for retirement enjoying retirement family and home health and aging estate and legacy planning financial strategy managing a policy learn about us our people our products our strength careers newsroom privacy and other policies frequently asked questions new york life foundation beneficiaries my account contact search new york life insurance company insure invest retire learn learn by topic business and employees planning for retirement enjoying retirement family and home health and aging estate and legacy planning financial strategy managing a policy learn about us our people our products our strength careers newsroom privacy and other policies frequently asked questions new york life foundation beneficiaries my account contact search get good guidance . make good decisions . be good at life . i am and i care about my business and employees planning for retirement enjoying retirement my family and home health and aging my estate and legacy my financial strategy get started whether you re starting out in life or preparing to make the most of retirement new york life has insurance and investment options designed to help you meet your goals for today and for all days to come . it starts with creating a financial strategy that helps you get where you want to go . welcome . insure your family grow your savings protect your family for the future while growing your policy s cash value . you can easily access that cash but it will reduce your end benefit . invest your savings in the market mutual funds can help grow your savings . so you ll have the money you need for all the years to come . retire with guaranteed income for life your paydays don t have to end when you say goodbye to the daily grind . discover how to retire in comfort or even guarantee your income for life . our entire company is focused on one thing doing right by you . and that s not just talk . because we re owned by our clients not wall street . learn why mutuality matters 7 m policy owners make our company strong . 9 . 8 b in paid policies made our beneficiaries strong . 1 6 0 years of annual dividends going strong . be good at life we help you manage your finances so you re free to focus on what s really important . with new york life by your side you ll have expert guidance in managing your finances so you can focus on the things that matter most . making you free to be good at life . read more recent news building a window into african american history . new york life among working mother best companies . hispanic business owners we need more financial guidance . two ways to start . life insurance 101 explore the types of coverage we offer . personalized advice we re here to discuss your best options . new york life insurance company is a mutual insurance company which means it is not publicly traded and has no shareholders . instead its policy owners are the ones who share in ownership rights of the company . with a mutual company clients who purchase participating products are entitled to vote in the board of directors elections and are eligible to share in annual dividends that are declared . the company s priority is to safeguard their interests . policies issued by our subsidiary companies are not participating and do not share in these rights . figure encompasses all policy owners of new york life insurance company nylic and its insurance company subsidiaries . new york life s company strength is based on several factors including insurance in force . figures reflect the consolidated results of nylic and its insurance subsidiaries presented on a statutory basis . benefits paid primarily include death claims paid to beneficiaries and annuity payments . it also includes dividends paid to eligible policyholders . for more a more complete breakdown of this data please see our report to policyholders . while new york life has historically paid a dividend on its participating policies dividends on its participating policies are not guaranteed . note all figures are as of dec. 31 2015 . contact about newsroom careers terms of use privacy & other policies 2016 new york life insurance company new york ny . all rights reserved .