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money manager more resources financial pathways resources about financial pathways credit and debt help calculators seminars videos about us have your voice heard this is your credit union . make sure your voice is heard by giving us feedback . share today membership membership eligibility segs connect with us blog facebook twitter instagram youtube student blog community involvement community involvement events pay it forward scholarships seminars sponsorships newsroom our story press releases newsletter the credit union difference executive bios media kit contact us help center branch locations member voice member advocacy report fraud careers opportunities mountain america credit union techtober 2016 auto spring 2016 yourstyle checking login register now need help go mobile open an account apply for a loan 30yr fixed mtg aslowas 3.50 % apr apy 3.626 % apr lock in a low rate and low payments by applying for a 30 year fixed home ... learn more home eq line aslowas 2.49 % apr apy % apr tackle a home improvement project consolidate debt pay for education and ... learn more 15yr fixed mtg aslowas 2.75 % apr apy 2.973 % apr get a low rate and pay off your mortgage faster with this financing option . learn more auto loan aslowas 2.99 % apr apy % apr need financing for a used car truck or suv mountain america can help . learn more 7yr minimortg aslowas 3.74 % apr apy % apr shrink your interest rate or term by refinancing your mortgage . no ... learn more 100 % mortgage aslowas 4.50 % apr apy 4.678 % apr low rate small down payment and flexible terms for first time buyers . learn more 5yr term dep aslowas 2.30 % apr apy % apr looking for a safe way to grow your savings long term consider a term ... learn more 10yr minimortg aslowas 3.99 % apr apy % apr shrink your interest rate or term by refinancing your mortgage . no ... learn more small rv atv aslowas 4.74 % apr apy % apr secure low rate financing for a new motorcycle atv or side by side . learn more rv loan used aslowas 4.24 % apr apy % apr get the used boat camper motor home or trailer you want at a low rate . learn more rv loan new aslowas 4.24 % apr apy % apr up to 144 month financing for new boats campers motor homes and more . learn more visa rewards aslowas 9.24 % apr apy % apr all the rewards and features you want in a single low rate credit card . learn more construct loan aslowas 3.875 % apr apy 4.046 % apr build from the ground up owner builder and contractor options available . learn more visa platinum aslowas 8.24 % apr apy % apr get low rates no annual fees no balance transfer fees and more . learn more savings aslowas 0.10 % apr apy % apr get competitive interest earnings while you grow your money . learn more signature loan aslowas 7.74 % apr apy % apr receive the low rate financing you need with just the stroke of a pen . learn more 4yr term dep aslowas 1.75 % apr apy % apr looking for a safe way to grow your savings long term consider a term ... learn more money market aslowas 0.30 % apr apy % apr earn higher interest dividends than you would with a regular savings account . learn more 10.16.16 today s rates view all rates close 30 year fixed important loan information the information provided is for a 30 year fixed mortgage and assumes the purpose of the loan is to purchase a property with a loan amount of 180 000.00 and an estimated property value of 240 000.00 . the property is located in ut and is within salt lake county . the property is an existing single family home and will be used as a primary residence . an escrow impound account is required . the rate lock period is 25 days and the assumed credit score is 740 . at a 3.500 % interest rate the apr for this loan type is 3.626 % . the monthly payment would be 359 payments of 808.28 at an interest rate of 3.500 % 1 payment of 808.40 at an interest rate of 3.500 % the monthly payment amount displayed includes principal and interest . the payment amount does not include homeowner s insurance or property taxes which must be paid in addition to your loan payment . annual percentage rate . on approved credit and new equity loans only . at the end of the 6 month promotional rate your variable rate will adjust to an apr that is based on the margin over prime that you qualify for which may be anywhere from 4.00 % apr to 10 % apr depending on your eligibility . maximum interest rate over the life of the loan is 18 % . minimum interest rate over the life of the loan is 4.00 % on approved credit . some restrictions may apply . rates subject to change . limited time offer . membership required based on eligibility . consult your tax advisor for more information regarding the tax deductible benefits of a home equity line of credit . 15 year fixedimportant loan information the information provided is for a 15 year fixed mortgage and assumes the purpose of the loan is to purchase a property with a loan amount of 180 000.00 and an estimated property value of 240 000.00 . the property is located in ut and is within salt lake county . the property is an existing single family home and will be used as a primary residence . an escrow impound account is required . the rate lock period is 25 days and the assumed credit score is 740 . at a 2.750 % interest rate the apr for this loan type is 2.973 % . the monthly payment would be 179 payments of 1 221.52 at an interest rate of 2.750 % 1 payment of 1 223.19 at an interest rate of 2.750 % the monthly payment amount displayed includes principal and interest . the payment amount does not include homeowner s insurance or property taxes which must be paid in addition to your loan payment . 60 monthly payments of 17.96 per 1 000.00 borrowed . includes 0.25 % discount with mystyle checking . 84 payments of 13.55 per 1 000.00 borrowed . rate is based on an 80 % or less ltv . macu 100 % 30 year fixed rate important loan information the information provided is for a macu 100 % 30 year fixed rate mortgage and assumes the purpose of the loan is to purchase a property with a loan amount of 180 000.00 and an estimated property value of 180 000.00 . the property is located in ut and is within salt lake county . the property is an existing single family home and will be used as a primary residence . an escrow impound account is required . the rate lock period is 25 days and the assumed credit score is 740 . at a 4.500 % interest rate the apr for this loan type is 4.678 % . the monthly payment would be 359 payments of 912.03 at an interest rate of 4.500 % 1 payment of 913.35 at an interest rate of 4.500 % the monthly payment amount displayed includes principal and interest . the payment amount does not include homeowner s insurance or property taxes which must be paid in addition to your loan payment . apy annual percentage yield 120 payments of 10.12 per 1 000.00 borrowed . rate is based on an 80 % or less ltv . 60 monthly payments of 18.75 per 1 000.00 borrowed . 144 monthly payments of 8.87 per 1 000.00 borrowed . includes 0.25 % discount with mystyle checking . 144 monthly payments of 8.87 per 1 000.00 borrowed . includes 0.25 % discount with mystyle checking . the information provided is for a 30 year fixed one time close loan with a 9 month construction term . assumes a 700 fico and 80 % loan to value . no prepayment penalty . allows 1 time float down at modification if rates drop otherwise rate is capped at construction rate . during construction phase minimum payments are interest only based on the amount drawn . 360 payments of 4.70 per 1 000 borrowed after construction period . apy annual percentage yield rate based on a 36 month term and includes a 0.25 % discount with a mystyle checking account . terms up to 60 months available . apy annual percentage yield apy annual percentage yield open an account apply for a loan win a new phone enter our giveaway for a chance to win an iphone7 or samsung galaxy s7 edge we re giving away one of each enter now name the penguins help mountain america name the new 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