accounts rewards retirement investing online banking credit cards overdraft services business toward your first ridgewood business check order small business banking small business services borrowing 30 year fixed rate 3.750 % 3.75 % apr information and services mortgage rates and options refinancing home equity personal and educational loans commercial lending for realtors wholesale lending wholesale lending forms manage my mortgage home buying 101 tools & resources potential client broker agreement contact us customer service 718 240 4800 customer service email telephone banking 800 250 4832 location hours & atms mission news & events community involvement contact form shred events history careers faq holiday schedules sign in new user welcome back forgot user name password not enrolled sign up now mobile banking find atm branch current rates featured cd rate 1.03 % apy 18 month variable cd featured savings rate 1.05 % apy smart move online savings featured mortgage rates 3.13 % apr 15 year fixed rate 3.75 % apr 30 year fixed rate see all rates sign in find a branch atm current rates contact us location hours & atms history mission careers news & events faq community involvement contact form holiday schedules shred events personal checking savings investing cds youth accounts online banking mobile apps rewards credit cards additional services retirement overdraft services tools & resources business small business banking small business services borrowing information and services commercial lending manage my mortgage mortgage rates and options for realtors home buying 101 refinancing wholesale lending tools & resources home equity wholesale lending forms potential client broker agreement personal and educational loans investing multiply the good in banking limited time offer ... small business can earn up to a 250 value . learn more multiply the good in the community ridgewood financial services no matter what stage of life you re in it s the right time to invest . speak to a financial advisor today . learn more multiply the good in life new mortgage rates 5 1 year adjustable rate 2.875 % 3.28 % apr 15 year fixed rate 3.125 % 3.13 % apr 30 year fixed rate 3.750 % 3.75 % apr learn more ridgewood advantages personal checking mortgages small business checking mobile app deposit debit rewards 55k free atms now you can get a checking account that understands you . all of our accounts have convenient features designed to take the hassle out of banking . whether you re looking for a high yield interest rate or a simple account for everyday use we ve got you covered . open an account learn more local mortgage consultants low down payments face to face approval owning a home is the american dream . our experienced consultants have been making that dream a reality for over 90 years . as a community bank we have decades of experience working in the local markets you care about . start the process learn more 5 free domestic transfers every month no fee cash deposits overdraft privilege services managing a business is a big deal banking shouldn t be . we understand how important small businesses are to the community that s why we offer in person workshops and a full line of small business products designed to help you succeed . open an account learn more 55 000 free atms find a branch atm multiply the good in life in banking in the community our bank is about more than numbers . it s about having a positive impact in the lives of our customers and the people in our community . we believe goodness inspires goodness and a little generosity can have big effects over time . that s why multiplying the good is at the core of our identity . learn about our mission for nearly 100 years we have served local communities throughout new york . we offer a personal banking experience designed to develop your financial stability . as a mutual savings bank we have no stockholders calling the shots . our brand of banking is all about people working with people . learn more about our history we are dedicated to brightening the path of banking by helping those in need . in 2015 we donated over 870 000 to community focused organizations . our employees donated thousands of man hours volunteering for charitable institutions around new york . for us giving back isn t a slogan it s what we do . see our community involvement careers our mission news and events personal checking savings investing cds youth accounts online banking mobile apps rewards credit cards additional services retirement overdraft services tools & resources business small business banking small business services borrowing information and services commercial lending manage my mortgage mortgage rates and options for realtors home buying 101 refinancing wholesale lending tools & resources home equity wholesale lending forms potential client broker agreement personal and educational loans contact us location hours & atms history mission careers news & events faq community 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