business insure & invest contact us locations and hours rates careers about us chat accounts checking kasasa cash kasasa cash back kasasa tunes basic checking debit mastercard prewards for debit mastercard overdraft protection savings kasasa saver savings money fund health savings account individual retirement account certificates online services online banking mobile app pay your home loan pay your loan insurance verification loans home loans purchase refinance home equity loans meet the team schedule an appointment vehicle loans auto loans other vehicle loans credit union auto buying service repos protect your vehicle investment credit cards credit cards account management other loans personal loan smart solution business business accounts business checking business savings business debit mastercard rewards for business debit mastercard organizational accounts organizational checking organizational savings business loans business loans business credit cards offer cu membership become a seg company insure & invest insurance vehicle insurance business insurance property insurance life insurance investments investment services retirement planning financial planning meet the team locations and hours contact center air force academy branch castle rock branch cheyenne mountain branch cordera branch corporate headquarters garden ranch branch highlands ranch branch monument branch parker branch contact us locations and hours rates careers about us submit a site search chat routing number 307070021 accounts loans business insure & invest checking kasasa cash kasasa cash back kasasa tunes basic checking debit mastercard prewards for debit mastercard overdraft protection savings kasasa saver savings money fund health savings account individual retirement account certificates online services online banking mobile app pay your home loan pay your loan insurance verification kasasa cash it s like you get paid to bank with us . try free kasasa cash . learn more home loans purchase refinance home equity loans meet the team schedule an appointment vehicle loans auto loans other vehicle loans credit union auto buying service repos protect your vehicle investment credit cards credit cards account management other loans personal loan smart solution my way mortgage enjoy a mortgage that is uniquely yours customize a home loan that gets you the most for your money . customize now business accounts business checking business savings business debit mastercard rewards for business debit mastercard organizational accounts organizational checking organizational savings business loans business loans business credit cards offer cu membership become a seg company rewards for debit business mastercard earn rewards for everyday purchases and redeem them to receive gift cards merchandise travel experiences and much more learn more insurance vehicle insurance business insurance property insurance life insurance investments investment services retirement planning financial planning meet the team products and people you can rely on save on insurance today to better plan for tomorrow with air academy insurance services . start saving banking notice insurance you need from a name you already trust . a unique home loan customized for you get started home page apply for a mortgage apply for a loan open an account aafcu featured rates auto loans apr as low as 2.49 % home equity apr as low as 4.50 % mortgages 30 year fixed rate 4.25 % kasasa cash apy as high as 1.25 % personal loan apr as low as 11.25 % auto loans apr annual percentage rate . apr calculation assumes no fees ; fees may impact rate and or term . rate available up to 66 month repayment term up to 100 % ltv credit score of 740 or above and vehicle model year of 2013 or newer . payment example 66 monthly payments of 162.29 per 10 000.00 borrowed at 2.49 % apr. rates and terms are subject to change without notice . rates may vary depending on applicant s creditworthiness and year of collateral . down payment may be required . refinancing fees will apply to all existing auto loans with aafcu . membership requirements and other restrictions apply . home equity line of credit apr annual percentage rate . rate with approved credit on new equity loans only . apr is prime is plus one percent note prime is determined by the federal reserve . prime rate is currently 3.50 % . maximum interest rate over the life of the loan is 17.99 % . minimum interest rate over the life of the loan is 4.50 % . rate available for standard 15 year repayment term 7 year draw period and 8 year repayment period . a 299.00 origination fee and a 450.00 appraisal fee if necessary . 10 000 minimum loan amount 75 000 maximum loan amount . some restrictions apply . rates subject to change . offer valid until 10 30 2016 . membership requirements apply . payment example at the rate of 4.50 % the apr for this loan type is 5.074 % . the monthly payment amount for a 20 000 loan amount during a 15 year repayment term would be 180 payments of 153.01 at an interest rate of 4.50 % . 30 year mortgage apr annual percentage rate . rate with approved credit . apr calculation assumes no fees ; fees may impact rate and or term . terms may change at any time without notice . offer valid until 10 31 2016 . rates apply to conventional 1st mortgages ; rates subject to change . closing costs do not include rate buy down or escrows . minimum loan amount is 55 000 . maximum loan to value ratio is 80 % . other restrictions and requirements may apply . membership requirements apply . the information provided is for a 30 year fixed mortgage and assumes the purpose of the loan is to purchase or refinance a property with a loan amount of 192 000 and an estimated property value of 240 000 . the property is an existing single family home which will be used as a primary residence . the rate lock period is 60 days and the assumed credit score is 680 or above . payment example apr for this loan type is 4.25 % . the monthly payment would be 360 payments of 944.56 at an interest rate of 4.25 % . the monthly payment amount displayed includes principal and interest . the payment amount does not include homeowner s insurance or property taxes which must be paid in addition to your loan payment . contact air academy federal credit union at 1.800.223.1983 for more information . we do business in accordance with the federal fair housing law and equal credit opportunity act . kasasa cash checking apy annual percentage yield div dividend rate qualifications ; post and clear a at least one direct deposit or pre authorized ach b post and clear eighteen or more purchase transactions using your debit card and c consent to receive your periodic statements electronically during the period statement cycle . periodic statement cycle is defined as the first day of the month the credit union is open for business to the close of business on the last day of the month . account transactions and activities may take one or more days to post and clear to the account and all must do so during the periodic statement cycle in order to qualify for the account s rewards . when your kasasa cash account qualifications are met during a periodic statement cycle the following rewards will be distributed to your account s on the first business day of the month . balances up to 25 000.00 receive a non compounding apy of 1.25 % ; and balances over 25 000.00 earn 0.15 % apy on the portion of balance over 25 000.00 . if a kasasa saver account is available dividends will be posted to that account . atm fee refunds limited to 4.99 per items and 25.00 per periodic statement cycle . if a kasasa cash account is paired with a kasasa saver account earned rewards and refunds will be posted to the kasasa saver account . non qualified accounts will be paid a dividends at 0.05 % apy and are not eligible for atm fee refunds . rates and rewards are variable and may change after account is opened . fees may reduce earnings . personal loan apr annual percentage rate . apr calculation assumes no fees ; fees may impact rate and or term . rate available up to a 12 month repayment term . payment example 12 monthly payments of 88.51 per 1 000 borrowed at 11.25 % apr for the entire term of the loan . rates may vary depending on applicant s creditworthiness . other restrictions may apply . rates and terms are subject to change without notice . membership requirements apply . debit mastercard aafcu offers a secure and convenient debit mastercard that makes purchasing easy . learn more aafcu tee kid promo sign up for the exclusive chance to be an aafcu tee kid at one of the falcon football games this fall kids younger than 8th grade are eligible . sign up saving for the future regardless of your investment type or size we ensure your funds are well protected . learn more what s happening events fraud alerts annual reports newsletters connect with us our facebook page our twitter feed our youtube videos our blog accounts kasasa cash back debit mastercard savings iras certificates loans my way mortgage purchase refinance auto loans credit cards business business checking business debit card rewards business savings business loans online services online banking mobile app pay your home loan pay your loan insurance verification resources auto center mortgage center retirement center calculators forms moneyisland fees privacy policy usa patriot act terms and conditions site map facebook twitter youtube linkedin p.o. box 62910 colorado springs co80962 2910 national credit union association equal housing opportunity federally insured by ncua equal housing opportunity copyright 2016 air academy federal credit union.aafcu is a registered trademark of air academy federal credit union .