or prepayment penalties check your rate checking your rate won t affect your credit score . how it works check your rate answer a few questions and get your lowest eligible rate in minutes . choose your term get a fixed term for 3 or 5 years . no hidden fees early payment penalties or tricky fine print . get your funds your money goes straight to your bank account via direct deposit . how it works check your rate answer a few questions and get your lowest eligible rate in minutes . choose your term get a fixed term for 3 or 5 years . no hidden fees early payment penalties or tricky fine print . get your funds your money goes straight to your bank account via direct deposit . prosper helped me pay for essential things we needed as well as pay down credit card debt . in such an uncertain time we didn t have to worry about losing everything we worked so hard for . within a week i got the money in my bank account . i ll be able to pay off my credit card debt in 3 years at half the interest rate i was paying before . it was tough getting my finances back together and i was kind of relying on my credit card . prosper let me consolidate and now i only have one payment . shanita myprosperstory entry oscar myprosperstory entry nik myprosperstory entry loans for your life debt consolidation check your rate learn more home improvement check your rate learn more auto and vehicle check your rate learn more baby and adoption check your rate learn more small business check your rate learn more special occasion check your rate learn more stay on top of your money with prosper daily stay on top of your money with prosper daily view your financial accounts and loan in one place know exactly where your money is going track the things that influence your credit score learn more about prosper daily invest in loans through prosper a diversification opportunity that delivers solid monthly returns learn more earn landingvm.estimatedreturn formatpercentagesafe estimated return