share certificate rates financial calculators fee schedule checking accounts savings & certificates mastermoney & atm cards investments ira accounts summer savings vehicle loans visa credit cards real estate loans private student loans other loan types apply for a loan new account checking account mastermoney & atm card visa credit card personal loan home banking change of address request prepaid cards money orders uno payroll deduction wire services trustage financial network you can join office & atm locations 24 hour account info line news & information emergency preparedness contact us about unofcu holiday schedule current loan rates current deposit rates reorder checks financial calculators online loan application visa credit card application surcharge free atms co op shared branching notice to unofcu debit card holders in order to reduce your exposure to cardholder fraud you will be required to enter your pin at certain retailers such as discount department stores target wal mart grocery stores and drug stores cvs walgreens rite aid . if you have forgotten your pin you may come to our office to change it or call 504 280 6496 to request a new one by mail . thanks for your continued business . alert in order to protect our members from fraudulent use of their cards you are required to enter your personal identification number pin when purchasing gasoline at the pump . please select debit at the pump and enter your pin when prompted in order to complete your purchase . thank you . become a fan of unofcu on facebook and you will be automatically entered into special drawings that we hold throughout the year . don t wait you may be our next lucky winner university of new orleans website home equity apr as low as 4.00 % visa platinum credit card apr as low as 0.00 % new & refinanced vehicle apr as low as 1.99 % used vehicle apr as low as 1.99 % savings account apy as high as 0.15 % 1 year certificate apy as high as 0.50 % individual retirement ira apy as high as 0.75 % rates are subject to change at any time . apr annual percentage rate 100.00 application fee is required refundable at loan closing . no transaction or activity fees will be imposed . closing costs of up to 400.00 may apply on properties located in orleans parish only . annual percentage rate may vary but will not exceed 18.00 % apr. daily periodic rate is 0.010959 % . loan amount is based on equity in home as well as creditworthiness and income of borrower s . advertised rate is effective july 1 2016 and subject to change on january 1 and july 1 of each calendar year based on the wall street journal prime rate . contact credit union for details . apy annual percentage yield . apy is accurate as on september 30 2016 . minimum balance required to earn apy is 50.00 on savings accounts 300.00 on certificate accounts and 0.00 on iras . minimum opening deposit is 500.00 on iras . fees may reduce earnings on accounts . a penalty may be imposed for early withdrawal of certificate accounts . this credit union is federally insured by the national credit union administration . copyright 2009 uno federal credit union . all rights reserved . privacy policy terms of use patriot act