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ibc bank visa debit card with chip technology for increased security and fraud protection . when used at a chip activated terminal the embedded chip produces a onetime use code that helps reduce in store fraud . get it now at your nearest branch . security alert phishing attempts are on the rise . phishing involves the use of unauthorized emails to target bank customers with messages such as your account may have been violated or may urge you to take action and subsequently invite you to click on a link to enter your id and password to verify your account information . these are illicit emails and websites which are intended to steal your private information . ibc will never ask you to provide your account number or other personal information via a website email or phone call . if you should get such a request you should always call the bank directly for verification before responding . forward any suspicious emails to abuse ibc.com . learn more what s new online center sign up bill 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