ltd okitipupa nigerianicon hotel ltd portharcourt nigerianicon insurence ltd nigerianicon luxury hotel abuja nigerianicon investiment ltdnicon seguros stpnicon properties ltdair nigeriaabout usbrief historyour valueboard of directorsinvestor relationshipcorporate governanceaml policykyc policyfuture outlookproductscredit facilitiesforeign currency accountloan syndicationservicesatmposoutward paymentswestern unioncorrespondent bankcontact info loan syndication at energy bank we structure credit facilities to meet our customers specific business needs ... outward payments remit funds through our correspondent bank and be sure that beneficiary will receive funds real ... atm atm means automatic teller machine . an atm is a machine that dispenses cash to bank cardholders ... . foreign currency account the energy bank foreign currency account allows customers maintain accounts in foreign ... credit facilities our credit facilities includes salary advance our bank offers salary advance loan program ... previous next loan syndication sunday 07 october 2012 07 34 outward payments sunday 07 october 2012 07 36 atm sunday 07 october 2012 16 37 foreign currency account monday 15 october 2012 22 55 credit facilities monday 15 october 2012 22 56 change language you are here entrada home future outlook energy bank is not going to be solely an energy focused bank . the energy in the name is to showcase a bank with vitality strength and power in its approach to solution banking . nevertheless the strategic plan is to lead the way by displaying unparalleled competence and skill that would make us the bank of first choice in the emerging oil and gas business in sao tome . aml policy energy bank is committed to the highest standards of anti money laundering aml compliance and requires management and employees to adhere to these standards to prevent use of our products and services as a conduit for money laundering purposes . energy bank examines its anti money laundering strategies goals and objectives on an on going basis and maintains an effective anti money laundering program for the bank s business that reflects the best practice for a diversified global financial services provider . adherence to the energy bank anti money laundering program is the responsibility of all employees . the program includes client screening and monitoring requirements know your customer policies including the requirement to establish the identity of beneficial owners embargo policies record keeping requirements the reporting of suspicious circumstances in accordance with relevant laws and training . corporate governance in line with the policy guidelines on corporate governance issued by the central bank of sao tome the regulator our bank s corporate governance policies are designed to ensure the independence of the board of directors with a firm commitment to adhere to the highest standards of integrity professionally and ethically . to this end the board of directors is committed to building a strong bank that thrives on integrity through the adoption of ethical policies and procedures which ensure open transparent and honest conduct of business . the bank is unequivocally mandated to comply with the applicable laws rules regulations international conventions and best practices . our bank has in place stringent yardstick of dealing with potential apparent or actual conflict of interest s situations . the objective is to build a bank on the under pinning of good corporate governance that would be the reference point and industry standard for other banks in sao tome . this provides the basis for our future growth strength and sustained building of stakeholders value . pursuant to this objective the board has adopted for itself a corporate governance code which regulates in details the board of directors relationship with all stakeholders namely ; shareholders senior management staff customers community pos energy bank sao tome & principe stp participated at the official inauguration ceremony of pos in stp by the prime minister of the country on 1st of december 2012 . since that day we have been installing pos for our clients . this is a further boost to electronic transactions and cashless policy being pursued by the central bank . kyc policy the know your customer kyc policy of the energy bank sao tome limited hereafter referred to as the bank is a set of guidelines aimed at preventing the bank from being used intentionally or unintentionally by criminal elements for money laundering activities . kyc procedures enable the bank to understand its customers and their financial dealings better which will help the bank manage risks prudently . the broad objective of this policy is to check the maintenance utilisation or flow of criminally obtained or intended funds in or through the bank hence ensuring the optimum management of banking risks . energy bank internationalcopyright energy bank stp 2012 . all rights reserved . designed by inforgig .