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disclosures rates careers the hub site terms federally insured by the ncua . 2016 partners federal credit union partners federal credit union partners aulani visa credit card giveaway full disclosure official rules 1 . no purchase or payment of any kind is necessary to enter or win this sweepstakes . 2 . each sweepstakes entry will have an equal chance of winning . 3 . consumer disclosure odds of winning are based upon the number of entries . based upon the credit union s estimate of 400 000 entries during the sweepstakes period odds of winning a prize is 1 in 400 000 . 4 . sponsor partners federal credit union the credit union or partners fcu is the sponsor of the sweepstakes . the credit union s business address is 100 n first st suite 400 burbank ca 91502 5 . sweepstakes period sweepstakes begin february 29 2016 and end april 30 2016 sweepstakes period . 6 . eligibility credit union employees officials and members of their immediate families are not eligible to participate in the sweepstakes . to qualify for the sweepstakes you must be at least 18 years of age and a member in good standing . by entering this sweepstakes you accept and agree to be bound by these official rules and the decisions of the credit union . sweepstakes void where prohibited by law . 7 . sweepstakes entries members that use their partners visa credit card to make a purchase or payment during the sweepstakes period will receive one 1 entry per credit card transaction . all other eligible persons may enter by legibly printing their name address including zip code daytime telephone number including area code and e mail address optional on a 3 x 5 card and by sending it in a 10 stamped envelope to partners federal credit union partners visa credit card aulani sweepstakes p.o. box 10000 lake buena vista fl 32830 1000 attention marketing department limit one 1 mail in entry per member . if a write in entry form or card is drawn but judges are unable to determine the winner because of illegible writing that entry form or card will be disqualified . no copies mechanical reproductions or metered mail accepted . mail in entries must be received by 5 p.m. pacific time on april 30 2016 . proof of mailing does not constitute proof of delivery . the credit union is not responsible for lost late incomplete misdirected damaged postage due or illegible entries or mail . once submitted entries become the sole property of the credit union and will not be acknowledged or returned . 8 . prize drawings there will be one 1 prize drawing during the sweepstakes period in which the prize will be awarded . the prize drawing will be held at 100 n. first st. suite 400 burbank ca 91502 . winners need not be present and will be notified by phone or mail within two 2 weeks of the drawing . prize one 1 winner will be awarded a five 5 night hotel accommodation aulani a disney resort & spa in ko olina hawai i for four 4 persons . grand prize trip will consist of the following elements for the group 1 hotel accommodations one standard room quadruple occupancy for five 5 nights at aulani ; 2 four 4 round trip coach commercial airline tickets to honolulu international airport from los angeles international airport lax or orlando international airport mco ; 3 hotel airport transportation to and from aulani a disney resort & spa in ko olina hawai i. the prize can not be used in conjunction with any other promotion or offer . prize elements may not be separated . there are no other prizes . all expenses not specifically mentioned herein are not included and are solely the winner s responsibility including but not limited to airline baggage fees meals alcoholic beverages tax gratuities and tips insurance laundry service merchandise parking room service service charges souvenirs and telephone calls . airline carrier and hotel regulations and conditions apply . travel and lodging are subject to availability certain restrictions blackout dates and sponsor s approval . group must travel on the same itinerary and must travel from los angeles ca or orlando fl . a minor as defined by state of primary residence minor may not participate in the trip unless accompanied by his her parent or legal guardian as a member of the group . all members of the group will be required to execute and return a release of liability prior to ticketing . approximate retail value arv 7 655 which will vary depending upon point of departure and seasonal fluctuation of lodge rates and airfares . if the actual value of the prize is less than the stated arv the difference will not be awarded . prize is not redeemable for cash or transferable . no substitution allowed except at sponsor s sole discretion a prize of equal or greater value may be substituted . the prize can not be used in conjunction with any other promotion or offer . prize elements may not be separated . the prize will be awarded provided it is validly claimed by may 20 2016 after which an alternate winner may be selected time permitting nor unclaimed prize awarded . the grand prize winner must book trip at least forty five 45 days prior to scheduled departure and no later than by march 1 2017 and commence travel by september 29 2017 . air travel dates and stay dates are not permitted june 19 august 20 2016 november 18 22 2016 december 20 2016 january 1 2017 february 17 25 2017 march 5 april 1 2017 and june 18 august 19 2017 . 9 . liability general rules the credit union is not responsible for any loss which may occur in connection with the sweepstakes . you agree to hold the credit union harmless from any liability arising from participation in the sweepstakes or the acceptance receipt possession or misuse of the prize . the credit union and each of its officers directors employees members and representatives and agents are not responsible for any negligence claims liability injury property loss or other damages of entrants and or winners arising from or in connection with acceptance receipt possession or use misuse of prizes awarded or participation in this sweepstakes . the credit union is not responsible for any incorrect or inaccurate information whether caused by tampering hacking or by any of the equipment or programming associated with the sweepstakes . prizes can not be substituted converted to cash assigned or transferred by winners . the credit union reserves the right to substitute a prize of equal or greater value should the featured prizes become unavailable for any reason . the credit union reserves the right to disqualify entrants who fail to follow these official rules or who make any misrepresentations relative to the sweepstakes and redemption of a prize . 10 . tax issues the credit union will report all prize winnings to the appropriate state and federal agencies as required by applicable law . winners are responsible for all tax consequences if any of the prizes . 11 . publicity authorization winner agrees to permit the credit union to utilize his her name and likeness in promotional and other credit union materials without additional compensation or permission except where prohibited by law . 12 . notice of binding arbitration agreement you and we agree to attempt to informally settle any disputes arising out of or connected with this sweepstakes or any prizes awarded . if that can not be done you and we agree that upon the election of either you or us any claim or dispute arising out of or connected with this sweepstakes will be resolved by binding arbitration administered by the american arbitration association in accordance with its commercial arbitration rules and mediation procedures and supplementary procedures for consumer related disputes . as a result you will give up your right to go to court to assert or defend your rights under these official rules except for matters within small claims court jurisdiction . you acknowledge that by agreeing to binding arbitration you understand and agree to the following terms your rights will be determined by a neutral arbitrator and not a judge or jury . you understand and agree that you are waiving the right to a trial by jury . arbitration proceedings provide you a fair hearing but the arbitration procedures are simpler and more limited than rules applicable in court . arbitration decisions are as enforceable as any court order and are subject to very limited review by a court . arbitrators can award the same remedies including damages that a court can award . any arbitration under these official rules will be on an individual basis . you understand and agree that you are waiving the right to participate as a class representative or class member in a class action . the place of arbitration shall be in the federal district where you reside . we will reimburse you for any filing administration and arbitrator fees as imposed by the american arbitration association . however if the arbitrator determines that your claim is frivolous unwarranted or brought for an improper purpose in accordance with the federal rules of civil procedure section 11 b you will return to us any filing administration and arbitrator fees we paid . if you prevail on the merits of your claim in arbitration we will pay your attorneys fees . you will not be required to pay our attorneys fees if we prevail . for more details check the american arbitration association s website www.adr.org or call the american arbitration association s customer service telephone number at 800 778 7879 . 13 . choice of law all issues and questions concerning the construction validity interpretation and enforceability of these official rules or the rights and obligations of entrant and the credit union in connection with the sweepstakes shall be governed by and construed in accordance with the substantive laws of the state of california usa without regard to choice of law rules . partners fcu disney you are leaving partners federal credit union s website . all links or connections to other internet web sites or mention of other companies is solely for informational purposes to our members . partners federal credit union is not responsible for the content of any web site links provided and does not endorse any associated products or services . by clicking continue you will be accessing a third party website and adhering to their privacy policy . continue cancel you are leaving partners federal credit union s website . all links or connections to other internet web sites or mention of other companies is solely for informational purposes to our members . partners federal credit union is not responsible for the content of any web site links provided and does not endorse any associated products or services