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you thousands in interest over the life of your loan . with td bank discount without td bank discount loan amount 200 000 200 000 closing fees 4 425.24 4 425.24 30 year fixed rate 4.313 % apr 4.378 % 4.438 % apr 4.503 % total payments 356 857.25 362 165.68 interest paid 156 857.25 162 165.68 total savings 5 308.43 n a to be eligible for the 0.125 % discount a td bank personal checking account is required to be open and in good standing within 14 calendar days of loan application . offer subject to change . this is an example only . savings example is based on a rate for a 30 year fixed rate loan and assumes the purpose of the loan is to purchase a property an existing single family home to be used as a primary residence with an estimated property value of 250 000 a 20 % downpayment and loan value of 200 000 . the property is located in framingham ma and is within middlesex county . the rate reflects a 60 day rate lock period . the rate shown is not guaranteed and is subject to change 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