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or in person at one of our local branches . read more ... giving back locallyour 2016 giving back program continues to be a huge success . each month msgcu branch employees partner with an organization in their community to donate time and resources . read more ... 2016 workshopsretirement planning . financial education . identity protection . did you know that msgcu offers workshops to help you understand and plan for your financial future register today . read more ... easy loan paymentsready to pay your loan choose what works best for you . online in person or over the phone . you can even pay with funds from another institution using msgcu quickpay . read more ... today s rates auto loans with apr as low as 1.99 % visa with apr as low as 9.75 % home equity with apr as low as 3.50 % view all current available rates apr annual percentage rate apy annual percentage yield . speak to a member service representative for complete details . education & government employees students & young 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checking account atm debit card courtesy pay & overdraft protection ordering checks transfer services direct deposit automatic funds transfer payroll deduction money on the go travelers cheques money orders visa gift card wire transfer calculatorsloans & insurance credit cards classic visa credit card titanium visa credit card mortgage loans fixed rate mortgage adjustable rate mortgage fha mortgage jumbo mortgage loan vacant land loan home equity loans home equity line of credit heloc home equity loan vehicle loansrv power sports & marine rv loans power sports loans marine loans personal loans line of credit signature loan share secured loan apply for a loanadditional services automatic loan payment msgcu quickpay guaranteed asset protection gap credit reports insurance homeowners insurance auto insurance life insurance insurance service center rates calculators & articles loan rates mortgage rates loan & mortgage calculators loan mortgage & insurance articles saving & investing 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