1 1agricultural loan against security of gold jewellery11laghu udhami credit card oriented business card scheme obcs 11swarojgar credit card scheme11credit guarantee fund trust for micro and small enterprises cgtmse 11advances to minority communities as per sachar committee1services1oriental bank mediclaim11financial inclusion11nri services 11forex remittances facilities to resident11oriental nri premium deposit account .11 representative office dubai11facilities11who is nri pio 1 1nri1 1pio1 1how to open the account1 1mode of remittance11types of accounts 1 1non residence external1 1non residence ordinary1 1foreign currency non residence1 1resident foreign currency11account opening form 1 1fcnr nre nro rfc11correspondent banks in foreign countries11correspondent banking contact details11foreign remittances tie up with western union money transfer11remittances from abroad speed credit services11premium services 1 1internet banking11r.t.g.s .11 n.e.f.t. 11online tax payment11other services 11demat account11foreign remittances11cash management services1customer services1deceased depositor claim format11know your bank note11banking ombudsman 11nodal officers11analysis & disclosure of complaints11miscellaneous11banking ombudsman scheme11forms warehouse1customer care1policies11deposit policy11customer rights policy11sca sba appointment policy11customer service policy11cheque collection & compensation policy11kyc policy11grievance redressal policy11citizen charter11bank citizen charter11grievance redressal process11rti act 2005.11 rti act 200511account no for fees additional cost11bcsbi codes11code of bank s commitment to customers11code of bank s commitment to micro and small enterprises11bank fair practice code11bank fair practice for lenders11services charges & fees11service charges of borrowal accounts11charges on retail loan schemes11atm charges11general charges11contact us11contact centre11faqs11disclaimers11feedback complaints1 1offline1 1online with tracking facility1 1query & suggestions1investor center1quarterly corporate governance report11quarter ended 30th june 201611quarter ended 31st december 201511quarter ended 31st march 201611familiarisation training programmes11composition of sub committees of board11unpaid unclaimed dividend of the bank11unpaid dividend as on 23.06.201611 unpaid dividend transferred to iepf11list of statutory central auditors11investors information11shareholding pattern as on 30.09.201611 code of conduct11insider trading codes1about us1management11chief grievances redressal officer11principal nodal officer for complaints ombudsman11principal nodal officer bcsbi 11chief compliance officer11transparency officer11nodal officer for deaf11nodal officer for govt . pension related complaints11international banking kyc aml disclosures11organization setup11vision & mission statement1 mclr based lending rates are revised w.e.f. 10 october 2016 . mclr for overnight 9.10 % 1 month 9.20 % 3 months 9.25 % 6 months 9.30 % & 1 year 9.40 % bank does not charge any fees on donations made towards pmnrf transactions by customers using debit cards . no need to issue cheques by investors while subscribing to ipo . just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment . no worries for refund as the money remains in investor s account . missed call on 08067205757 to know the balance of recently used accounts missed call on 08067205767 for mini statement of recently used account pradhan mantri jeevan jyoti bima yojana pmjby and pradhan mantri suraksha bima yojana pmsby are also available through net banking channel . all pensioners are requested to register themself with annual digital life certificate jeevan pramaan as per new initiative by goi phishing attacks reported by few banks . beware of phishing attempts . please use customer care policies for viewing various policies . please dial 99 99 from your mobile to know aadhaar seeding status at npci mapper . please use nuup national unified ussd platform for mobile banking . kyc is one time exercise while dealing in securities markets . once kyc is done through a sebi registered intermediary broker dp mutual fund etc. you need not undergo the same process again when you approach another intermediary . update your mobile number with your demat authorized branch to receive sms alerts for all debits and other important transactions in your demat account on the same day general public is hereby cautioned that fake smses and advertisement using our bank s name and logo are in circulation and posted on various websites inviting for recruitment of telecallers executives officers for obc bank . the bank shall not be responsible and liable for any loss claim arising out of public response to such fictitious smses and advertisement . ucic customer declaration form beware of fake phone calls seeking details of atm card internet banking account . our bank never calls for any details . kindly do not share any information . avail instant fund transfer facility through immediate payment service imps launched by the bank through npci national payment corporation of india . sms alert revised transaction limits w.e.f. 24 12 2012 if you have not operated your account for more than 2 years it may have turned in operative . kindly contact the branch for account activation closure . the bank is a member of bcsbi the bank has introduced e stamping services in gujarat and karnataka . open nre nro fcnr account with oriental bank of commerce basic saving bank deposit account make use of electronic fund transfer system you will not be at disadvantageous position vis a vis the users of cheque payment system oriental bank mediclaim dishonour of electronic funds transfer due to insufficiency of funds beware of fictitious offers lottery winnings cheap funds offers asba online services salient features of currency note as circulated by rbi netbanking alert advisory on cyber crimes financial inclusion policy of the bank list of 144 authorised oltas branches home internet banking tenders press release recruitment atms branches download apps quick info technologyit initiatives taken by the bankautomated teller machineinternational proton debit cardsms bankingmobile bankinginternet bankingrtgsneftgovt . businessgovt . businessnew pension system nps cash management servicedemat servicesnri servicesflexi fixed deposit schemetax saving term deposit schemesecurity alertsubmit complaintbill status 1 1 1 1 visitor no. 44243573 pmjjby pmsby status customer education reservation roster pradhan mantri yojana prime minister national relief fund loan deposit technology other links candidates selected for offer of appointment security fire candidates selected for offer of appointment risk it forex debt & equity law fa ca register online for 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