this storm we hope that you and your family are safe . ditech is standing by to support the financial recovery of homeowners impacted by this disaster . learn more get your mortgage now 1 800 700 9212 make a paymentfind a home loan specialistblogcontactabout buy a homeget preapprovedhome loan optionshome loan processhome loan resourcesfirst time homebuyershome refinancerefinance loan optionsharp refinancerefinance processrefinance resourcescalculatorsp & i payment calculatorpurchase power calculatorrent vs. buy calculatorbiweekly payment calculatorrefinance interest savings calculatorrefinance breakeven calculatorfixed rate vs. arm calculatoradjustable rate mortgage arm calculatorresourcessection 1 learn morefrequently asked questionsalerts e bills and moreloan modificationsrefinancing and harpall about escrowunderstanding pmipayoff answersother loan topicslook it up mortgage glossarysection 2 get helpnew to ditech start heremortgage assistance loss mitigationhow to read your 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look it up mortgage glossary section 2 get help new to ditech start here mortgage assistance loss mitigation how to read your statements servicemembers civil relief act scra housing counseling services avoiding scams and phishing subordination requests insurance and claims manage my account login to myaccount make a payment online billing autopay register for digital alerts downloading documents common fees and costs register for myaccount about us ditech news ditech careers contact us find a home loan specialist blog submitting your information something seems to have gone wrongplease feel free to call us for immediate assistance at 800 700 9212 between 8 a.m. 10 30 p.m. et monday friday or 10 a.m. 5 p.m. et saturday get your home loan in 3 easy steps home loan purpose select one purchase refinance property type select one single family two unit three unit four unit condominium planned unit development are you a current ditech customer check here if you are active or retired military get started we re here for you every step of the way call 1 800 700 9212 orfind a loan specialist step 2 get started now purchase price down payment property state select one alabamaalaskaarizonaarkansascaliforniacoloradoconnecticutdelawaredistrict of columbiafloridageorgiahawaiiidahoillinoisindianaiowakansaskentuckylouisianamainemarylandmassachusettsmichiganminnesotamississippimissourimontananebraskanevadanew hampshirenew jerseynew mexiconorth carolinanorth dakotaohiooklahomaoregonpennsylvaniarhode islandsouth carolinasouth dakotatennesseetexasutahvermontvirginiawashingtonwest virginiawisconsinwyoming phone first name last name email by submitting this form i expressly consent to receive autodialed calls prerecorded calls and or text messages from ditech at the phone number provided above phone number . i affirm that i am the subscriber of the phone number or that the subscriber of the phone number has authorized me to provide it . thank you we have everything we need to get started . a home loan specialist will be in touch with you shortly . what s next explore your home loan options . we offer many home loans and can help you find the one that is right for you . view your options call 1 800 700 9212 orfind a loan specialist questions about your ditech loan get started manage your account onlineaddresses and contact informationhow to understand escrow and other topicsfrequently asked questions the reviews are in . 4.6 out of5 stars from day one excellent customer service knowledge and professionalism . regina read more reviews current home loan ratesstay on top of today s housing trends with current mortgage interest rates . for current rates please call 1 800 700 9212 program rate apr 15 year fixed 3 % 3.1 % 30 year fixed 3.625 % 3.681 % fha 30 year fixed 3.25 % 4.243 % va 30 year fixed 3.375 % 3.611 % 5 year arm 3.5 % 4.034 % about these rates about these rates disclosures and assumptions application is required and is subject to credit review and approval . full documentation required . not all applicants will be approved . loan secured by a lien against your property . fees & charges apply and may vary by state product and loan amount . terms conditions & limitations apply . additional payments of taxes & property insurance are required . rates shown are those at which loans offered by ditech are currently being closed or committed but they are subject to change without notice and may not be available at loan commitment lock in or closing . you may be required to lock in a rate when you apply . refinancing may increase the length of your loan and the total amount of interest you pay over the life of your loan . important information relating specifically to your loan will be contained in the loan documents which alone will establish your rights and obligations under the loan plan . call for details . 15 year fixed advertised rate assumes 15 year fixed rate 1st lien purchase money mortgage on a single family primary residence ; loan amount of 193 200.00 ; loan to value ratio of 65 % ; credit score of 720 ; dti of less than 43 % ; and monthly escrowing of taxes & insurance . for example as of 10 16 2016 a 193 200.00 loan amount financed at 3 % 3.1 % apr with 0.0 point s and 35.00 % down payment would result in 180 monthly principal and interest payments of 1 334.00 . 30 year fixed advertised rate assumes 30 year fixed rate 1st lien purchase money mortgage on a single family primary residence ; loan amount of 193 200.00 ; loan to value ratio of 70 % ; credit score of 720 ; dti of less than 43 % ; and monthly escrowing of taxes & insurance . for example as of 10 16 2016 a 193 200.00 loan amount financed at 3.625 % 3.681 % apr with 0.0 point s and 30.00 % down payment would result in 360 monthly principal and interest payments of 881.00 . fha 30 year fixed advertised rate assumes 30 year fixed rate 1st lien purchase money mortgage on a single family primary residence ; loan amount of 165 000.00 ; loan to value ratio of 95 % ; credit score of 700 ; dti of less than 43 % ; and monthly escrowing of taxes & insurance . for example as of 10 16 2016 a 165 000.00 loan amount financed at 3.25 % 4.243 % apr with 0.0 point s and 5.00 % down payment would result in 360 monthly principal and interest payments of 718.00 . fha loans require a one time up front mortgage insurance premium as well as monthly mortgage insurance premiums paid by the borrower . monthly payments shown do not include amounts for taxes and insurance premiums so your actual payment obligation will be greater . va 30 year fixed advertised rate assumes 30 year fixed rate 1st lien purchase money mortgage on a single family primary residence ; loan amount of 180 000.00 ; loan to value ratio of 94 % ; credit score of 700 ; dti of less than 43 % ; and monthly escrowing of taxes & insurance . for example as of 10 16 2016 a 180 000.00 loan amount financed at 3.375 % 3.611 % apr with 0.0 point s and 6.00 % down payment would result in 360 monthly principal and interest payments of 796.00 . 5 year arm advertised rate assumes 30 year adjustable rate 1st lien purchase money mortgage on a single family primary residence ; loan amount of 210000 ; loan to value ratio of 75 % ; credit score of 720 ; dti of less than 43 % ; and monthly escrowing of taxes and insurance . for example as of 11 16 15 on a 5 1 arm a 210000 loan amount financed at an initial rate of 3.25 % 3.247 % apr with 0.35 point s and 25 % down payment would result in 60 monthly principal and interest payments of 913.93 followed by principal and interest payments estimated based on current libor index and margin of 901.60 for 299 months and 900.71 for 1 month . the initial rate is fixed for the first 60 months and may change at the end of that time and every 12 months thereafter . the fully indexed interest rate is 3.183 % which is the current libor index plus the margin prior to applying any periodic or lifetime rate caps . maximum initial interest rate change is 2 percentage points ; maximum annual interest rate change thereafter is 2 percentage points ; maximum lifetime interest rate change is 5 percentage points . calculatorsget a quick look into what you can expect to spend from home loan costs to monthly payments . try ditech s calculators your digital account customers can manage their accounts online . learn more watch the video watch our segment on designing spaces ditech was recently featured in a segment on lifetime s designing spaces about understanding the mortgage process . watch the video struggling with payments we re committed to helping you keep your home . if you have missed a payment or are struggling to keep up contact us now . mortgage assistance a wide customer base.extensive offerings.a customer first approach . your crash course to first time homebuying daydreaming about buying your first home we ve been there . let s make that dream a reality . get started 1 800 700 9212 weekdays 8 a.m. 10 p.m. et saturday 8 a.m. 5p . m. et our 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