mac jumbo and harp home loans . 100 % ltv usda 100 % va cash out . down payment assistance and state bond programs available . gogsf lending in your favor apply now apply now about us more about gsf gsf in the news our story awards testimonials e books branch partners on par blog purchase home purchase calculator refinance refinance calculator programs all programs fha conforming veteran usda reverse mortgage jumbo rehab find us contact us find a loan officer apply now feedback careers about us more about gsf gsf in the news our story awards testimonials e books branch partners on par blog purchase home purchase calculator refinance refinance calculator programs all programs fha conforming veteran usda reverse mortgage jumbo rehab find us contact us find a loan officer apply now feedback careers welcome let s get started on your new home loan or call 800 444 rate 7283 finance first have special circumstances or want some peace of mind you can submit your loan application upfront to get a pre approval before shopping find a branch ready to talk to one of our experienced loan specialists click here to find your local branch . free homeowners reports click here to access some great information and resources for your home buying journey and after you ve purchased your new home . a home is a lot more than a structure held together by wood and nails . it s the foundation that holds your stories your memories and your milestones . we get it . in fact we ve been helping people buy homes for 20 years . click on a program below to view more information about our products program information download usda va fha jumbo fnma fhlmc purchase refinance max ltv 100 % plus 2 % financed guaranty fee min . credit score credit score max loan amount as income limits allow dti 29 41 or as gus allows available term 30 year must be in eligible area and income limits apply . bankruptcy 3yrs foreclosure 3 years max ltv 100 % plus 2 % financed guaranty fee min . credit score credit score max loan amount as income limits allow dti 29 41 or as gus allows available term 30 year must be usda to usda . reduce rate 1 % timely payments purchase r t refinance irrrl c o refinance max ltv 100 % min . credit score credit score max loan amount follow conforming loan limits dti 41 % or as aus allows . also watch residual . available term 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk ; ch 7 2years fh 13 active . foreclosure 2yrs . max ltv 100 % min . credit score n a max loan amount follow conforming loan limits dti 41 % or as aus allows . also watch residual . available term 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk ; ch 7 2years fh 13 active . foreclosure 2yrs . max ltv 100 % min . credit score credit score max loan amount follow conforming loan limits dti 41 % or as aus allows . also watch residual . available term 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk ; ch 7 2yrs fh 13 active . foreclosure 2yrs . max ltv 100 % min . credit score n a max loan amount follow conforming loan limits dti 41 % or as aus allows . also watch residual . available term 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk ; ch 7 2yrs fh 13 active . foreclosure 2yrs . purchase r t refinance streamline max ltv 96.5 % min . credit score credit score max loan amount follow county limits dti 29 41 or as aus allows . higher dti will require comp factors . available term 10 years 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk 2ys . foreclosure 3yrs . max ltv 96.5 % min . credit score credit score max loan amount follow county limits dti 29 41 or as aus allows . higher dti will require comp factors . available term 10 years 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk 2ys . foreclosure 3yrs . max ltv n a min . credit score credit score max loan amount follow county limits dti 29 41 or as aus allows . higher dti will require comp factors . available term 10 years 15 years 20 years 25 years 30 years check program guidelines for appraisal requirements . bk 2ys . foreclosure 3yrs . purchase refinance max ltv 80 % max based on loan amount min . credit score 680 minimum credit score depending on loan amount max loan amount 3m max depending on ltv credit score and max of units . dti 43 % available term 30 year fixed 6 months min . reserves required . 2 appraisals may be required . primary or 2nd homes . no bk foreclosure pre foreclosure short sale or modification in last 7yrs . refer to ob for program guides . max ltv 80 % max based on loan amount min . credit score 680 minimum credit score depending on loan amount max loan amount 3m max depending on ltv credit score and max of units . dti 43 % available term 30 year fixed 6 months min . reserves required . 2 appraisals may be required . primary or 2nd homes . no bk foreclosure pre foreclosure short sale or modification in last 7yrs . refer to ob for program guides . purchase or refinance cash out refinance max ltv 95 % min . credit score credit score max loan amount 417 000 or per county limits dti per aus findings available term 10 years 15 years 20 years 25 years 30 years follow aus findings . no expanded level approvals or referred decisions allowed . also refer to specific guidelines . max ltv 80 % min . credit score credit score max loan amount 417 000 or per county limits dti per aus findings available term 10 years 15 years 20 years 25 years 30 years follow aus findings . no expanded level approvals or referred decisions allowed . also refer to specific guidelines . open access max ltv n a min . credit score credit score max loan amount 417 000 or per county limits . dti per aus findings available term 10 years 15 years 20 years 25 years 30 years follow aus findings . no expanded level approvals or referred decisions allowed . also refer to specific guidelines . our process we have implemented a world class quality control process and eliminated expensive third party costs . we call this lending in your favor . make a payment questions on your loan or need to make a payment awards we are always looking to improve the many ways we can assist you . read more about our recent accomplishments . careers interested in the finance mortgage industry we welcome your interest we are always looking for candidates that exemplify our core values even if you are new to the industry . history gsf mortgage corporation was launched as a small mortgage brokerage in 1995 in brookfield wi . since then we have grown to include branches across the united states dedicated ourselves to consumer education and new created measures to improve transparency . branch partners interested in joining the gsf mortgage family as a branch if you are looking for a new home a better home or your last home gsf could be the place for you . just wanted to let you know it was a pleasure working with you on my refinance . you worked out all the figures and were upfront about everything . you also kept in touch with us throughout the whole procedure . i would highly recommend you to anyone that needs to buy a house or do a refinance . again you were the best . baltimore md refinance customer says jason was always up front thank you for your assistance with this file . you really helped them during a stressful time . on to the next file hopefully more will come our way this summer . thanks again melbourne fl real estate agent says ruth helped during a stressful time you should win an award for most patience thanks for all your help with my parents and their va home refinance loan they re happy cadillac mi refinance customer says marty deserves an award gsf does an excellent job . their staff is friendly dedicated and very professional . they go out of their way to make your purchase mortgage happen . i highly recommend their services chicago il purchase customer says gsf goes out of their way bbb about when most people tell a story they often date it by the home they were living in at the time . a home is a lot more than a structure held together by wood and nails . it is a part of the world stage that holds your stories your memories and your milestones . we get it . in fact we ve been helping to create these stories and helping people buy homes for nearly 20 years . choosing a home loan shouldn t be stressful or overwhelming . that s why gsf is dedicated to helping you successfully navigate the mortgage process . with our comprehensive list of home loan options and our well trained experienced staff you can be sure you are in good hands . so whether you are searching for your first home or your third gsf mortgage is here to help select the best mortgage for you . we call it lending in your favor . recent posts 3 questions to ask before buying your dream home october 13 2016 at 10 18 am mortgage rates by decade compared to today infographic october 10 2016 at 9 43 am weekly wrap mortgage news roundup october 7 2016 at 9 37 am have you put aside enough for closing costs october 5 2016 at 9 35 am disclosure information terms of use privacy policy sitemap make a payment nmls consumer access gsf mortgage corp nmls 1018 follow us