news contact us main menu about us investors seniors finance business rural families fees shareholders we re lending to business like yours if you re a new zealand business that needs finance we want to talk to you how do we stay in our family home borrow against the equity in your home with a heartland home equity loan heartland deposits heartland offers a range of accounts to suit your needs heartland business if you re looking for ways to free up working capital improve your cash flow position and fund the growth of your business we can help heartland rural an innovative range of finance working and seasonal capital solutions for your farm . limited time term deposit offer heartland direct call account heartland home equity loan imagine if 80 % of your sales were cash on delivery . credit reporting heartland direct call account quicklinks marac documents and forms about us our people documents and forms disclosure statement contact us latest news compliments and complaints winners announcement savings and investments transactional accounts savings accounts term deposits rates calculators shareholders news alerts key dates new shareholders shareholder faqs home about us latest news contact information disclosure statements account and service general terms and conditions website terms of use privacy statement heartland bank limited 2013 the current heartland bank limited heartland bank disclosure statement product fact sheets qfe disclosure statement and account and services general terms and conditions are available at any branch or agency of heartland bank by calling 0800 85 20 20 or by clicking here . important information for advertised term deposits minimum investment is 1 000 . interest rates subject to change without notice . see heartland bank s disclosure statement product fact sheets and account and services general terms and conditions by clicking here . site by nv interactive we see that your current web browser is for compatibility and security we recommend you upgrade to the latest version of your browser . upgrade now you will be redirected to browser download site no thanks