model leadership governance shareholding structure strategic empowerment partnership momentum metropolitan merger fnb life ashburton transfer exponential ventures corporate & public sector investors investor relations financial results annual reports newsletters presentations live feeds credit ratings adr programme shareholder diary financial complaints note programme sustainability sustainability reports transformation sustainability policy sustainability governance stakeholder engagement people development discrimination labour relations occupational health and safety employee wellness corporate social investment environmental management media home about about mmi holdings vision and purpose our values our brands mmi group limited operating model leadership board of directors executive committee governance shareholding structure strategic empowerment partnership momentum metropolitan merger fnb life ashburton transfer exponential ventures corporate & public sector investors investor relations financial results 2015 year end 2016 interim 2016 year end annual reports newsletters presentations 2015 investor conference live feeds credit ratings adr programme shareholder diary financial complaints note programme sustainability sustainability reports 2016 mmi report 2015 mmi report transformation sustainability policy sustainability governance code of conduct stakeholder engagement people development discrimination labour relations occupational health and safety employee wellness hiv and aids risk assessment corporate social investment environmental management social investment media contact search z7 cgah47l00gth10a60alb2520o1 web content viewer jsr 286 the directors event 2016 get all the highlights from south africa s biggest board meeting find out more 2016 year end results mmi holdings year end results as at 30 june 2016 now available find out more presenting the mmi unisa consumer financial vulnerability index a powerful window into the psyche of consumers and their financial vulnerability find out more bee certificate financial sector code level 2 contributor . download media release opinion south africa needs to develop a stronger entrepreneurial culture to drive economic activity media release mmi holdings releases 2016 integrated report media release opinion what makes a good entrepreneur media release mtn group and mmi holdings jointly announce the launch of a micro insurance joint venture branded ayo welcome to mmi mmi holdings limited mmi is a south african based financial services group listed on the south african stock exchange the jse . the core businesses of mmi are long and short term insurance asset management savings investment healthcare administration and employee benefits . these product and service solutions are provided to all market segments through operating brands metropolitan and momentum . view report mmi integrated report 2016 mmi holdings announced its year end results to 30 june 2016 and remains resilient in a very tough environment mmi holdings delivered a strong return on embedded value of 13 % representing embedded value earnings of r5 .2 billion for the reporting period . core headline earnings decreased by 16 % to r3 .2 billion driven primarily by lower underwriting profits and muted investment markets . a final ordinary dividend of 92 cents per share was declared by the group resulting in a total dividend of 157 cents per share for the year . mmi holdings remains in a strong capital position with a capital buffer of r4 billion as at 30 june 2016 after allowing for capital requirements strategic growth initiatives and the final dividend . nicolaas kruger group ceo of mmi holdings says this has been a difficult operating environment for the group as consumers are facing increasing pressure on their disposable income . however the implementation of our client centricity strategy is advancing well and we continue to focus on enhancing the lifetime financial wellness of our clients . close latest news opinion south africa needs to develop a stronger entrepreneurial culture to drive economic activity with sa s expanded rate of unemployment fast approaching 40 % creating a supportive environment for entrepreneurial activity could easily fast track economic growth and tackle sa s unemployment crisis . read more upcoming events 27 sep2016 last day to trade cum dividend 28 sep2016 shares commence trading ex dividend 30 sep2016 record date view the full shareholder diary mmi share price quick links mmi factsheet mmi 2016 year end results webcast 2016 year end results fnb life ashburton transfer bee certificate careers copyright mmi holdings ltd. all rights reserved policies careers complementary content