an option below personal business corporate & institutional advisers important note we use cookies to give you the best possible experience . read more personal services expertise about contact investor centre careers au log in we re brainsourcing be one of the first to test the future of digital banking . find out more we re brainsourcing be one of the first to test the future of digital banking . find out more digital banking designed for you bank accounts credit cards home loans vehicle loans investments advice log in to your account view your latest transactions open a new savings account lock and unlock your card and more . log in transaction accounts a smart everyday banking solution with big benefits . credit cards increase your buying power and rewards with one of our credit cards . the macquarie difference a bank that puts you in control manage your finances better than ever before with smart tools like spend tracking budget building and seperate accounts for all your savings goals . right from the palm of your hand . as clever and customised as your favourite apps to build a digital bank you love we looked to the apps and platforms you love like netflix . the result is a more personalised intuitive way of managing your bank account credit card or home loan . everyday benefits everywhere at home and overseas we make banking better with perks like no fees at any atm in australia no international purchase fees on your debit card and stolen wallet protection just to name a few . awarded for outstanding value our transaction account has been awarded for outstanding value thanks to features like no international purchase fees and free access to any atm in australia . information on macquarie home loans are prepared by macquarie securitisation limited msl australian credit licence 237863 acn 003 297 336 . all other information has been prepared by macquarie bank limited mbl afsl and australian credit licence 237502 abn 46 008 583 542 and does not take into account your objectives financial situation or needs . all applications are subject to macquarie s standard credit approval criteria . macquarie private wealth s services are provided by macquarie equities limited abn 41 002 574 923 mel a participant of the australian stock exchange australian financial services licence no. 237504 1 shelley street sydney nsw 2000 . for information relating to mel s financial services you should refer to mel s financial services guide . the comparison rates are based on a loan for 150 000 and a term of 25 years . warning this comparison rate applies only to the example or examples given . different amounts and terms will result in different comparison rates . costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan . home loans credit cards and deposit products are provided by macquarie bank limited abn 46 008 583 542 afsl and australian credit licence 237502 . android the android logo and the google play logo are trademarks of google inc. limited time offer . available for applications lodged on and from 17 june 2016 . applications must be for a basic home loan and must meet the following criteria investment loan purpose lvr 80 % with principal and interest repayments . min loan amount of 150 000 . not available for construction smsf reverse mortgage and accommodation bond loans . this offer is subject to change without notice and may be withdrawn at any time . fixed rate loans may be subject to significant break costs . please refer to your loan contract for terms and conditions regarding break costs . at the end of the fixed rate period the interest rate will revert to the discounted variable rate applicable at that time . our investment variable rate is currently 5.77 % pa variable and comparison for investment loans . except for macquarie bank limited abn 46 008 583 542 afsl and australian credit licence 237502 mbl any macquarie entity referred to on this page is not an authorised deposit taking institution for the purposes of the banking act 1959 cth . that entity s obligations do not represent deposits or other liabilities of mbl . mbl does not guarantee or otherwise provide assurance in respect of the obligations of that entity unless noted otherwise . macquarie group limited terms of use important information privacy and cookies financial services guide security and fraud site map social