nacha estore my cart register log in search this site home members and community join the nacha community direct financial institution membership payments innovation alliance affiliate program regional payments associations code of conduct networking groups apply for membership nacha operating rules nacha operating rules how the rules are made updates and upcoming changes understand and comment on proposed rules operations bulletins report a rules violation register your direct access status education and events event calendar payments conference the payments institute training and accreditation programs training resources webinars risk management risk updates and resources risk management at nacha sound business practices risk management tools report a data breach payments in action direct deposit and direct payment via ach same day ach industry needs opt in programs submit a rule or program idea nacha and the ach network ach network how it works history and network statistics network administration fees advocating for the network about nacha consulting services preferred partner program news and press releases for consumers careers contact us sponsor exhibit and partner opportunities nacha estore register log in home members and community join the nacha community direct financial institution membership payments innovation alliance affiliate program regional payments associations code of conduct networking groups apply for membership nacha operating rules nacha operating rules how the rules are made updates and upcoming changes understand and comment on proposed rules operations bulletins report a rules violation register your direct access status education and events event calendar payments conference the payments institute training and accreditation programs training resources webinars risk management risk updates and resources risk management at nacha sound business practices risk management tools report a data breach payments in action direct deposit and direct payment via ach same day ach industry needs opt in programs submit a rule or program idea nacha and the ach network ach network how it works history and network statistics network administration fees advocating for the network about nacha consulting services preferred partner program news and press releases for consumers careers contact us sponsor exhibit and partner opportunities same day ach for credits is live . learn more stock up your ach library and save receive a discount on member and nonmember pricing the 2016 nacha operating rules and guidelines is the premier source for information governing the exchange and settlement of transactions through the ach network . it is beneficial to your staff to have quick reference year after year . learn more account validation a paper for businesses and financial institutions two new papers highlight what methods of account validation are available and future options the payments industry may want to pursue to ensure the continued quality and security of ach payments . read more same day ach for businesses essentials guide a suite of resources that provide key guidance learn more about same day ach opportunities benefits and value to businesses and action plans for sending and receiving same day payments . download same day ach publication a guide to opportunities and implementation this publication helps financial institutions prepare for implementation and look for ways to convey this opportunity to customers . buy now latest news faster processing and settlement of ach credit transactions begins today reaching all u.s. bank accounts posted september 22 2016 nacha announces implementation of new rule for phase 1 of same day ach . nacha commends north american banking company and independent community bankers of america for their innovation on top of same day ach posted october 6 2016 the all payments app revealed as part of the federal reserve faster payments task force proposal process demonstrates how innovation continues on the ach network . nacha issues reminder regarding ach responsibilities to financial institutions potentially impacted by hurricane matthew posted october 6 2016 with hurricane matthew reaching the u.s. nacha reminds financial institutions that if you intend fraudulent emails appearing to come from nacha educate yourself posted august 30 2016 nacha provides this resource area to educate consumers businesses financial institutions and other parties about ways that they can protect themselves from the sustained and evolving phishing attacks in which individuals and organizations in the u.s. and other nations are receiving emails that fraudulently claim to come from nacha regarding ach payment transactions . more ach network news upcoming events oct 17 payments innovation alliance meeting chicago marriott downtown magnificent mile chicago il nov 2 webinar clicking through the internet of things analysts predict that the number of connected devices by 2020 will be in the 10 billion to 50 billion range . it s a staggering number . whether accurate or not one needs to take notice . nov 29 webinar same day ach phase two get ready for debits now as financial institutions are taking advantage of the new same day ach capabilities for credits you need to look forward to phase two and prepare for sept. 15 2017 . apr 23 payments 2017 austin tx discover a unique conference experience as the industry continues to move towards faster payments . more events and education more than 10 000 financial institutions support nacha the electronic payments association . together we make billions of transactions safe and secure every year and pursue new ways to connect people and payments . rules changes improving ach network quality unauthorized entry fee recently implemented effective 10 3 2016 this rule is intended to improve ach network quality by reducing the incidence of ach debits that are returned as unauthorized . same day ach moving payments faster phase 1 recently implemented effective 9 23 2016 this rule will provide a new ubiquitous capability for moving ach payments faster and enable the same day processing of virtually any ach payment . ach network risk and enforcement topics recently implemented effective 9 18 2015 this rule will improve the overall quality of the ach network by reducing the incidence of returned entries and the associated costs both financial and reputational that such returned entries impose on the ach network and its participants . nothing open for comment more about rules changes more than 10 000 financial institutions support nacha the electronic payments association . together we make billions of transactions safe and secure every year and pursue new ways to connect people and payments . for consumers helpful information electronic payments 2016 nacha . all rights reserved about us contact us site map privacy policy sponsor exhibit partner opportunities register on nacha.org apply for membership careers with nacha 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