of directorsshareholding patternprofile of board of directorsinvestor informationmediaservicesmotor insurancemarine insurancefire insurancemiscellaneous insurancetravel insuranceclaim settlement procedurefinancialsannual reportsfirst quarter reportshalf year reportsthird quarter reportsbranchescontact ussite map welcome we are in the business of providing a full range of non life insurance products and services customized to meet the varied needs of a wide spectrum of business and industrial clients as well as individuals providing property marine aviation motor and other miscellaneous products . the most important aspect of our operation is that we have created a separate risk management team and an engineering group who work closely with clients to identify various risk exposures and then provide specific insurance . this helps in loss prevention and reducing the cost of premium . our market driven team of inspired and technically qualified insurance personnel specializing in civil mechanical metallurgy electronics and having overseas linkages is on call for necessary professional advice at all times . it is our policy not only to provide protection and risk reduction but help clients develop preventive capabilities to avert major perils and calamities . complaint resolution forums financial highlights annual report first quarter report half year report third quarter report downloads addition deletion form data transformation format employees data form health proposal form insurance proposal form agm notice eogm notice form of proxy consent for audited financial statements via email compliance certificate news & events online bidding expo 2012 expo 2013 cricket gala 2011 . business conference 2010 business conference 2009 2016 the universal insurance company limited