reductiondebt relief optionstestimonialstop settlements blog client log in home debt reductiondebt relief optionstestimonialstop settlements blog client log in 4 billion resolved we ve resolved the most debt freedom debt relief is 1 in america debt relief that works the answer to your debt get a free financial assessment learn about your options find a plan that fits your budget resolve debts in as little as 24 to 48 months get your free quote how it works evaluate your debt customize your debt program you save funds for settlements we negotiate settlements for you resolve debt get your free quote trust in freedom freedom is the debt leader we ve resolved more than 4 billion in debt payments go to an fdic insured account that you control view all progress in your personal online dashboard one of the few companies to be afcc accredited get your free quote sample results jessica was 14 568 in debt we resolved her debt for less than what she owed we helped her move past a difficult time she made payments once a month that she could afford with freedom she has resolved all of her enrolled debt fdr definitely took the stress off and allowed me to get my life going in a better direction . get your free quote plan benefits how it works trust in freedom sample results what clients say i can t thank freedom debt relief enough for all the help everyone was so helpful professional and always quick to respond to my questions . willa in richmond va it s so nice to have that peace of mind from people that are willing to work with you and make you feel like somebody is on your side . lee in middletown oh you all are very special to me and i will take with me the comfort in knowing that you all were there to help me through this terrible crisis . mary in wheatfield ny thank you for all of your commitment your time and your efforts with me you guys are lifesavers i wish i would have known about you sooner . pam in addison tx i know that i am in good hands and i appreciate that very much . this level of professionalism and courtesy began from the very first time i contacted freedom debt relief . susan in los angeles ca how we are different and why it makes a difference a message for you from our ceo debt resolution and beyond client reviews real clients with real results w legal info about usfinancial newsletterssite map wholesale partnerships careers clients freedom debt relief offers an innovative debt resolution program which is an aggressive approach to resolving debts . the freedom debt program may be appropriate for people with a serious amount of debt or who are considering debt consolidation credit counseling or bankruptcy . our approach utilizes a strategy called debt settlement or debt resolution to negotiate reduced balance settlements on your individual accounts one by one . the program s goal is to find the optimal debt relief solution to lower your debts help you deal with your creditors and get you on the road to financial freedom . freedom debt relief will work closely with you to evaluate your options and then customize a program that meets your financial goals . if you choose to enroll in a freedom debt relief program freedom charges a fee that depends on a number of things including your home state the amount of debt you are enrolling and other factors . but in general if you enroll in a standard 36 month program in most cases your fee works out to approximately 6 8 % of your total enrolled debt per year . and the most important thing to remember is that there is absolutely no fee risk to you we guarantee that you will pay no fees for your debt relief services until we successfully resolve a debt for you . even better than simply saving money with a low program payment is that once the final settlement payment is made on your personalized debt relief program your accounts will be satisfied meaning you will no longer have any of your original debt outstanding . if resolving unsecured debts in as little as 24 48 months sounds good give one of our debt consultants a call to discuss your specific situation and what a customized freedom debt program could look like for you . privacy policy terms of service contact us copyright 2013 . all rights reserved . clients who make all their monthly program payments pay approximately 50 % of their enrolled balance before fees or 68 % to 75 % including fees over 24 to 48 months . not all clients are able to complete our program for various reasons including their ability to save sufficient funds . our estimates are based on prior results which will vary depending on your specific circumstances . we do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time . we do not assume your debts make monthly payments to creditors or provide tax bankruptcy accounting or legal advice or credit repair services . our service is not available in all states and our fees may vary from state to state . please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution . read and understand all program materials prior to enrollment . the use of debt settlement services will likely adversely affect your creditworthiness may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest . however negotiated settlements we obtain on your behalf resolve the entire account including all accrued fees and interest . c.p.d. reg . no . t.s. 12 03825