card deposit services fees financial counseling fresh start account mortgages home loans online banking savings accounts businesses introduction business cents business loans services for businesses community introduction bill myers youth internship calendar community partnership lending community support account free tax preparation individual developmentaccounts idas money wise money matters socially responsible investing student credit union the living wage study about us introduction awards board contact us credit path employment annual report history archive links our mission privacy policy profiles newsletter volunteer 125 north fulton st. ithaca ny 14850 phone 607 273 4611 toll free 877 273 afcu contact search loan rates select option auto loans personal loans home loans deposit rates select option certificates iras savers clubs enewsletter sign up for our online newsletter email loan applications select one apply for a personal loan apply for a home loan apply for a line of credit apply for an auto loan financial education discover how you can gain control of your finances ... donate your gift to alternatives impact helps our community calculators plan your future see what loans you can afford follow alternatives on our mission is to build wealth and create economic opportunity for underserved people and communities . news holiday closing don t forget we are closed monday october 10 ifor columbus day . you are welcome to utilize our atm at greenstar or our drive up atm for your convenience . have a safe and enjoyable holiday members quarterly october 2016 catch up on the latest news our october edition of our members quarterly newsletter is now available . click here for the current and past issues . sign up today to receive your newsletter member appreciation join us in our lobby on november 7 from 10 00am 3 00 pm for a fall celebration of our commitment to community service and multiculturalism . we will raise funds to support our work with alternatives impact s year end giving campaign . meet dedicated volunteers and staff as we gear up for the free tax preparation program tax year 2016 learn about alternatives culture of community involvement as we pursue our 37 year mission to build economic opportunity for underserved people and communities . shop our annual holiday market december 5 december 23 2016 mondays 10 00am to 3 00pm fridays 10 00am to 5 00pm saturdays 10 00am to 1 00pm vendors will be selling a wide range of items from baked goods to jewelry records and cds photographs toys art and crafts and more . the 2016 market begins on monday december 5 and ends on friday december 23 . vendors are assigned dates on a first come first served basis . if you are interested in being a vendor contact karl graham at 607 216 3422 or kgraham alternatives.org . cooperating for you convenience visit alternatives at greenstar in collegetown 2016 2017 holiday hours scam alert members should be aware of an automated phone scam currently in the wild . if you receive a phone call with a recorded message indicating that there is a hold on your m & t debit card do not return the call and do not provide any card information . if you have provided your alternatives fcu card information in response to this scam please contact alternatives fcu immediately . community support account learn more about how you can help local non profits with this exciting new program . verified by visa learn how registering with verified by visa will help protect your online purchases . share your experience with us . if you have had a positive experience here at alternatives we would love to hear from you . art gallery monica knight business of the month srs unlimited online access username register estatements prior to dec. 2012 calendar chris setlock in the spring of 2014 we learned that our minivan needed repairs in excess of it s value . we d already been cutting back on our auto use and were trying to walk and bike more . we d been talking with friends and reading about cargo bikes as a car alternative . around the same time a new business boxy bikes opened in ithaca which specializes in electric and cargo bikes . we found a model we were interested in and approached alternatives seeking financing . alternatives set us up with a signature loan and a green loan discount on our rate . thanks to alternatives we are now the happy owners of a yuba mundo electric cargo bike . we can get anywhere we need to go using no gas and creating no emissions . i can carry two passengers or a weeks worth of groceries . the loan will be paid off in two years and the bike could last for many more at a fraction of the cost of an automobile . phone direct dial 607 273 4611 contact staff telephone 607 273 4611 toll free 877 273 afcu fax 607 277 6391 e mail alternatives federal credit union privacy statement about us history hours contact individual accounts business accounts rates forms member profiles our community locations atms faqs enewsletter sign up alternatives federal credit union alternatives provides a hyperlink to google translate for convenience only and without any responsibility for the accuracy of translations . alternatives has no control over this unrelated free and entirely computerized translation program . computerized translations are only an attempted approximation of the website s original content and thus alternatives makes no representations or warranties of any kind with respect to the accuracy reliability or completeness of any translations . persons using translated information do so at their own risk .