line for business careers homeabout the groupour brandsour responsibilitiesinvestorsmedia menu about the groupour brandsour responsibilitiesinvestorsmedia direct line insurance group releases its half year report for the first half of 2016 gross written premium for ongoing operations 3.9 % higher than h1 2015 h1 2016 combined operating ratio from ongoing operations continued to be strong at 89.6 % 0.2 pts higher than h1 2015 h1 2016 return on tangible equity of 23.1 % h1 2016 i am very pleased with our results over the first half of 2016 as we delivered an excellent performance against a very strong comparator from the previous year . paul geddes ceo h1 2016 what s new the latest news and updates from direct line group half year report for the first half of 2016 half year report for the first half of 2016 watch ceo paul geddes give his take on h1 2016 results visit results centre regulatory news regulatory news 04.10.2016 director pdmr shareholding 03.10.2016 total voting rights 30.09.2016 director pdmr shareholding 16.09.2016 director pdmr shareholding more regulatory news company news company news 02.08.16 direct line insurance group plc half year report for the first half of 2016 11.07.16 direct line group signs up to the women in finance charter 04.05.16 direct line insurance group trading update for the first quarter of 2016 more company news our approach our business model allows customers to buy the products they want through the channels that suit them best . our brands our brandswe aim for each of our brands to offer a specific proposition to a distinct customer segment . our products our productswe tailor our products to target specific market segments . we have multiple brands products and distribution channels that enable customers to choose the right level of cover to protect their cars homes holidays businesses and pets . our channels our channelswe use a multi brand multi product and multi distribution channel business model aiming for each of our brands to offer a specific proposition to a distinct customer segment . learn more about our approach our brands we own several of the country s best known brands each with its own clearly defined identity and proposition . quick links latest results and presentations downloadable documents from group results announcements financial calendar a full list of upcoming dates for direct line group annual reports download annual report & accounts 2015 pdf group contacts for customer and brand queries contact the direct line group . leadership direct line group s executive committee members check out our ipad app click here stay informed sign up to the email alerts and receive updates on upcoming news . sign up accessibility terms of use cookies notice privacy policy site map direct line insurance group plc 2016 registered in england & wales no 02280426 . registered office churchill court westmoreland road bromley br1 1dp most computers will open pdf documents automatically but you may need to download adobe reader .