usingyour united bankvisa debit card bank shop local campaign begins 9 21 16 we love our customers and communities and are thankful for these relationships we ve assembled more than 200 offers for united bank customers to use at local businesses within our communities . each offer is unique and businesses from every market are participating . check out these special offers and take advantage of them through the month of october . let s save money while supporting our local homegrown businesses home affordable refinance programs extended to september 30 2017 in recent weeks the federal housing finance authority fhfa announced that freddie mac and fannie mae the enterprises will be extending the home affordable refinance program harp until september 30 2017 . harp had been slated to expire at the end of this year . the extension of harp is to allow time for the development and implementation a new refinance offering aimed at borrowers that are current on their mortgage but are unable to refinance through traditional programs because their loan to value ltv ratio exceeds the enterprises maximum limits . see a united bank mortgage lender today to learn more about the eligibility requirements of harp and other mortgage programs available to fit your needs . owe more on your home than it s worth underwater georgia may be able to help . homesafe georgia has launched a new campaign to help homeowners who are currently underwater with their mortgage . click here for more information . application deadline is october 18th 2016 . emv corner united bank has emv chip cards these new cards contain enhanced chip technology that provides additional security when used at chip enabled card readers . check out the q & a and short video to learn more about emv cards . if you have questions about the emv chip cards contact customer service at 770 567 7211 seven days a week from 7am until 11pm . person to person payments now available with the ub app need to pay a friend for your half of the dinner no cash for the babysitter now you can pay anyone using the united bank mobile app . person to person p2p payments make paying anyone simple you only need their cell phone number . there is no charge for this cool service and you can pay anyone with a checking account at any u.s. bank . download the latest app today for this new service . calculators locations career opportunities privacy policy bank owned properties current rates disclosures copyright 2016 united bank corporation member fdic equal housing lender