banking user password sign up forgot password test your browser demo order checks login to online banking login to online banking open an account customer service center 866 440 0391 community giving hours locations calculators take our survey news get rid of your unwanted electronics on saturday oct. 29th at our lake katrine and wappingers falls branches important customer notice irs alert about fake tax bill e mails learn more about our new mortgage closing cost discount for our active and retired military personnel reservists and veterans ulster savings bank to co sponsor a red hook halloween celebration ulster savings now showcasing m.e. whitehill artwork at gardiner branch philip masquelette joins ulster savings bank as senior vice president and chief risk officer we hope you can join us in saugerties for our community day celebration on saturday oct. 29th join us in gardiner on friday oct. 14th for our fall harvest community appreciation day celebration james hastings joins ulster savings bank as executive vice president and chief financial officer katherine gray returns to new paltz branch with new art exhibit for current fdic security alerts click here current rates mortgages rate apr b 30 year fixed purchase b 3.500 % 3.557 % b 20 year fixed purchase b 3.250 % 3.329 % b 10 year fixed b 2.750 % 2.896 % see all rates our community giving over 173 770 donated so far in 2016 since 2001 we ve given over 8.5 million to support our charitable foundation and the communities we serve . current promotions learn about our electronic recycling day in lake katrine & wappingers falls our new mortgage closing cost discount for our military gardiner fall harvest community appreciation day special 24 month cd home equity loan and first home club closing cost discount promotions workshops learn more with us check out our workshop calendar or workshop registration pages today security & privacy espanol fee schedule mortgage fee schedule routing number 221971264 investment tax payroll and insurance products and services offered through ulster insurance services inc. and ulster financial group inc. subsidiaries of ulster savings bank are not fdic insured . nmls 619306 checking absolutely free checking premium 50 free interest checking vip free interest checking wall street checking student investor checking certificate of deposit cd chip card news debit mastercard mobile banking health savings accounts statement savings safe deposit boxes money market account first home club freedom select freedom select trip news how to manage your debt bank work free business checking business debit mastercard merchant services cash management commercial loans payroll processing business insurance investments remote deposit capture customer reviews & testimonials small business tool mortgage loans residential mortgages meet our mortgage specialists construction loans home equity loans first home club reverse mortgages nmls id list home financing tool commercial loans business installment loans line of credit commercial mortgages commercial loan officers bank owned properties for sale ach authorization form personal free auto & home insurance quotes business claims employee benefits health care reform individual life & medical benefits helpful articles personal lines life & health business tax preparation services schedule a personal appointment forms payroll services electronic payroll login payroll reports payroll forms payroll team client testimonials benefit services tax & compliance helpful links & alerts investment overview investment team brokerage & investments mutual funds iras roth iras fixed annuities variable annuities asset management advisory services retirement plan rollovers college planning 529 plans coverdell education savings accounts life insurance products planning & review social security planning access your cetera investment svcs . acct . our history hours & locations latest news holiday schedule loan payment assistance current promotions code of ethics whistleblower policy board of trustees modal title modal body continue close are you an ulster savings bank customer who uses intuit s quicken or quickbooks financial management software click here to learn about important changes to your settings . are you an ulster savings bank customer who uses intuit s quicken or quickbooks financial management software click here to learn about important changes to your settings . get a free no obligation payroll quote today do you know your buying power